 I had a back injury at work in 2006. insurance wants to settle. lawyer thinks i should settle. should I? |
i still have minimal pain. can't drive,walk or stand for length of time. they are offering 30. i'm uncertain.
Additional Details
i had used this lawyer before for a neck injury.... |
|
 Can speech pathologists who have private practices reject you if you don't have private insurance, but cash? |
| I was laid off of my job and my inusurance has ended. In the meanwhile, I need to see a Speech and Language Pathologist. I called a private practice near my home, and she asked me if I had private ... |
|
 I was injured in a store what do i do? |
i was getting an item when another one fell and injured me i am off work without pay for wks i filed a claim with the store they tell me they are not responible for anything.
Additional D... |
|
 I am a 58 yrs. old male with no Ged and a wife and daughter to support i need a job can you help me find one? |
| I work for the city of lancaster for over 9 years and they fired me with for Know good at all. I had to appeal to receive my unemployment insurance and I had to use my retirement to pay mortgage and ... |
|
 E&O insurance? |
Any suggestions on where or from what company I can buy affordable E&O insurance? I'm in GA with a soon-to-be life and health license.
Additional Details
Nat'l Asso of P... |
|
 Do I need life insurance? |
I have life insurance through my company, but it's not a lot and I wonder if I should get enough to cover my debt.
I own a condo (with my bank) and car (with my bank) and have student ... |
|
 What are some reasons why insurance co. settles a lawsuit? |
| What are some reasons why an insurance co. settles a lawsuit(premises liability). Could one reason be that the plaintiff and lawyer have a solid case? And they see client was wrong?... |
|
 Is my 18-year-old highschool dropout still covered on my health insurance? |
| My son turned 18 in March, and I just signed him out of public school (he was nowhere close to getting his diploma; whole different story). He will be getting his GED and attending community college ... |
|
 Is it important to take photos of insurable items? |
| I recently took photos of some of the stuff in the apartment that I want to insure. I'm also trying to estimate how much we should be insuring our apartment for. I took pictures of rare books, ... |
|
| Can i get a temporary health insurance for 2 yrs until i graduate and start my job.Also which health insurance |
has good benefits and is affordable.I need help choosing one
Additional Details
The insurance that my college provide does not come with good ... |
|
 Is there anything I can do about making payments on a car that was totaled and NOT covered by Insurance ? |
| My car was totaled by an excluded driver, Ins. Co. won't pay. We are still liable for our monthly car payment, does anyone know anything we can do? Don't want to get bad credit rating, and ... |
|
 Is it a good idea to borrow money on a life insurance policy? |
| I need $1000.00 for home repairs and to pay some bills. I am thinking about borrowing on a life insurance policy. The interest is 8%. How much will I be paying back if I repay it within 12 months. Is ... |
|
 I have a small cleaning service, how much per year should I expect to pay for minimal liability insurance? |
Also, how much approximately to be bonded? I just want to get a roundabout idea?
Also, is it necessary in all cases to carry business liability insurance for small businesses.... |
|
 Why could be LabCorp be denying our insurance? |
| So back in March I found out that I was pregnant. My husband and I didn't have insurance then and was paying $500 out of pocket every monthly doctor's visit until we finally got insurance ... |
|
 Tiitanic was deliberately sunk?? |
Hey guys,
I was shocked when I saw a particular post in an Insurance discussion board,
http://www.ampminsure.or
What do you guys say?... |
|
 National Insurance Number ? |
| I was just wondering what age do you get your national insurance number? Is it 15 and 9 months? Because I really need it so I can start my full time job.... |
|
|  |
thecrew1974 | Workers comp And Loss Of Personal Health Insurance? |
HI'
Has anyone had this issue before?
My husband has been employed through the union for near 13 years He was injured on the job and has since had surgery and is now in the process of going through Physical therapy.
He has really good health insurance for himself and our children however the way his insurance works is determined by the hours he has accumulated . They basically say ok you have x amount of hours so we will continue to insure your family until this certain date after which time you will be offered the option of paying your deductable, if he chooses not to pay it then he looses the insurance "$675.. Per Month"Of course we can not pay it!
Anyhow I was wondering if anyone else has had this issue before.He continues to pay his union dues and they are not doing anything for him and have not offered either since this all began.We have a lawyer but to be honest I'm concerned about him. Should the union be doing something?
Should the employer cover our health ins cost?
Additional Details
I would like to add that I am concerned for my children and their health insurance not being available if needed. Is there something the lawyer could do? |
 |
 
Jerry W
|
I don't know about the rest of this but check with the Department of Human Services. I think most states have very highly discounted insurance available for the children in low income homes. In Iowa, where I live, you pay no moe than $20 a month for your children to free depending on your income. That hopefully will reduce your worries about the children. |
|
La vedette
|
Something doesn't sound right with that....
If the surgury was a result of his work related injury, then the insurance company should be covering all his expenses and what not.
If its determined that he is no longer treating for a work related injury (but may not return to work) then he should file for disability.
He should contact his union steward and ask for their advice.
Good luck! |
|
ibu guru
|
The union contract probably rules everything here. If the union contract does not provide for maintaining the insurance during a temporary disability, if the contract says you have to pay, you have to pay. Make sure you gave a copy of the contract to your attorney for his review, and ask him what alternatives there are to get this paid.
$675/month is very cheap for health ins, especially if it covers the family. Private insurance for a single person is easily double that per month. If your husband cannot work, you really have to, and you might need to take a second job for a while to help pay the bills. Nasty situation, but you do need to hang onto that insurance unless a better health insurance deal for your family is available through your job. |
|
Anna
|
First off, if he was injured on the job he should be claiming workers' comp. second of all if he was injured on the job he shouldn't be using his own insurance to fund his therapy.
His insurance shouldn't be in question, its the employer who should be paying if he was injured on the job...let me repeat myself again. If he was injured on the job, it is up to his employer and their insurance to pay for his therapy and surgery.
**If he is on workers' comp and not working, he can not and should not be loosing his personal insurance. He is off because of the injury that was caused by his employer. He needs to go to the union, as well as get a lawyer if he hasn't already. If you live in CA, I can give you an 800 number that can give you some Information and Assistance to this problem.
**You also need to call the personal insurance, and explain your situation, if the HR nor the union has done so thus far. |
|
bud68
|
That is typical of most union benefit plans - if you don't work the hours, you have to pay the full insurance premium. Whether the WC carrier will cover his personal health insurance premiums is a good question. |
|
mbrcatz
|
Yes, it's pretty much standard that once you're not employed (ie, working enough hours for insurance coverage, or even gone down to part time), you aren't eligible for health insurance throught he group plan.
They are offering you cobra coverage - and that's a GREAT price, normally family plans cost about $1200 a month. So, if you want health insurance, you can either take - and pay for - the cobra coverage, or maybe YOU can get a job for group benefits. Belonging to the union is DIFFERENT from actively working - which he isn't.
Unions perpetuate themselves. Personally, I believe they've outlived their usefullness.
Unless the union contract says, the employer is on the hook for all benefits even after he isn't working any more (highly unlikely), the employer isn't on the hook for it. A lawyer isn't going to be able to help you with this, unless your union contract says something different. The benefits are through the employer, not the union - and he's not working any more. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 31 minutes(s) ago
| | | |
5 | 1 hour(s) ago
| | | |
6 | 4 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
6 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
