 How do you pay for a funeral if the deceased had no life insurance? |
| A friends father passed away this week. I guess that he had no life insurance. The family says that they don't have any money to help with the costs of the funeral. So they feel that my ... |
|
 Which Brand is best and why? |
Elephant
Esure
Admiral
Diamond
Sheila's Wheels
Direct Line
Confused.com
Norwich Union
The AA
More Than
Swift C... |
|
 Buying health insurance? |
| im 20 and going into an ems training program. because im not going to college anymore, i wont be on my parents insurance. how do i find an insurance that will cover the meds i take with out paying ... |
|
 My mother passed away unumprovident denied our claim? |
| my mother passed away had 2 life ins. policy with unumprovident they denied our claim for a paper that was not filled out her job told me she was told about form my mother had brain cancer she had ... |
|
 What happens to a family who needs to go to the hospital but has no health insurance? |
| 12 year old girl is near death and had to go to the hospital. Family has little money. (Father makes 9 dollars and hour). Mother stays home. Does the hospital say to father "Sorry. She must die ... |
|
 I'm not gay but need health insurance? |
| In my state (ct) my boyfriend can not add me to his health insurance policy because we are not a homosexual couple. We live together and have for a long time, but because we have the option of ... |
|
 What does t AARP stand for? |
| I just have never heard what the actual letters stand for. They send my dad a lot of junk mail and I am just curious.... |
|
 Medical Insurance? |
| I need to know the best way to get insurance for me and my wife. My employer offers it for $53 a week. and it looks mediocre. I am not sure if their is another way to do this. Please advise. any help ... |
|
| What is the car insurance company that offers 40% off for teenagers? |
| What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways ... |
|
 No health insurance or income...need surgery for leg. What to do? |
My boyfriend tore his ACL in his leg. It did not happen at his home so he cannot clain homeowners insurance on it.
Since he can't walk, he can't work either. His job requires ... |
|
 I have to ask all.. Because State Farm insurance will not cover Mississippi..Do you trust State farm anymore? |
| If Start Farm will not cover New Orleans and southern Alabama, Mississippi? Would you trust them for Auto Insurance? The outcome of this question will be a MinnesotaRick's yahoo 360 blog..... |
|
 Getting insurance for an expensive watch? |
| Does anyone know of any companies that provide insurance on expensive watches? I don't have a homeowners policy to add it on to, so i was looking for a standalone policy for a particular item.... |
|
 Totaled SUV, their fault , insurance will only pay what its worth, have 3K left to payoff-what is best action? |
| HONDA 2006 CRV SUV(mini) struck from behind. Even they (other party)have good insurance. Co. says we will get what its worth even though we owe.We will be out 2-3K? or get less what we get from ... |
|
 Which is the best childrens' insurance plans? |
| Please detail about both unit linked & regular insurance plans.... |
|
| Question about carrying two Major Medical Insurance policies on 1 individual? |
| My wife and I are having a kid and we both have HMOs from our individual employers. We both have high deductibles and ultimately similar coverage. A friend (who isn't in the insurance business)... |
|
|  |
pippika9@verizon.net | Wouldn't it be nice is everyone came together and drop their insurance for 1 mth and watch them belly up ov |
|
 |
 
mamatohaley+1
|
Yeah right, insurance is such a scam...
My father was in an auto accident. His auto policy paid his initial medical bills, a portion of his lost wages, and an eventual death benefit. His short term disability policy paid the remaining wage loss. His health insurance picked up with what auto insurance did not pay of his 10 week, multi surgery ICU stay. His auto and short term disability insurance allowed us to keep our home. His life insurance allowed me and my sister to attend college and my mom to only work 1 job (as my dad was the breadwinner) so she could still be there for her children.
All in all 100s of thousands of dollars were paid out. Where would my family be without that? My mom would have had to declared bankruptcy due to all the aforementioned bills. We would have lost the only home we knew. My sister and I would have had thousands in college tuition loans to pay not allowing us to afford to stay home and raise our children as we do.
Our family would not be the strong family we are today. So I for one will happily write the check to pay for my life, auto, health and disability insurance. You never know when you need it.
Insurance is a pooled risk. You may have not have needed it yet and hopefully never will but if you do I am sure your opinion will change. |
|
jacklynn428
|
hmm actually I'd have to say no. My mother works for Blue Cross in a management position and loves her job, helping people that can't afford procedures on their own to be able to get help. |
|
derek
|
Idiotic idea.
Insurance is a tool. You've got to use the proper tool for the job. Not ever tool is appropriate for everybody under every situation.
I met a guy the other day that just moved here and bought a home with his insurance proceeds from the Hurricane Katrina in Louisiana. His brother is back in Louisiana living in a 20 foot RV.
I attended college even though my father passed away and my mother had kidney transplant. Insurance kept those life tradgedies from becoming a financial tradgedies.
Financial planning without the proper use of insurance is not financial planning....it's a bet (you're betting that nothing will go wrong and we'll all have that house with a yard and a white picket fence). |
|
fredthedog52
 |
Then you get sick with out insurance and have all those med. bills. Then You go belly up. No thanks, I will just keep my insurance. |
|
deep5223
|
Wouldn't it be better if we all quit buying gas for a month and watch those big oil companies go belly up. Same results, won't work, they have more money than we do. |
|
Amy B
 |
well actually- just cancelling for one month would not cause them to go belly up....Insurance Companys have Billions of dollars in reserves for catastrophes and such....and it would take awhile to wipe that out just from lost premium..because if everyone cancelled their insurance- then companies would not have to pay out for claims... |
|
cassee_ame
|
I'd recommend you consider an economics class. Insurance companies are FOR PROFIT, which means they are NOT here to give you money for free. You pay a premium and enter into a contract with the company. Assuming you follow the letter of the contract, they are required to indemnify you of any covered losses you incur. That's the way it works.
You, like most folks, hate to pay your insurance premiums and would rather spend it on lottery tickets or beer. Without insurance, if you get into a car accident and you hurt someone (an ICU stay can be upwards of $50,000 per day), are you going to work three jobs to pay for it? Or would you just declare bankruptcy and let the person YOU hurt lose his house? How about when your house burns to the ground - are you going to keep paying on the mortgage when you don't have a house? How will you replace all your "stuff?" Let me guess -- the government should pay for it for you, right? How about when you die - no insurance means there's no life insurance. You can leave your single, pregnant wife to get two jobs to make ends meet.
Insurance companies make it possible for people to get their lives back to normal after tragedy. Without the insurance companies, there would be a ripple effect of people like YOU going belly up because they can't pay for the house, the new car or a heart attack.
Take a business class and get a clue! |
|
Infinity606
 |
Consider this, somebody else (let's say for argument's sake, drunk) hits you with their car, you personally. without insurance, you are stuck with taking care of all those costs yourself. you're only option would be to hire an attorney, hope you can find the guy, get a good settlement, and then pay a large portion of that to your lawyer and only get a small portion of it for yourself for your own pain and suffering. or this, you get injured at work as part of your job, without insurance, you have to pay your medical bills yourself because you have no health insurance either. because, medical bills are so easy to afford. let's do that. by the way, let's put people out of jobs. that's a swell idea. but as someone said, insurance companies are financial institutions and absorb your losses, do you not think they have money stored away? gee...we have hurricanes, floods, fires, tornadoes, earthquakes...all these things that make massive claims...they have to pay for that somehow...let's think about this a little shall we? or how about at all? |
|
mbrcatz
 |
You want insurance companies to go belly up because . . .you never want to have insurance again? You always want to pay your costs 100% out of pocket? You want thousands and thousands of jobs lost in your area? You want people to not be able to fix their houses after they burn down, but still have to pay the mortgage on a place they can't live in? You want kids to die from not having health insurance to pay the bills if they develope leukemia?
FWIW, one month - or even one year - without a payment, isn't going to put them out of business. Sorry. I don't think you thought this through. Insurance companies pay massive income taxes (which, btw, would be shifted over to YOU), employ hundreds of thousands of people, and allow people to own their own homes, not living in dread of a fire that would wipe them out. Health insurance keeps people ALIVE, who otherwise wouldn't be able to pay for catastrophic incidents. |
|
beez
 |
Yes, definitely. And I can think of several other kinds of businesses that would flounder if people did not patronize them for a month. |
|
Dogzilla
|
I agree....Insurance is a total ripoff! A legal scam! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 22 minutes(s) ago
| | | |
11 | 46 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 3 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
