How do I fire my health insurance broker..? |
| My health insurance broker gave me some misinformation about my policy that ended up costing me $2,000 so I'd like to get him off my policy so he doesn't get more commissions from me, how ... |
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Will insurance cover a car damaged by a hail storm? |
| I just brought a 2010 Honda Civic LX & there is a hugh hail storm coming, if it damages my car will the insurance pay for it? And how can it be fixed?... |
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37 weeks pregnant...insurance pending? |
| ok i can go in labor any day now and my insurance is still pending....they messed up my first application and my insurance will not be kicked in until after i deliver....bills will be covered after ... |
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Should I yell at the insurance company? |
| I'm very frustrated at this point. Two years ago I got braces, at the time I was still living on the east coast. I then moved to California halfway during treatment and learned that my insurance ... |
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What should I ask about RENTER'S INSURANCE? |
| Since I just got my first apartment, I am meeting with my agent today to talk about Renter's Insurance and I just need some ideas of what kind of questions I should ask so I know all the "... |
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Term Insurance Vs. Whole Life Insurance ? |
| Can anyone please explain the difference b/w a Term Insurance and Whole Life Insurance. I'm a little bit confused and looking for details on it. T... |
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How to Expedite Life Insurance Claim...? |
| My father just passed away, and I am the sole beneficiary to his life insurance policy. Because we weren't sure who the beneficiary was (my father didn't leave a copy of the policy around),... |
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House robbed, what is a customary insurance pay out? |
| My big Brother (were in our mid 30's) has home owners insurance and his home was just broken in to. He filed a claim for over 5,000$ worth of missing items, most were big items he still had ... |
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What life insurance should I get for my mom? |
| I am 18 and have a steady income, it's not a whole bunch but it is steady. My mom does not have life insurance, and says she can't afford it. I have decided maybe I should get her some and I... |
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How can I obtain cheap health insurance? |
| I am poor and haven´t health insurance ... |
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Low car insurance rate? |
hello
i'm an 18 year old girl
i should be getting my license in the mail anytime
I LIVE IN TEXAS.
i need insurance of course. i AM trying to find a much cheaper one, if you... |
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United Health One Insurance activation time? |
| How long after receiving your insurance card in the mail do you have to wait before you can visit a doctor and get examined with your visit covered by the insurance? If there is anything you think I ... |
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How do I replace motorized wheelchair being a resident in -term nursi home, have Medicare, Medicaid and Atheng? |
| UNABLE TO USE MANUAL CHAIR, CAN OPERATE MOTORIZEDWHEELCHAIR SAFELY BUSINESS DENYS BECAUSE IN NURSING HOME HELP?... |
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Anyone know a lot about insurance? |
| My mom lost her job and now I have to get my own medical insurance. I know it pays for coverage to help cover medical, auto and other costs you cannot afford on your own, but once I get insurance ... |
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How much does General Liability Insurance cost for a sole proprietor? |
I am planning on starting a sole proprietorship doing illustration design. How much would General Liability Insurance cost me? Additional Details It would be just me no hiring outside of ... |
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Can I have a reverse life insurance policy, where they pay me as long as I live and they get money when I die? |
With life insurance, I pay the insurance company money each month I am alive, and they pay my estate or beneficiaries if I die.
With an annuity, I pay the insurance company up front, and ... |
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How does unemployment equal 99 weeks? |
| I am currently on unemployment in the State of Nevada. Although I am searching for work, the process isn't going so well and I wanted information regarding the process of the unemployment ... |
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Sheyla | any specific formula for life coverage ? |
"how much life insurance coverage i need to buy" is a common question and I have found alot of discussion on this topic surfing the internet, But I am still looking for a pet formula regarding how much maximum insurance amount with specific income and age? any one have some idea, please help. Thanks |
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Insurance Pickle.com
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25 X your income invested at a 4% rate of return would replace your income. That's a good starting point. |
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Clay
 |
Insurance companies calculate a maximum amount of insurance, that any one individual can receive, based on a client's age and a multiple of their income. Although this formula varies between insurance carriers, below is an estimation of this maximum amount.
As a reference of best carrier, visit www.termwholelifeinsurancequotes.com
AGE:----------------------------------… GUIDELINES FORMULA
20 - 30:------------------------------------- 20 x Gross Income
31-40:--------------------------------… 16 x Gross Income
41-50:--------------------------------… 12 x Gross Income
51-60:--------------------------------… 8 x Gross Income
61 & Up:------------------------------------- 5 x Gross Income
Regards, |
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