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Nina Lee | Will the insurance cover new locks? |
If you vehicle is burglarized and they got away with all of your extra keys (car, spouse's vehicle, house, garage, etc)? I'm thinking I would rather pay for new locks than pay for the theft that will most likely occur if I don't [thinking like an insurance company should].
They got all of my money so I can't have the locks changed.
Additional Details
Thanks, everyone.
I will check into that link in a bit, Ellie.
Have you reported the crime? Yes, police report filed and claim filed w/ insurance (had to do it through home owners policy, go figure... $200 deductible on car, $1230 deductible on homeowner policy)
Was anyone arrested? No, weren't able to obtain any finger prints and my credit cards had not yet been used; cancelled now (did get prints from my neighbors car that was also broken into)
Are you able to front the cost and be reimbursed later? Nope, they got it all (stupid me for leaving $2000 cash in my car, I know) |
 |
 
Ellie04 SuperMILF
|
Your home owners insurance will likely cover this, but it could involve raising your rates.
You might want to consider filing a compensation claim through the Texas Attorney General's Office - Crime Victims Board. We have a similar program in New York and it reimburses victims who are not able to seek restitution directly from the perpetrator. Here is a link with some more information. If you don't get anywhere with them, drop me and e-mail and I can probably get you set up with the proper victim services agency in Texas that will be able to assist you.
Questions:
Have you reported the crime?
Was anyone arrested?
Are you able to front the cost and be reimbursed later?
That totally stinks. Sorry that happened to you :-(
Here is the link to the Crime Victims Board in Texas.
http://www.oag.state.tx.us/victims/eligibility.shtml |
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ticktock (9 days to go)
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I would think they would cover new locks, considering your keys were stolen, which could result in another potential burglary.
I am so sorry Nina. :-( |
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C
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If you have "lockreplacement coverage" on your auto insurance, you will most likely be covered for this since its a burglary issue.
There might be a deductible that applies, so best thing is to call your agent and ask. |
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mbrcatz
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No, it won't cover to rekey your locks. |
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wartz
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Ask your insurance agent what your policy states. |
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