 Would my insurance cover weight loss surgery? |
| I am 20 years old and I weigh 215lbs and my BMI is calculated to be 38.1. I was wondering if my insurance would cover a type of surgery for weight loss. I have Tricare under my dad's name, and I ... |
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 My Condo wants to be named as additional insured on my condo policy. ? |
| What does this mean? Also, do they share in an award if I sue someone under my condo policy. I live in Florida.... |
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 How much is workman's comp insurance? |
I am starting a new company and I have (5) full time and (3) part time employees........
The company will gross just under 100k....
I would like to know what the cost will be.<... |
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 Help!! Caught in a 3-way with my dentist, finance company, and insurer!? |
| This is very complicated. Can anyone help? I was informed by my dentist that I needed 4 bridges and that my insurance would not pay for it. So he had the financing coordinator come in and she filled ... |
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 Should maternity coverage be optional? |
| Maternity coverage (usually at 100% coverage) is usually included in most health benefit coverages and yet only applies to a small fraction of the people who have health coverage. It's also the ... |
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 What qualifies as a pre-existing condition for insurance, and is there any way around it? |
| My boyfriend is self-employed and also works about 20 hours/week for a retail store. (No benefits.) He is uninsured and now just learned he needs to have surgery. It is not life-threatening, but ... |
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 How can I apply for Insurance??? |
Is there a site where i can go and Apply for Insurance??? Is there another way to do it??
Thanks that would be great.... |
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| How much of ther interior of my condo is covered under "bare walls" policy? |
| Will a bare walls fire policy cover bathroom fixtures and flooring etc? what about plumbing and lighting?... |
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 Is Pre-Paid Legal in South Dakota? |
| Trying to help a friend get legal help!... |
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 How do life insurance companies make money? |
I mean, there's not really an ideal customer. Everyone's gonna die.
I did the math for my life insurance. I'm 22. I'm young, healthy, and I don't smoke. I ... |
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 Blue Cross/Blue Sheild Customer Serivce Representative? |
Does anyone know what this posistion pays? They have openings for this, but give no indication at if it is hourly or salary.
Additional Details
it doesn't say online or in their ... |
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 How much money "commission-wise" would an insurance broker make if I bought an $8 million dollar life policy? |
I am purchasing an $8million policy on my life through my insurance broker. I want to know how much he make monthly, yearly, or however the payments come?
Any idea?... |
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 How can I find about a old insurance policy that I have that is paid in full but bought by another company?? |
| I have several old policies that have been paid in full but the company was bought out. I need to find the new company but dont know how!!!... |
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 Does all the insurance companies offer a car while your is not working? |
| I recently was involve in a car accident and I need the car I have Mercury insurance do they paid fro a rental car?... |
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 How many insurance agents in lic of india ? |
| No of agents in Life Insurance Corporation of I... |
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Pretty N PUnk | You take out a life insurance policy on someone, they die within days, do you still get the money? |
I recently learned my mom has a lot of policies on older family members & trying to figure out how it works exactly... |
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Zarnev
|
You will get the money on most policies if the insured dies even on the policy issue date. However, the insurance company will investigate to make sure there was no fraud involved.
The exception is with a guaranteed issue policies (where the insurance company doesn't do a health exam). With these if the insured dies within the first two years the beneficiary will not receive the face value but will receive a refund of all premiums paid. |
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Mark S
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What you are asking about is what we call a "conditional receipt." This means that after filling out the paperwork and taking the first months premium, a piece of paper or two was handed to you. This "conditional receipt" acknowledges paperwork is received and should something happen to you, even if the company would fail to cover you at the end, during this time you ARE covered as if a policy had been issued. If you die in this period, your beneficiary would receive the FULL face amount of coverage that you applied for. |
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Sue P
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I worked on a case once where a couple took out a life insurance policy, they paid the first premium and he was killed in a freak accident the following month. When the insurance company heard about it, they actually posted back the premium, in cash, to the widow saying that the policy was not in effect for long enough. We fought it and they conceded in the end and paid a lump sum, though not what was covered.
I know generally there is a period within which they won't pay out, obviously enough its to stop people taking out policies, having someone bumped off and reaping the rewards!! |
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Richie Rich
 |
Mark S is mostly right. On a conditional receipt, if the company would have covered you (ignoring the death), they will pay.
We have had several cases in our office where the application was sent up and a week later on of the covered persons dies. So far in all of our cases, we have paid the full amount. |
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mbrcatz
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The policy is contestable for the first two years. So if you lie on the application, they don't pay in the first two years. Otherwise, yes, they pay. |
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Trouble
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NO.
There is (at Least) a 1 year time Period. |
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