willowGSD
|
As you have already reported the screen and its been rejected then I doubt you could get away with 'losing it too'. Do you really think people are that stupid! It will probably cost less to have it repaired than the excess would be and no worries about ending up in court with a fraud charge! |
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jennifer a
 |
not trying to tell you to lie but my cell was stollen once so called the company and all i had to do was pay a $50.00 deductable and they sent a new one exactly like my old one in 3 days! thats better than buying a new one. oh, and my number stayed the same. |
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Steven P
|
i would see how much your excess ie £50
and then send it to a shop, and ask them to quote for the front screen £50
see what is the cheapest.
as if you claim on your insurance you will have to pay the excess and wait for the phone to be fixed, and they will just send you a re conditioned unit. same applies if you loose yours |
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Safety First
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Oh come on now - do you know that that is classed as fraud -do you really think its worth the risk. |
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charlotte j
 |
your insurance company might not cover accidental loss but find ou x |
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spider
|
you better check if there is a deductable. I found I have a $50 one and I needed a new charger (it is covered) but the charger is cheaper to go out and buy one.
I think I will drop my insurance for the next one....big waste |
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mamatohaley+1
 |
Regardless, that is fraud and you should think twice if you morally and legally want to put yourself in that position |
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efrankdeniro
 |
depends on the policy |
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Jim G
|
Why would you want to turn into a criminal for the sake of a few quid. I would ask them to look at the policy and tell you why damage has to be reported within 48 hrs. That would apply to loss or theft. | |
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Health Freak
|
you can try it, but they will have a note on the system saying that you broke the screen previously.
They are on the ball these insurance people, as they do not want to pay out, but will happily take your installments every month! |
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mkulda
|
Mobile phone insurance really isn't insurance so it's not insurance fraud, per se.
However it is the reason why the rates you pay for the 'insurance' are so high.
Yes, you can simply report the phone lost or stolen and as long as you have coverage for that, it will pay it.
But you would be cheating the system. |
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old school
|
Since you reported a broken phone and it is documented, they would look into this as fraud. |
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little weed
|
If you have been with this phone company for a fair length of time you could threaten to terminate your contract and then they might replace your phone as a goodwill gesture. |
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tigertiggerii
|
well, you are on record now I am sure. You will just have to look at your coverage. I bet you have insurance on the phone which allows you to replace the phone a limited amount of times. |
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mbrcatz
 |
I've never seen one that covers "oops I lost it". |
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kunai
 |
no they wont replace it until your 2 year contract thing is over |
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?
|
They probably would red flag you if you made the claim within 6 months of this damage report. |
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Daree
|
Read what you insurance says it covers, will be plainly obvious to see on your contract, and if it says it covers LOSS of phone then yeah, your fine. |
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christopher_hughes5
|
fruad dnt do it as u lets hope no cops come on here and c wot u r trying 2 do |
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auequine
|
Yes this should work, but it is highly illegal. Little thing called insurance fraud. So be very carful if you choose to go through with it. |
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Gunner 4 life
|
no now ive told ur insurance company that u will try n scam them |
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BritishChick
|
Yeah but you'll have to pay an excess (probably around £25), and remember you won't be able to use your old sim which means new number and you'll lose your phone numbers, messages etc. Good luck x |
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