 My grandson threw a cup and broke my new $2000 TV. The warranty does not cover.The damage is $2300.? |
My homeowners insurance company denied the claim. I do not understand my policy covers for "malicious mischief". Are they cheating me?
Additional Details
He is only 3 years old ... |
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 Life Insurance.........? |
| I want to get a life insurance policy and would like to know more about what type to get. Just want a policy that will pay out if I die (car accident,cancer,illness,etc etc) and not really one that ... |
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 What would be YOUR plan to resolve the health care problem in the U.S.?? |
| It seems to me that every medical procedure that IS NOT covered under insurance has a price tag that has plummeted. Examples are Lasik, or RK surgery, plastic surgery, implants.... I remember when ... |
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 If a person dies suddenly, who is responsible for their debts? |
Additional Details
I have a life insurance policy that will cover my funeral expences. A small loan I have has life insurance. I was wondering if my life insurance policy would pay off ... |
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 My husband has recently died and the insurance company that he paid in for his pension...? |
| has asked for a year's payment back. He was paid yearly - in arrears - and a payment was made 8 days after he died. I worked out that the repayment was £15 (for the 8 days overpayment) and ... |
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 If you have fully comprehensive car insurance are you covered for third party on other vehicles? |
| For example if I was insured on one car fully comprehensive and wanted to drive another not on the policy, is the driver covered with third party insurance? If the other car owner has gave permission ... |
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 Is it a good idea to combine my car insurance with home owners insurance? |
| With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy ... |
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 Do you pay taxes on a Life Insurance payout? |
| my father died and my mother will be seeing her tax person. Will she be paying taxes on the money she collected from my dads life insurance?... |
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 I'm driving uninsured. We can't afford our vehicle insurance. Is it nuts to drive out of town? |
| Please settle an argument between my husband and I. We drive in our town back and forth to work, and I feel ok with that. I want to rent a car tonight because we have to go to an interview. It'... |
|
 How does someone without insurace seek treatment for an injury? |
| A friend of mine injured her knee in a fall three weeks ago, and it's still in really bad shape. She went to an urgent-care facility, where they took X-rays. Unfortunately, these were ... |
|
 Have u heard of Primerica? |
?
Additional Details
I was just wondering. I was offered a job there and was wondering if its a good way to go? seems all to good to be true. set my own days and hours. and i can get ... |
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 I just bought a condo. Do I need homeowners or renters insurance? Who do you recommend I use? |
I'm looking for something cheap since I'm just out of college. The exterior of the building is already covered. I guess all I have to worry about is fire and theft on the interior.
A... |
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 What is the difference between term life and whole life and what is better to buy? |
| I would like to buy insurance for myself but what is best. term Life or Whole life and what is the different.... |
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 Life Insurance? |
Trying to figure out what kind of Life Insurance to get.
I'm a soon-to-be mother, not married, but with the baby's father & a possibility of marriage within the next couple ... |
|
 Does car insurance go down after you pay the car off? |
Additional Details
I bought it used, it's a 2000, blue book value is about $6K
What do you think?... |
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| Medical advances has led to an increase in life expectancy......? |
surely that means that life insurance premiums will be dropping, doesn't it?
Additional Details
No, life expectancy increases for all ... |
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 Does normal house insurance cover a damaged mobile phone? |
| my phone got water inside and now the screen is discoloured and not all the buttons function is it covered by the house ... |
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matt | Will the insurance company cover the cost of damage after having an accident involving drink driving? |
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 |
 
welcome news
 |
I've already answered this on another thread but:
If you were drunk then unless your insurance company has a drink/ drugs clause then you will be covered. The drink/ drugs clause may restrict cover to third party only (your liability is covered but damage to your car is not) or may exclude all cover (the insurer will deal with the claim and recover any costs against you).
Assuming the incident was your fault, you will lose two years no claims bonus on the average (unless you had a protected bonus) and a premium loading when you get your licence back (probably 50% as the market is vey competitive). The net effect of this would be to more than double the premium you paid last year. |
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sarah b
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Hopefully for only the innocent party not the idiot that was drinking! |
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mindblock
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I hate to say this but i don't think so. Mind you, may be you won't do it again eh? |
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Carla A
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For the other vehicle definately for yours I think so but your premium will be huge next time. |
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Confusus
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Absolutely NOT if it's you. |
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Lori S
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Depends on the policy. You'd have to read it to be sure. |
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cope_acetic
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Some companies have an exclusion clause about drunk accidents--you'll have to check your policy. Either way, they'll probably drop you or raise your premiums to an outrageous amount! |
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orphan boy
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i woudnt have thought so |
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Irish
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Yes, but that will be the end of your relationship with them. |
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engink
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If the level of alcohol in your blood was at permitted levels yes, could be. If not I don't think so. |
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B girl
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yes you will be covered, but definitely cancelled after the fact. Most insurance companies wont touch you for at least 3 years, and then really big premiums for another 3 years. Good luck! |
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sparkle555_2000
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The insurer would be required by law to cover any damage or injury to the 3rd party, but I don't think they are obliged to pay for any damage to your own vehicle because you were breaking the law by drink driving (assuming you were over the legal limit). |
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mamatohaley+1
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Yes they do. I have never seen a policy that excludes it. |
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Mum to Kayden,5. #2 due Sept 09!
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My cousin just wrote hers off after drinking, she thought it wouldn't be covered but turns out it is. |
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