 Does anyone have any recommendation for life insurance for pilots? |
| My boyfriend of 2 years is a 26 year old commercial pilot and flight instructor (hopefully airlines soon). We plan to get married in the next year or two. I was thinking that I should take out life ... |
|
 Can i claim compensation for being assaulted at work? |
| I have been left with multiple bruising, shock, trauma and deep anxiety. What is the best way to claim compensation for this?... |
|
 If I were to die tomorrow, does will my life insurance policy pay off some forms of outstanding debt? |
Or will my beneficiaries get all of the insurance money?
Additional Details
I don't have any children of my own. I have left my life insurance to my mother and my sister. So does ... |
|
 I'm on my parents insurance, can they see the procedures I have done? |
| Im 24 years old & about to have a proceedure to check for HPV, but know that telling my parents I've had sex is not a good idea at all. Due to my circumstances, I am still on their health ... |
|
 Do you have to pay a down payment every time you renew your insurance pollicy? |
| I've only had insurance for a year now, when i first got it i paid a down payment of so much, but i thought that was just a one time thing. Now it's time for me to renew my policy and they ... |
|
 Can I buy life insurance for my sister who has an illness? |
| My sister has a liver condition that she will eventially pass away from, but not for 15 or 20 years. I want to take out a small policy because she is very poor and will have no way to pay for a ... |
|
 Screwed by American Family Insurance? |
How many of you out there have systematically had your insurance claims denied by AFI, for something you should have been covered for? Very curious to know about any patterns.
Additional D... |
|
 Does it matter how long I have been insured to make a claim on contents insurance? |
Hi all, Ive been with my insurance company about 2 months and I need to make a claim, is this too soon, will they pay out or will it just be too much hassle?
Additional Details
Its my ... |
|
 I need a database for estimating costs of personal property items (like clothing) for insurance claim.? |
| I don't want to look up each individual item on the Internet--it is too time consuming. What do insurance adjusters use to determine value? Or public adjusters? sweaters, shirts, skirts, vintage ... |
|
 Can a provider balance bill me more than 180 days after insurance pays the claim? |
| One of our medical providers was paid promptly on their claim by our medical insurance company, but they waited six months to balance bill me, and they refuse to honor the provider discount that was ... |
|
 Insurance after 19, Why am I no covered.? |
Im 19 and no going to school fulltime. I recently had some ortho work done but my insurance company declined so now im stuck paying full for the appointments.
Why do insurance companies ... |
|
|  |
lescaldwell1951 | Would you recommend purchasing an annunity from an insurance company for retirement purposes? |
|
 |
 
Sir J
|
Never. |
|
C. C
|
Only if you have money to burn; and it depends how old you are and how healthy you are. If you are already past retirement age, have a lot of cash, but just want to make sure you'll have income for the rest of your life, and don't care that there's nothing left for any next of kin, an annuity is the way to go.
If you haven't retired yet you can get much better returns over the long term with a simple index fund and probably better with bonds or even treasuries. |
|
THE DAWG.
|
Only From A Very Reputable Insurance Company,Probably Safer With Treasury Notes From Uncle Sam..Municipal Bonds ETC.Retirement Is Serious Investment,To Many Thieves In The World...E.G. Enron Among Others |
|
sanjiv kushwaha
 |
it is right desicion to purchase annunity for retirement.
But choose insurance company which have good strong financial
background.
In India Lic, Sbi life insurance, icici pro,HDFC SLIC are stable and strong. but i suggest choose pvt company for good service.
and i think HDFC slic is most honest company and it follow code of ethics seriously.So go & call 4 detail. |
|
Common Sense
 |
Annuities are the biggest commission earner for insurance sales-persons and brokers. 95% of all annuities are sold to people that won't benefit from them.
Consider this;
If you buy the S&P500 index & hold it for twenty years and then cash it in;
Inside an annuity you paid very high internal fees & upon casshing in you pay taxes based on your income bracket.
Outside an annuity you'd pay taxes no higher than the capital gains tax. Today that rate is 15%. There's no penalty for early withdrawl. Expenses can be as low as 0.09%. Most of these funds are sold with no sales commision. Or added insurance fees.
You'll never read an article in magazines like FORBES, KIPLINGER or MONEY saying how great Annuities are.
THEY ARE A RIP OFF FOR MOST INVESTORS! |
|
Susan C
|
The answers you have received so far are definately referring to a Variable Annuity! I would not recommend a Variable Annuity unless you like a lot of risk. People have lost their shirts in Variables that they got into right before the market went in the toilet. A fixed Retirement Annuity is recommended by most Financial Experts that like to see their clients get higher interest returns, and tax deferred growth. Do not go through a financial planner or bank to invest in Fixed Annuities. They charge fees and the interest is not as high because they are the middle guy! I work for a company that works solely for seniors and have for over 125 years. We offer great, flexible, easy accessable Fixed Annuities at no cost to our clients! Please contact me and I can put you in touch with someone in your area if you wish. Unfortunately most people are very uneducated in the area of Annuities and always give their advise based on the Variable or Equity Indexed. Please educate yourself on the Fixed, I'll help as much as you'd like. My clients couldn't be happier. |
|
dWj
|
I would think some of it almost certainly should go into a fixed annuity. You do want to make sure the company from which you purchase it is financially sound, but as long as the company is there, it makes sure that you have at least some money coming in for the rest of your life, no matter how long that is.
It's worth remembering, though, that you may want to have some savings for other large purchases. Keep some of it more liquid, but put some into a fixed annuity. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 36 minutes(s) ago
| | | |
6 | 56 minutes(s) ago
| | | |
7 | 2 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 6 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
7 | 1 month(s) ago
| | | |
7 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
