 My sister, age 57, was disabled 2 years ago because of COPD. How can she find health benefits asap? |
| She has been notified that her 2 year, company plan term has run out. She has serious health concerns and must find a replacement plan by Aug. 30th. Many companies have contacted her but she is ... |
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 Can a Japanese buy US life insurance policy? |
| I am living in Japan and no visa status in US. But i am half of the owner of a US company. Will I be able to buy any life insurnace in US?... |
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 Insurance settlement question? |
| I was rear-ended and I hired an attorney, I had lots of damages. I am better & my lawyer presented a letter to the insurance company asking full limit policy ($25,000) my laywer doesn't ... |
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 Would you buy Family Leave Insurance if it was cheap? |
| When your child, spouse, or parent is ill, or when you have a new baby, you either keep working or lose pay while you take off work. But buying insurance that pays 70% of your salary for up to 12 ... |
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| i got into an accident in the school parking lot. me and this other girl backed up at the same time and hit each other. my rear bumper probably needs to be replaced. it is hanging down and once i ... |
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| I received some great advice about coverage on this site for which I thank you all. I used the website ehealthinsurance.com to compare plans but would like to talk to a person as well. Can any ... |
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| Why does your credit effect your insurance premium. My insurance company withdraws my premium directly out of my checking account, and if I do not pay my insurance, they would simply cancel my ... |
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 How do I find out about my deceased dad's life insurance policy? |
| My dad left a policy to be divided between me, my cousin and his wife. They keep tellingm me that nothing has came, but different things make me think differently. How do I find out info. about his ... |
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 AIG insurance sucks! Oh in the form of a question? AIG insurance sucks DOES'NT IT? |
Ripped me off to the tune of about $10,000. Been 9 years now. I'll start the answering off with, " YES THEY DO SUCK!"
Additional Details
*UPDATE TO POST*
While I was ... |
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 How long can a insurance investagation take.? |
| I had a house fire about 6 weeks ago and the insurance company keep telling me the are still investigating.... |
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 How do you file for disability in Florida? |
| I just got diagnosed with a few things that are preventing me from working so I just thought I would ask. Thanks :-)... |
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 Company Insurance plan? |
| When you start a new job and you are offered insurance should you be able to pick your own plan or are they supposed pick it for you?... |
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 Who provides the best auto insurance and customer service in Texas? |
| Looking to see what the community is saying about who is the best auto insurance provider who also provides excellent customer service in the Houston Texas ... |
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 Medical billing question? |
| I visited a doctor and was told that my bill was $65.00 This happened around March. I paid it full. I got a bill in the mail this week saying that the procedure, which I was told was 65 and paid it ... |
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 Please help me prepare? |
| What should I say is my weakness for a job interview question. If its a job with a company that in business for doing property and personal insurance to business and individuals. This is claim job.... |
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 Insurance For The Ederly? |
| Hi, Everyone, I have a good friend, who’s going through some trying times. Her mother is ill and she doesn’t have money to bury her if she passes. I know there are insurance companies that ... |
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 Insurance did not pay at in-network levels for Emergency? |
I was in the hospital for 5 days from a severe asthma attack. Was unconscious for the first 2 days and in ICU.
The hospital was "in-network" as well as the emergency room part of the ... |
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chocoextra | Would this be insurance fraud? |
The place I work is a small office and does not currently offer health insurance. They told us that since they are an established company, the health insurance would be very expensive if they offered it now. They recently formed another corporation under the same umbrella as the first. They say that it is less expensive for them to roll us in as new employees under this new corporation one by one and have a health insurance plan then. Can they legally do this? What happens if the health insurance company finds out they did this, as we are not technically new employees?
Additional Details
I am just curious. I actually have insurance under my husband's policy. |
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mbrcatz
 |
Ya know, I don't think this is going to work for them. It doesn't MATTER, when you get a group policy, if the business is "established" or not. The quotes will be EXACTLY the same, because you're talking about the same number of people. It's NOT less expensive for them to enroll you as new employees.
Can they legally do it? Well, which company has the workers comp and liability coverage? I don't think there's anything illegal about this. But it's opening up a HUGE can of coverage worms for THEM. Not you, though.
The PROBLEM is, if you have a workers comp claim - who's your employer? Who gives you a paycheck? |
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Debra H
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this is a tricky situation because you are employed by the same company no matter what they call the new corporation they cannot legally cover you on the insurance of the second company unless they also pay your wages from that account |
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healinghands5
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Sounds pretty fishy to me. They may be trying to avoid insurance start-up premiums. I'd be very skeptical that they would offer you coverage under the new co. They are attempting to avoid problems of not offering health insurance now by promising future coverage. I wouldn't trust what they say. It might be legal, but it sure doesn't sound ethical!
Also, remember that offering health insurance is not mandatory. |
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DuSteDShaDoW
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Certainly its legal...
Companies of the same type can form groups together in order to insure there employee's...
Nothing wrong with it...
But I do love the goofy answers your getting....
Â
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troutslayer
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don't complain at least you are getting coverage................ |
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