I was driving my friend's car and happened to hit a deer going 70 and totalled it. I told him i would go halves on whatever he needs to help because I felt somewhat responsible. Since it was considered totalled he said the insurance company cut him a check for how much the car was worth ... and there was a deductable of 1000 dollars. this is his third car accident. he's 18, does this sound right? I dont fully trust him because he is always trying to steal money from his job and stuff so I had this notion that he's just telling me that its more than it really is to get money out of me. Thanks he has geico by the way.