 I'm 24.. is it wise to take out a 20 yr life insurance policy? |
I'm healthy. They already quoted me $18.81 a month. The policy is for $250,000. How does this work?
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Not married, no debt, no ... |
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 Rear end collision, my fault, suggestions? |
| ***so i got in a car accident today, my fault, i rear ended a lady. she didn't have her insurance info on hand, but i had mine so i gave it to her, as well as my phone number. she just gave me ... |
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 Anyone else's Health Insurance going up? |
| I just found out that after the new year my PREMIUM will go from $15 a pay to $48 a pay! The family plan went from $500 a month to $500 a pay! Thank God I don't have kids right now! So, I'... |
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 If a man dies and he paid insurance on his wife and she don't know about the plan? |
| whether Insurance company will come to know and let his wife about the plan and pay ... |
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 If insurance covers a prescription drug, why am I paying more than my copay? |
| I thought if insurance DID cover a drug the participant was responsible for their copay, if they didnt cover it the insured could pay for the drug outright or get a script for a drug they do cover....... |
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 When the term is up on term life insurance, what happens to the money you paid? do you get it back? |
| im in my early twenties and im looking for life insurance outside of my job. i want to know if you sign up for term life insurance and the term is up what happens with the money you've paid? or ... |
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 I want to get a Life Insurance and a Cancer Insurance...? |
Any information about this please?
I'm in TEXAS. :)
Additional Details
Thank you all so much !
I am thinking in this insurance to just cover CANCER because to ... |
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 Who is responsible for the bills? |
| My dog was unleashed and bitten by a neighbour's dog. I have a 12 pounds mini pin mix, the other dog is some type of pitbull mix, must weight around 80 pounds. My dog approached the neighbour... |
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 What is the best health insurance for a newly married couple to get? |
| My husband and I just got married and are looking to get health insurance. we both can not get insurance through work. we live in arizona, my husband attends ASU. We are both involved in masters ... |
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Baby242 | Would a home owner's insurance policy cover...? |
Would a typical home owner's insurance policy cover a house whose foundation is sinking?
Additional Details
Maybe I should clarify. My mother has owned the house for about 15 years. It's been insured this entire time. She's recently found out that the house is sinking. The question isn't if a new policy can be placed on a home--it's if an exsisting policy would be able to help out. |
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Miss C
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Unfortunately, no Homeowners policy will cover foundation issues. What you're referring to is also called "settling" and is specifically excluded. |
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God is in a good mood !
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Most likely not, a Homeowners policy covers losses that are sudden and accidental. Sinking isnt sudden and all HO policies exclude losses to the foundation itself. |
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stephenweinstein
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Insurance covers sudden events only, such as fires, not gradual ones, such as you describe. Sorry.
However, collapse may be covered, even if it results from the sinking foundation. |
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mbrcatz
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No. Foundations/sinking/settling is excluded on every homeowners policy I've ever seen. |
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Queen B
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No, movement of earth, which is what is probably causing it, is excluded. contrary to the above, even if a "flood" caused it, its not covered...lI hope we have ALL learned from Hurricane Katrina..FLOOD IS NEVER COVERED ON A HOME POLICY!!!!!!!!!!!!!!!!!!!! |
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justwondering
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That is a question for your insurance agent. The water main to our building burst right outside the wall blasting up the asphalt - sorry it wasn't covered, only from the walls in. So it really is best to get the facts spelled out to you by your agent.
10 years is about the limit for construction defects to be covered by the builder. You are on your own. Sorry |
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Jill
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Not usually; unless there was a flood or something that caused it; but then only if you have flood insurance. Homeowners insurance does not usually cover things like termites and shifting of foundations. |
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wizjp
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Probably not |
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laurenka
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no. usually your homeowner's insurance will not cover a sinking foundation....unless it was caused by mother nature. read you insurance policy. look for "perils covered" or call your agent. |
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skygodess003
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only if you dont mention it and they dont find out other than that its prob a casuality casr or something.. |
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