Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Question about insurance liabilty when driving a drunk friend home in his car?
My friend asked me to drive his car for him to pick him up because he was drinking. I picked him up and on the way home got into a fender bender at my fault. His insurance paid for the damages done ...


 Is a sales men for a insurance company a good job to get into?
I went to an interview today for an insurance company and practically was offered the job on the spot, but how do i know he wasnt just selling me the job also?...


 How good are umbrella policis against todays numerous and nonsense suits?
In these days people sue for anything and sometimes win. How good are homeowner Umbrella polices and do they guard you against almost anything. Is there any other supplemental insurance to cover ...


 My father left me Life insurance money when he died that i can get once i turn 18?
but my mother is claiming that shes not going to let me have it. Can she really stop me from having the money that my father left me for when i turn 18?...


 I received an insurance check made out to me and the mortgage co. I need to cash it. what can i do?
...


 Travel insurance for disabled people with mobility problames?
Please can somebody Help
A few days ago I booked a cottage in Southern Ireland.
My Bank the nat west In formed me that they can not cater For People who take Doctor prescribed Drugs I.E. D...


 Student Health Insurance - any help?
Starting nursing school, was told to use on-line health insurance companies. Anyone have feedback on reputible company? I'm in the state of PA....


 What do I do or who do I call if I've lost my Social Security Card?
...


 How safe is insurance companies in india?
...


 Is there any place in ohio that you can get health insurance without a job?
Im 18 and i dont have any health insurance. I need to get some but i dont have anyone to turn to and i dont know where to start. Does anyone know where i can get health insurance or even get started?...


 Do i need to get a life,medical or health insurance?
do i need to get a life medical or health insurance if i didn't get it through my employer....


 Can she do this????
Ok my husband and I have been married slightly over a year, and my mother in-law still has a life insurance policy on my husband. We now have a child and I want to be sure that if something were to ...


 Health Insurance benefit that cannot be accessed easily?
I commute 1.5I hours to work (I work 12 hour shifts to cut down on communting time). All the health care plans offered by my job (that 50%/$1600. is deducted from my paycheck annually for) have ...


 How can I start a New Business?
I have 6 years total experience & 4 years managerial experience in the field of Insurance, banking & finance, which includes Sales, Recruitment, Team handling,
Now I want to start a ...


 What does an costumer service rep. do at insurance companies?

Additional Details
I am interested in working at an insurance place. they said they have a position in customer service and I wanted to know what kind of duties you have in that? ...


 Insurance Payout Related to Roofing?
I have an elderly neighbor who is needing a new roof. Her home insurance covers it. However the person she is wanting to put the roof on is NOT a real business, is not a contractor of any type, just ...


 Have you ever been screwed by an insurance company ?
What company was it ? My SUV was recently vandalized and my loser insurance company only wanted to pay half to repair it, on the basis of "depreciation" They are pathetic....


 Saving money and life insurance?
My husband and I are shopping for life insurance, and are considering Universal Life. The reason being: the cash value claims to be safe from creditors and collections. We do want to save money that ...


 I lost my social security card. How can I obtain a replacement card?
I am 19, do not have a drivers license, id or passport. I have not served in the military and do not have a school identification card. I also do not have an employee identification card. The only ...


 Help Please, Health insurance question?
I visited my doctor a while back and he wanted me to undergo some exams. I had asked prior to the exams if any sort of pre-approval was needed from my insurance to see if it covers it, his staff told ...



Sharon G
Workmans comp rules and regulations?
if someone works for u and u have workmans comp an they get hurt an the drug test at the hospital is bad does work comp pay the bill
                     
 




Lauren K
Rating
no


A decent answer
Rating
Most state rules won't allow the bill to get paid. However a lot of adjusters will pay it w/o the admission of liability. This usually means that we're going to deny the claim.

However there are major questions before the adjuster denies it. The main question to the doctor is "Did the drugs or alcohol in the person system is the major contributing cause of the claimant's injury?"

Remember your worker can still sue the insurance company for benefits. So as a owner better keep on top of it.


src50
Rating
Usually the WC insurer will deny the claim.


mbrcatz
Workers comp isn't going to pay for the drug test, if that's what you are asking.

But a positive drug test shouldn't affect whether or not the injury is covered, if that's what you're asking.


Sherry B
No. Your work comp carrier will deny the claim if there is drugs or alcohol in the employee's system.


SuperUberBob
Rating
Workman's comp only comes into play when you get injured while performing your job on the clock. If you trip and fall, you don't get workman's comp. Also, if you don't follow proper procedure when working and get injured, you may not receive it.

When getting a drug test before you start your job, you are not technically employed. So, you would not be covered.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy