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 Can I get my own dental insurance?
I need dental work done, and I want to buy dental insurance as it is not offered through my company. Can I do that? How much will it cost? What do they look at in order to decide the cost? Where do I ...


 Question about car insurance?
My grandmother traded my car in & got me an 06 explorer. They financed it threw C&F fiance Company. The interest rate it 16.99% and the payments are $439.57 for 72 months.

My ...


 Can creditors go after a life insurance policy in Missouri? The deceased has no spouse and lives alone.?
My father passed away and left me as the beneficiary of the life insurance policy. My father has been divorced for years and lives alone....


 Is there anyway I can get a tummy tuck covered by insurance?
I have lost over 100 pounds and had healthy twin boys. I very steched skin. Is there any way I can get a tummy tuck insurance approved?...


 Does anybody know what's the insurer right to get the most of his policy limit?Does an adjust have this right
Here is a story .I hired a guy to cut down a tree in my backyard The tree fell down on my garage and destroyed my garage and its' content.The guy ran away and disappeared.I put a claim on it and ...


 How do i get a certificate of liabilty insurance and how much does it cost?
...


 What is the best way to get started as an independent life insurance agent?
I already have my Class C license....


 Is the invest made in ICICI prudential insurance policy safe?
How safe is ICICI Insurance ?...


 For a family of 3, in MN, what is the best of Health Insurance Plan?
I have been browsing www.ehealthinsurance.com, but I can't decide. And why don't I see Dental as part of the benefits? My budget is about $500 a month....


 Can i have multiple insurance?
If i had two sets of dental insurance can i use them at the same time for the same bill?
Additional Details
Just so the bill is paid and i don't have to pay for a thing....


 Term life insurance would it still pay out in the event off death in less than two years?
If i got term life insurance and a year went by and lets say I was killed in a wreck or a fire or a car i was working on fell and crushed me would the insurance company still pay out since it hasn...


 IS 317.00 PER MONTH CHEAP FOR HEALTH INSURANCE THAT INCLUDES MATERNITY COVERAGE? please answer?

Additional Details
NO, IT IS NOT THROUGH A COMPANY- MY HUSBAND AND I PAY FOR IT OURSELF. AND WE ARE YOUNG, AND IN GOOD HEALTH...


 Need phone no. of AXA insurance agent in Malaga-spain?
I have insurance policy number-29188385-AXA insrance.but no tel. or address.my friend is in hospital in uk ,he is in a coma,so any info. is from yourselves....


 I have house insurance. the deductible is 1400.00 and i pay 700.00 per year. good deal?
...


 If I have replacement cost coverage on my homeowner's insurance, can the co deduct for depreciation?
My house was robbed and I'm dealing with the ins company and they're telling me they deduct for depreciation - BUT my understanding was that replacement cost coverage meant there was no ...


 My husband is a carpenter and needs to get insurance for his business...?
What kind of insurance am I looking for. He just needs basic insurance as he is the only person involved....


 I want to get insurance for 10 acres of vacant land in Scottsdale, Arizona. Where can I get a quote?
...


 Loss of use standard per diem?
we had a serious problem with a sears refridgerator. they have agreed to settle the claim (about $30,000), however, we will be unable to live in our home for approx 6-8 weeks. does anyone know if ...


 Auto Insurance, College Degree, and Underwriting?
I am changing to Farmer's Insurance for Auto Insurance. My agent tells me that they will need to scan my college degree for underwriting to process my application and discount.

My ...


 Can I Get Life Insurance For My Dad?
My dad is 62, recently retired and lives in NYC. I want to get life insurance for him so that my mom will be taken care of when he passes away.

The problem is my dad has diabetes, high ...



ahmehere
Workman's COMP "Settlement Conference"?
My husband was hurt by at work and almost dued one year ago. We are fighting the company's worker's COMP insurance as well as the libality insurance. The problem is, my husband never recv'd payroll cks, always pd in cash. Now we have to prove that my husband was in fact an employee. We just recv'd notice from Workman's COMP that a "Settlement Confernece" is scheduled. We also got another notice from Workman's COMP of a "Trail of Merit" being schedule after the Settlement conference. What does this mean? Does this mean if we cannot come to a "Settlement" amount, then our case goes to trial? What does "Trail of Merit" mean??
Additional Details
OK...Yes, we have filed our taxes and included all monies that my husband has made. We found out (after the accident) that the company did not have worker's COMP and libaility ins on none of the employees. We figured the company was trying not to pay labor costs & higher insurance costs. We also found out that this company has doctored the books to show only a partion of the acutal company earnings (so the company wouldn't have to pay more taxes). This just goes to show you how much you really need to know who you are working for. The only proof that we have is one of the former owners saying "Yes" he was an employee and the 2nd is the current owner has stated that he was an Independant Contractor. Which is stupid on his part, b/c you still have to carry workman's COMP ins on Ind. Contractor's. PLUS...my husband did not work as an IC. All of the definations of an IC do not meet how my husband worked. He even clocked in everyday on a timeclock.
I do have a federal WC attorney.
                     
 




mbrcatz
Rating
Trail of merit means, trying to establish if he really was employed by these people or not. It's not an issue about subcontractor/employee, it's really an issue of, was there any relationship there at all.

Here's some info on the sub/employee bit, you might want to read: http://www.twc.state.tx.us/news/efte/appx_e_twc_ic_test.html

I'm hoping he has an attorney. If not, you should definately get one, and I'm not quick to recommend taht sort of thing.

Regarding the trial . . . has WC accepted this claim? Or is the claim itself in doubt? Have they paid any medical? There's really not enough info here . . . but if the claim is accepted already, then you don't need a trial. If it's NOT accepted, and you can't come to an agreement at the settlement conference (which should include medical and lost wages for the time he couldn't work), then you're most likely looking at, if not a full trial, then at least a hearing.


terry c
Rating
after some research trial of merit means unless you have proof that indeed he did work there,they will say he didnt and that you are just trying to get some money which is illegal


mamatohaley+1
I agree with prior post. This should not be a big deal...just show your tax forms that show the taxes he paid on the cash and you should not have a problem. If your husband did not legally pay taxes on these amounts than you may have an uphill battle on your hands


Jason S
Rating
Your attorney should be able to explain both of these things to you, however, you did mention one thing that is of concern to me. You mentioned he did not have Worker's Compensation at the time of the accident? If this is the case then no Work Comp policy in the world has to or will pay for his injuries. If this is the case then you are, in fact, suing the company for his money.

The Work Comp administration could very well be overseeing this whole situation which is a good thing for you because they always lean towards the employees side. Just show any proof that you were an employee and your tax records and this should help you get the money you need for his medical bills plus a percentage of his normal salary while he was out of work.

I hope this helps a bit, good luck!


Yo' Mama
I hope you've hired an attorney who specializes in Workers' Comp cases because it sounds like his employer was paying him either "under the table" or as though he was a private contractor. Being paid in cash is also a way for people to avoid paying income taxes which is a fine way to shoot yourself in the foot since you can't prove you were employed. An attorney is going to insist on some "discovery", which will include looking at your employer's records as well as taking depositions of certain key individuals. You are not up to conducting these forms of investigation on your own. If you don't already have an attorney, you need to consult one immediately.


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