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Im 15 yrs old and want to invest like stock marketing can someone plz give me INFO.? |
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Best investment for my money? |
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... |
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What would you do with Half a million dollars ($500,000)? |
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Give me some good investment options.? |
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Getting into stock trade at the age of 18? |
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If u have 2 lakhs rupees( roughly 4000US dollor), where will u investment ? |
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Singerofsongs | $180K to invest...what short term investment (1-2 yrs) would be best to increase this amount? |
My husband and I just recently received an inheritance of $180K. He's 51 and I'm 42. We've just recently paid our house off which is currently worth $350K. We both have money in 401K's but it isn't alot since we had to pay for the kids college, credit card bills and a house payment. Now that these are all a thing of the past we are now in a positon to save a great deal of what we both make. We're looking at retirement in 10-12 years (me included;will work part time). We have just signed up for the maxium with deferred comp $20K a year), we have $300K in decent intrest saving account and would like to invest the $180K we recently received. My question is what suggestions do you have for investment ideas..we we're going to put some in CD's but we know that's not enough. Anyone have other suggestions that don't require big risks? We're searching for a financial advisor but haven't found one yet but in the interim we need to put it somewhere for 1-2 yrs. Thanks so much! |
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CFPwunaB
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Find a financial advisor. Look for one that has the CFP certification (Certified Financial Planner) and no, I am not one (but am in school to become one). Ask your friends if they can recommend a good one. Also, CPAs (Certified Public Accountants) are another great source to help you find what you need.
Before you invest that 180k somewhere, where you can't touch it, remember that you will probably have to pay some sort of tax for it (maybe in 2008? be ready for it). Ask your CPA about it.
Continue funding your 401(k)s. If you haven't already, you may want to consider investing some money in the stock market because it increases your portfolios ability to grow much faster than fixed-income securities. Also look into whether or not it would be beneficial for you to invest in IRA's (Individual Retirement Accounts), there may be some income limitations that you will have to qualify for to make this truly beneficial for you. Again, consult your CFP or CPA.
If you must have my advice, I'd suggest putting the 180k in a mix of CDs, municipal bond funds, and MMA's (Money Market Accounts), because you only want to invest for 1-2 years. Check out either T Rowe Price, Vanguard, or Fidelity for opening a taxable brokerage account to purchase the mutual funds.
DO NOT consider placing that money on the stock market if you only plan to keep it there for 1-2 years. The stock market should only be considered for long-term investments (like inside your 401k).
I wish you the best of luck. You may contact me through my answers profile e-mail, if you have any questions. |
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jeff410
 |
The safest place to put it for one or two years is in bank CD's, in two or three different banks. |
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Investment A
 |
Hello,
Allot of people have the same problem as you are experiencing, a good amount of money but don't know where to place it.
I have to confess I was also one of those people.
Until I actively started searching for a good investment opportunity.
And I'm glad to tell you I finally found one that is working out great for me.
It's a mannaged account run by a verry capable man.
if you want you can check out the results he has made.
Here you can check them out:
http://my-robottrader.blogspot.com/
My money is working for me, in three months time I already have a ROI of 103%.
If you want a good place for your money to grow then I can only advice you to take contact with my moneymanager.
just send me a mail to derrekmay @ gmail.com, and then I'll bring you in direct contact with him.
I hope this answer has helped you out. |
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Myles H
|
Check out ilocprogram.com/myles.htm
Very secure. |
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Rogue finances
 |
First off, I would advise you to Find a competent Financial Advisor. I stress the word competent. Just because they have a job does not mean they are good at it. Also, it depends on what your goal for the money is after two years.
Are you going to leave it in whichever investment vehicle you choose, or pull it out and spend. If you are going to leave it in, I would advise placing certain percentages in mutual funds, possibly annuities, and a Roth IRA.
If you are looking for it to grow rapidly in two years, there are several options. Remember, ask a competent adviser before you do anything. They will be able to help you with sheltering your money and tax implications. You could do your homework and look for companies like Vale in Brazil, or Yamana Gold, who are both looking strong for the next couple of years. Or,you could buy a foreclosed property or two, perhaps some tax lien certificates, and trade up using a 1031 exchange, thereby delaying any taxes on the profit of the sales. Just a couple of ideas. Good luck and congratulations! |
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bob shark
|
You need a financial planner.
To find one, Start at your bank...ask if they do that or can they recommend one.
That much money shouldn't be fooled with, it is too important and you can never replace it. |
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bgrace12
|
Hi,
Good question-- ask it on some other sites, more dedicated to investors - you can get some professional assistance too.
morningstar.com has a board -- you can also pay a fee monthly for information
www.moneyrec.com is where the users meet the pros. Questions like yours are being answered regularly on this site and it is free to the users.
Best of Luck!
Grace |
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James C
 |
Don't listen to the others, now is the perfect time to invest in the stock market because everything is on sale. When else can you buy good quality company equity at such low prices. Seriously, with that amount of money, you should consider a SMA (Seperately Managed Account) at a firm. |
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fifimsp3
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You could just give it to me. Just kidding.
I would just put it in a savings account until you found the person to help you with the real solution. If you put it in a CD you may have to pay a penalty if you pull out too early whereas a savings account usually only has like a 30 day limit or so and you only have to keep like a hundred dollars in there. If you already have a savings account just put it there and then pull it out when you know what to do with it.
Also, you should look into ING direct. They are an online savings account and they offer much higher rates than the average bank. MUCH HIGHER. |
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Beau.Gus
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If your time horizon is only two years, it would be lunacy to do anything but put it in two different high yield bank savings accounts (bank accounts are typically only insured up to $100K per account) |
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I Drink A Lot Water
 |
probably invest in a big company that is consistent to buy shares with like a Nike, Starbucks, AIG or Apple well hope this might give you some insight and ideas |
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Spam
|
Until things turn around, I would stay away from the stock market and get a CD at least then you know your principal is safe.
Stay away from offers that sound too good to be true, they are |
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