 My insurance company overpaid me one weeks disability check. Do I have to return the money? |
| I was off work for three weeks. The insurance company sent the check 2 days after I returned to work. They actually want me to send them more money back than they paid me. Why do I have to send the ... |
|
 10 points for best answer.? |
Are there specific reasons why an insurance company would deny
you coverage for your home. If so, why?... |
|
 Should i get earthquake coverage on my condo insurance? |
| I live in St. charles missouri. I just moved here 2 years ago, and we only have tornados , i dont think this is an area for earthquakes. I just signed up for condo insurance with statefarm, and i ... |
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 Must my Life Policy beneficiary have an insurable interest? |
I am confused, some people say yes some no. I understand it this way, correct me if I am wrong:
If I buy a policy on my own life, I become the owner of the policy. As the owner, I can name ... |
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 Insurance, the govenment is bailing out those uninsured! So why bother having it.? |
It is a joke, that we the tax payer have to bail out those who cant be bothered. Pathetic.
Pensioners etc. is fair enough, they have family who should help them first, if not then they ... |
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 If a person opens a daycare, can they get health insurance, if so how much would it cost? |
| I've heard of Aflac small business, and i was just curious if they had others, and what would be the best to get, that's if you could get health insurance like that.... |
|
 Health insurance- dependent coverage, prenatal covered? |
| I was just wondering if prenatal is ever covered for a dependent "child" with health insurance? Does it depend on the company?... |
|
 Pre-existing condition? |
I have been in turmoil with the temporary insurance company I purchased a policy from a year ago.
Last January, I had a pain in my side for about a week that wouldn't go away so I ... |
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 Car insurance? |
| Is insurance cheaper on older cars?... |
|
 Wife wants life insurance for husband that refuses physical and he's 75 years old |
| I am writing this on behalf of my mother. My parents are still married (she is in her early 50's) and my dad is 75. She already has 90K universal life on her husband through metlife, and was ... |
|
 How do I live to see another day? |
| I need 50g for my surgery by 2moro, but I can't afford it. I'm 57 and I had to sell all of my assets and pretty much everthing i own I also had to take out most of my money in the bank. My 6... |
|
 Long term care insurance - John Hancock or Genworth? |
| Which is a better company to go with, any thoughts? Long term care insurance is so expensive and I don't want to make a wrong decsion, thanks for your help!... |
|
 When going to the emergancy room, are the deductable and copay the same thing? |
| I have United Health Care and my copay for a broken ankle at the ER is $100. I paid the copay in the office. I got a $300 bill sent to a collections agency for my deductable. I wasn't aware that ... |
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| Insurance wont cover baby!??!!? |
| im on my parents insurance and have 100% maternity coverage, but their insurance wont cover the baby after he is born! anyone know what i can do?? If i dont get anything how much would it cost for ... |
|
 How much should I settle for with insurance? |
| Me and my family was in our car and a woman ran into us. It didn't cause alot of damage to the car the damage was $652. We got that fixed. Anyway I went to the ER with pain and was told I had a ... |
|
 Home insurance quotes??? |
| I have just moved into my flat and would like to take out contents cover insurance (i am only renting the flat) what do i need my policy to include????... |
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 Will I get penalized if I have a gap in health insurance for a couple of months when enrolling in new program? |
| When I started my job, the health insurance provider (Cigna) made a big deal about asking me about continuity of care, meaning whether I was covered by another health plan up until I started with ... |
|
 Life Insurance Surrender Value Loan? HELP!!!? |
| I have a life insurance policy I need to borrow against. I know you can take a loan against the surrender value of your policy. Does anyone know which financial institution I can go to for this ... |
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dt_05851 | With no health insurance . . .? |
How come I have to pay full price with cash, but if someone has medicaid or some other type of health insurance, the insurance company only pays (for example) $52.00 of an office call that I have to pay $80.00. Isn't that discrimination to people that pay cash? |
 |
 
BoomChikkaBoom
|
No, it's not discrimination.
When a doctor agrees to accept a certain type of insurance, they also agree to the fee schedule provided by the insurance company, and each insurance company has a different fee schedule. That's one of the reasons why doctors refuse or accept different insurance coverage.
When you self-pay a Dr, you are paying full price. You aren't reaping the benefit of a volume discount that is provided by being a member of an insured group. |
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Mary G
 |
NOT the way it works....
If you are "self pay," then you make agreements with them and they take MUCH less than they take for those who have insurance.
Most hospitals in my area settle for 10 percent of the actual charges for those with no insurance. |
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thisguyknows
 |
it never hurts to see if you qualify. learn to work the system. |
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The Advocate
|
You may not understand insurance so well, especially if you do not have it. There is a part of the contractual agreement, the employee pays what is called a "copay" which means his / her share of the cost of the visit. The insured pays one part, the insurance company, paid by the employer, the other part.
So the bill for the visit is $100, the employer has in most cases already paid $80, and the employee limps in and pays $20 to square up with the doctor to make the full amount of his fee |
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mbrcatz
 |
That's the age old arguement about Walmart, too. It's about buying power. How come you can get certain meds at Walmart for $5, but if you go to a mom & pop pharmacy it costs $30?
Pre-negotiated volume discount prices, that's what it's all about. |
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happy1here♥
 |
I totally AGREE!it isn't fair! |
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