 How do you make money through the stock market? |
| Do you get paid though only dividend or are there other ways to make ... |
|
 What are the best books to read....? |
| ...for someone who doesn't know anything about investing and finance and wishes to learn at least the basics?... |
|
 I've done quite a bit of reading about index funds and I would like to invest in the s&p 500. How do I buy it? |
Every time that I go to an investing site all they show is mutual funds, and I am presented with a long list of mutual funds to pick from. Is there a way to just buy a share of the S&P 500?
<... |
|
 How do i set up investment portfolio for my retirement? |
looking for tax deferred and balance
Additional Details
i have 5 years until retirement and 100k to invest ... |
|
 I want to get into Stocks, I've been looking into online Investing Companies but they ask for min. of $2000 |
| If been interested in trading for some time, stock, bond, currency, etc, but I don't have $2,000,$1,500, or even $1000 to through into it, so is there a company that allows minimum deposits ... |
|
 How do you turn $500 into big money? |
| Can you set up an investment trust or something like myfootballclub.com. Or can you play the stock market Or any other suggestions ... |
|
 Where and how you will invest $ 1000 ? |
please be spicific; for example if you suggest stocks market suggest the name of the stock or compnay
General answers and ideas without mentioning details are not really ... |
|
 Investing in Stocks? |
I phrased a previous question wrong on here but it did raise some interesting points from various people about the subject or question.
I have a new one. Say a normal Joe such as myself ... |
|
 Stock Market Killing Me.............Help??? |
| Im Desperate ....Good stock anyone i can buy today ....have $10,000 to invest............ |
|
 What is a better investment BRK.B or GOLD? |
| i have $9000 and i am not sure what to buy. i am 23 and i am thinking of holding on to this for quite a few years. eather buy 2 shares of BRK.B or buy $9000 worth of soild gold and hold onto it. ... |
|
 Would you consider investing in Johnson & Johnson? |
Buying stocks, short run and long run....
Is it a smart move now? In the future? Vs the other pharmaceutical stocks....
Why or why not?... |
|
 Savings acct vs certificate deposit? |
| looking into opening a cd that has the current rate of 2.62%. my current savings acct rate is 3.25. On this situation why would someone open up a cd acct? is cd a better choice for the time being. ... |
|
 IS THE STOCK MARKET GOING TO CRASH? |
And if it does crash what does that mean.. what will happen?
Additional Details
Like what is the difference between Nasdq and Dow Jones? T... |
|
|  |
Green-Eyed Gal | A question about the money market? |
I was thinking of opening up a money market account, and I was wondering how much risk I'm assuming if I decide to get one? Also, what are some good companies to open up a money market account with, how much is the minimum to invest, and how much is the interest rate? Thank you so much! |
 |
 
J
 |
Two types of money market:
1) The usual type of money market account in the bank. These are FDIC insured account which has a few criteria: a) there is a minimum of usually $2000 and possibly more to keep from panelty; b) there is only 3 checks and 3 withdrawls allowed per month; c) there is an interest rate to your money, so your money will grow, and the interest rate is often dependent on the amount of money you have in the account - the more, the higher, but it is a variable interest rate (can be low of 0.5% to high of 3.75%, vs CD of 4-5% today); d) no fixed term, so you can close the account anytime. Personally, I like money market, because it keeps my money liquid while giving me some interest. The only restriction of 3 checks per month is not that bad, considering we do a lot of online banking and direct withdrawl nowaday. Personally, I prefer Money Market Account over Checking Account anyday. You can get Money Market Account in any bank or saving; I usually recommend saving, since they give better interest rate than large banks.
2) Money Market Investment Account - these are offered by investment companies such as Fidelity, and these also give you an interest rate, often somewhat higher than the ones offered by banks and savings. However, these are higher risk, since they are not FDIC insured, so you can theoretically lose all of your money. However, the risk is small. Unlike stock and bonds, these will not decrease in value either. For my stocks and bonds, I usually keep some money in the Money market Account in my investment firm so I can buy stock and bonds quickly. However, I do not use them for personal check writing or other bill paying purposes.
I think Money Market in the banks and savings is a great way to save money. Once you have enough money to meet the minimum, open an account and keep it there. Let your money grow a bit while keeping it flexible so you can get it whenever you need it. |
|
tamy4life
 |
hey, gurl! watz up? |
|
jaypea40
|
A money market is a guaranteed return rate. Initial deposits vary with every institution. There's alot of decisions you can make regarding your money and investments. Your age, how long you are willing to "sit" on your money, rates, etc. etc.,,There's a ton of info out there for you. Internet, media, books, (I suggest "Investing for Dummies" )Good luck to you, you have started on the right step. I'm guessing by the time you reach retirement age Social Security will be defunct. Hopefully all youth are contemplating the same strategy you inquire about. |
|
exirsman
|
A money market fund is among the most safe investments available, but they are not insured by the FDIC if bought from a mutual fund vs a bank. However, mutual fund money markets generally outperform bank rates for their "money market" accounts. No money market mutual fund has ever failed. You can open one up with as little as $1,000 for many funds. Some require $2,500 etc. Big fund families offer these: Fidelity, Vanguard, Franklin. One option is a tax free money market that buys munis! If you want a government guarantee, try an on line account with ING. Their "Orange" account pays a very high rate. |
|
D
|
Some banks or credit unions offer money market accounts which are NOT the same as money market mutual funds. Similar but not the same. Funds call the "interest" yield. The two terms are technically different but you can think of them as being the same.
In addition to the other comments make sure the interest rate at least beats US inflation which has been ~ 3% per year. Also since the net asset value or NAV (for funds) mostly remains at $1.00 you will not pay any capital gains tax when you sell shares. If you do get a money market fund do not accept an annual expense ratio > 0.6%. This ratio is the cost of the fund and subtracts from your returns. Vangaurd funds are famous for being cheaper funds which does not mean inferior performance.
For "typical" money funds most brokerage firms/mutual fund company's require a minimim investment between $1000 and $3000. There are also some tax-free money funds where you do not pay taxes on the dividends (i.e. interest) you get whereas you ALWAYS pay regular income taxes on interest earned with non-retirement banks accounts.
In summary either get a FDIC bank or NCUA credit union savings/money market account or a mutual fund at > 3%. My $0.02 |
|
nothing to hide
|
Hello Green eyes, they are safe, the returns are OK but not startling
I did once, but never again, because they are not ethical lenders
put your money into a "non bank" cooperative lender
never put all of your money into the one organization or business sector |
|
JLay
|
check this link out...
http://money.howstuffworks.com/question724.htm |
|
Frank Castle
 |
1) There is no risk in Money Market Accounts
2) PayPal
3) $1.00 USD
4) At least 5% Annually. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 34 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
7 | 6 day(s) ago
| | | |
7 | 2 week(s) ago
| | | |
8 | 2 month(s) ago
| | | |
8 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
