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hollywoodland2 | 1) If a person has $100,000, should they invest it in real estate, franchise, or something else? And why? |
2) If a person has $30,000, should they invest it in real estate, franchise, or something else? And why?
3) If a person has $500,000, should they invest it in real estate, franchise, or something else? And why?
4) If a person has $1,000,000, should they invest it in real estate, franchise, or something else? And why? |
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equityhawk
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I suppose the only reason I want to respond to this question is that an outlandish suggestion was submitted just now. Don't (that means DO NOT) go near the Swiss Mutual Fund with yours or your worst enemy's money. I nearly ignored the entry until I saw "20% per month guaranteed". This kind of investment return is impossible to achieve unless it is funded beyond the principles of ethical finance. If the return was guaranteed on a YEARLY basis, it would still be unreasonable. I felt it necessary to submit my argument to the previous respondent. Readers of this forum might find the blog listed below of some interest. With regard to the questions you ask (they sound academic, by the way), I think the numbers dictate the investment. Any amount of capital that is less than $300,000 should be put into stocks, bonds and mutual funds - collectively. How much should go into each asset class? That would depend largely on your tolerance for risk as well as the investment term. Investing in real estate and home ownership are two different concepts. Purchasing an "investment" property with appreciation potential can be considered with a capital sum of $300,000 or more. Franchises are risky. The good ones are too inflated. The rest are too speculative. Here's hoping you will make the right decision - or get a good grade on your exam.
Hawk |
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Ping898
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not enough information, at the minimum you also need to know what type of person is investing, what are their investment goals, how soon will they need the money, will they want to live off the principle or just interest, and how volatile are the markets you are looking to go into and does that person have the flexibility for that volitility and do they have the invest all the money in the same place... |
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bigdogthepirate
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I love this question...it's just great. I actually don't think the amount of money has much to do with it. It depends more on the goals you set. If you want to live cheap, buy a home with it and have a significantly reduced monthly payment. If this is "extra" money, you might want to invest in a variety of high-risk options, since you wouldn't care if you lose. If you want to preserve the capital, then income-based investing is probably best. For most people, the best thing to do is invest in a diversified portfolio. You won't win big, but you won't lose big either. They say you should come up with a pie chart of how to invest. Suppose for example, you pick 20% cash, 20% bonds, and 60% stock. After 3-4 months, the value of your capital will shift. You sell what went up and buy what went down, readjusting back to the 20-20-60 ratios you initially chose. This strategy has NOTHING to do with the amount of money you have to invest. However, with 100k or more, you should have plenty to use to diversify inside each option. Put cash in several banks or different CDs. Buy private and public bonds from different projects. Buy many stocks, foreign and domestic, in a wide variety of industries and companies.
Hope this helps. |
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barry_robbins_98
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Regardless of the amount, I would say the same thing: avoid franchises - I have heard some bad things, like the franchise relationship mostly benefits the parent company, not the individual franchisee. I would invest in both real estate and the stock market. You can buy real estate buy investing in REITs (Real Estat Investment Trusts) - these trade like stocks but are shares in real estate portfolios. You can look at the following to find some good REIT investments:
http://www.top10traders.com/ViewPortfolio.aspx?userID=565
If you want some investing ideas, you can see what the best investors are buying and selling at http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks with $100,000 in "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors.
Hope this helps. |
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patrickmcc55
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Depends upon what the intended outcome, and your risk factor. If you are attempting to maximize your returns with a minimum of risk, then the answer to all 4 is no. Anytime you place all your assets in one basket, you are subjecting yourself to the vagaries of that single investment. In the case of #4, for example, it would be far more prudent to invest in multiple vehicles, stocks, bonds, real estate, tax free bonds, for ecxample, and create a basket of investments that would protect your asset from a drop in any one single investment.
By the way, with the exception of option 4, you wouldnt be able to purchase a franchise of any measurable value for less than $1million, and in addition, you need a liquid position of an additional $1million for most decent franchises. |
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Mary freeman
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Depends what your good at.
1) If you understand economics try stocks. Dont waste money paying someone to do it for you, their crooks.
2) Can you build? Are you a contracter? Many people buy brocken down houses that are cheap and fix it up real nice so they can profit over 100,000 from it. If you cant do hard work, forget it.
3) Franchises are too risky, Easy money can be gained as well as lost.
4) The best investment ever to make is in your future. Education is expensive these days but pays off in the long run and I doubt you would want your money back |
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onefivejesus
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Earn the highest interest in the safest manner possible is a very good rule.Stay away from credit cards rule #2 , your welcome. |
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Ariff Shah
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Dear Hollywoodland2,
One of the investment options that you can consider is Swiss Cash. Swiss Cash is a mutual fund manage by asset management company SMF International Limited. Unlike old fashion traditional mutual funds, swiss cash gives investor capital guarantee and guaranteed returns of 20 % a month. The guarantee is from the asset management company SMF International Limited. I have invested US Dollars 20,000.00 in the fund for the past 1 year. I split my investment in 2 different accounts of US Dollars 10,000.00 each. One account, i am reinvesting my investment returns in the fund for bigger capital gains later. The second account, i am withdrawing my monthly returns. Every month, my investment returns are paid on time and transferred to my bank account in malaysia within 14 banking days. Swiss Cash is a genuine high yield investment fund. Minimum initial investment in the fund is US Dollars 100. More information on the fund can be obtained from the following website : -
www.swisscash.biz/myari0554501
Regards,
Ariff Shah
Email : ariff.shah@yahoo.com.my
Yahoo Messenger : ariff.shah |
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john h
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Always real estate. Because it will always be with us while other markets may go bankrupt or crash at some point. |
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Cassie's num 1 fan
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invest it |
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reel tur
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In My OPINION, Real Estate. Unless you can find a real good franchise with a good/guarantee return on your investment (??). I would buy real estate. Monthly income, appreciation, tax writeoff (one of the few) and if done right can be very lucrative. |
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JUSTME
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On all four of your points, I would suggest real estate. People are always going to need a place to live. Apartment buildings, rental homes, etc. And, this is a buyer's market. Best of luck. |
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capnemo
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I'd say Real estate on all counts. They are not making any more real estate so it always goes up in value. |
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bzqqsq
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Real estate because the market is turning based on numbers that HUD put out this week. |
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