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 Which Term Life Insurance policy to cancel?
I have 2 Term Life Insurance policies on myself.
Both are for the same dollar amount.
"A" is 20 yr, of a stable Insurance company under State Farm Insurance ($68 per month)
&...


 If you lose a lot of weight and you have loose skin, does insurance cover the surgery to fix it? ?
I am not interested in weight loss tips. This is for a family member....


 Is New York Life a scam?
...


 How does insurance exactly work?
Ok, you have a bill, the bill is more than what you put into insurance, say you just started the first year and only paid $500, and that bill is $1000. Insurance just pays for it all even though you ...


 I need secondary or supplemental Dental insurance?
Does anyone know of any good ones??...


 My husband recently got the license for selling insurance, rrsp, loan.. how can he attract clients? where?
...


 Travel insurance policy start date?
The travel insurance i want to buy includes cancellation cover. Do i put the policy start date as the start of my holiday? because if i do that am i covered from now if i have to cancel? =/ sorry im 1...


 How long after giving up smoking before being in the clear?
I used to smoke and my insurance premiums are based on my being a smoker. However, now that I have given up, I want to be re-assessed on the basis of being a non-smoker. How how before insurance ...


 Can we file insurance claim when selling the house?
We are selling our house. The inspector found some hail damage and requested the roof to be replaced. My home insurances covers hail and wind damage, but would they pay for if we are in the process ...


 Insurance policies are always for 12 months. Why?
just wondering why all insurance policies seem to be for 12 months. Is there any reason why insurance companies don't have eg 18 month policies. Or why not just rolling monthly policies? Are ...


 HMO deductible for emergency room visit ?
The deductible for emergency room visits according to my HMO plan is $100. Even though I was only there for two hours I subsequently got three different bills in the mail. One from a lab for a ...


 Does anyone know of really cheap health insurance that is not medicaid?
...


 I am b.com so may i join for job in hdfc bank?
...


 Should Health Care in California be a right?
The Health Care system in the United States is a huge issue that is being ignored every day. Every year the cost of health care goes up and up and because of that the the middle and lower classes are ...


 Insurance Part II: Is it better to purchase insurance or to insure myself???
Witnessing the treatment clients in the Gulf Cost are getting from the insurance companies … I was wondering if Insuring myself <Paying myself premiums into my own controlled account> would ...


 Governing body for travel insurers?
Is there a governing body/association specifically for for insurance companies, specifically relating to travel insurance policies?...


 Wat is the average cost of medical malpractice insurance for the small business in new york, or across the US?

Additional Details
What is the average price of medical malpratice insurance if i want to insure my (small business) office in New York?...


 Question for anyone that knows about insurance?
I am renting a garage that is not attached to the house and want to insure it. Would this be covered by the house insurance or would you need separate contents insurance as its not near the house. If ...


 I"ve lost my AARP membership card, how do I get one?
...


 I am looking into having lapband surgery but I need a health insurance plan that will cover the surgery!?
I may need an individual policy but really unsure please help!!!...



jaye
Would you file for Worker's Comp if you were me?
Here's my story. I recently gave notice at my job at a custom frame shop. This past Saturday (my third to last day) I tripped and fell and broke my foot right after clocking out. I live in Pennsylvania. Everyone says I should get worker's comp to pay for the missed work. I don't know if it's worth the hassle. Any advice would be great!
                     
 




mbrcatz
Rating
OK, first of all, you may or may not be eligible for benefits. PA is NOT an NCCI state - so the comp benefits are a bit different.

Also, regarding the lost wages - IF you were unable to work at the custom frame shop for 6 days on a doctor's order, AND you were scheduled to start a new job, then you'd be eligible for the lost wages, until a doctor returned you to work.

It's highly unlikely that you'd be unable to frame, because of a broken foot. You could do it sitting down. So I don't think you'll get any lost wages. AND, if you didn't have a new jo lined up, your benefits would cease the date your quitting took effect.


The R
If you were still on the property and had not left then yes you should file for workers comp. This will assure that your medical expenses are paid for. This will also help you if there is a problem with your recovery and return to work is delayed. I would not milk the injury and return to some type of employment a.s.a.p. because workers comp only pays a percentage of your wages but will cover all medical expenses including any perscriptions. It wont be a hassle as long as you are honest.


es
Rating
Yes, you should file. You were injured at work, and have medical bills. It is worth it. You may also want to consult a lawyer that specializes in workers comp and personal injury law. I hope you feel better soon. Good luck.


Mohit
You should do it!


Helen Scott
Workers comp is really to pay for your medical bills more than anything. Obviously, you had some if you broke your foot. Did your insurance pay for it or was it out of pocket? If you had to pay for it yourself, I'd say go for wc....if insurance covered you, don't bother.


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