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 What percentage of my income should i invest in my company's 401K?
...


 Which investmrnt will give best long term results; gold, real estate, share market or FDs in bank ?
Give technical & logical support to your ...


 Where can I invest in order to gain 40 % increase in returns and risk level at minimum with a time span of 2 y
Mutual funds in India and China
Real Estate in Dubai(UAE)
Property in India-Pune,B...


 I would like to invest in stock, but I am a beginner. Where do I start?
...


 What do you think what is the best job for me? Soon I finishing school and I have to decide about a college.?
I am creative,I like art and music...And I am intersting in finance,bussines,marketing,corporations,... finance.
In my area there is no college with all that in once.And I am afraid of wrong ...


 I'm a fresher here.....would like to invest for long terms...?
I'm new to this...i need some guidance and help me to know more deep n vaster on this..... i also want to know the assets on long term n short term investments......


 How Can I Make money with $10.00?
Make money with only $10....


 How to avoid loss in intraday trding stock?
Most people loose in intraday, why?...


 Ok I know there are almost no "get rich quick" schemes that work. Is there a way for someone to make fast cash
With that fast cash i would want to go into stocks and make even more money there. Im 21 and senior in college, and i only have 2 grand in my bank account. so im looking for extra cash and trying to ...


 What is a safe form of investment with good returns(within 10 years)?
ira, roth ira, ...


 It's about finance; what is the best investment?
I wonder what would be the best way of investment at this time of credit crunch?buying home?land?gold?......


 Is it 100,000 Rs enough to enter stock market?
Hello everyone..
I am egarly waitnig and would like to invest my about 1 lack in stock market.
1)Is it ok amount to start with? i would like to put for say period of 9 months to 3 years. <...


 I'm 33. I want to save 4K a year. Should I invest in a Roth IRA or Traditional IRA? Should I put 2K in each?
...


 How I can Invest in mutual fund online?
What is the best method to invest in mutual funds online or offline,please let me know....


 Isn't it very unstable and risky investing in the stock market?
or do i have the wrong impression?...


 Where can I open an account to buy and sell stocks for less then 20.00 bucks?
...


 What is an Uncirculated coin?
...


 Why is daytrading generally not considered real investing experience?
i'm new to investing so any help would be greatly appreciated. thanks....


 Interested in buying stocks. Is it possible to make $100 turn into $10,000 -15,grand in a year?
...


 How do you know if a company's shareprice is overvalued.?
Also, what are some indicators that a stock is a good buy?...



tastacac
Are CD's at banks a good idea?
Just got a bonus check of $1,300 and i dont want to deposit it into my account or it will be gone.
                     
 




Peggy I
Rating
CDs are good idea in certain circumstances. To hold money for an emergency fund, Short term cash facilities while waiting for investment opportunities, or a parking place for money intended for a down payment on a house, etc.

If you don't have an emergency fund, I recommend a cashable CD (the interest will be lower), and see if you can set up a $50 a month payment into the CD to increase your fund to between $3-5000. You will sleep well at night, knowing that you have a cushion if something happens.


Angie
They area good safe investment. The only consideration you need to make is that they do "lock up" your money for a set period of time. As long as you're sure that you won't need the money for anything in the immediate future, then by all means, do it.


Ben
They are a safe investment, but you could easily earn more of a return investing in stocks (assuming you don't buy bad ones) but if you don't have time to research stocks, cd's would be a good way to go.

Bank of America has some cd's that don't penalize you if you have to get out of them early, but I'm sure the interest rate is lower.


Daybreak
Yes, open a CD with $1,000 and the $300 put into a CD that allows deposits so that you can add money to it.

Think about if you want to put the $1000. into a IRA (Retirement Plan). IRA's need to stay in an IRA until your 59 1/2.
How to get out of an IRA without a penalty:
Permanently disabled.
Using the money for school.
Using the money to buy your first house.
You are over 59 1/2.

Make sure that the money you are depositing won't be pulled out early cause the penalties are significant!

Go for it!

Terri


me
Go to ingdirect.com and open a CD or Savings account. It pays higher interest than most bakns. It's FDIC insured.


Rich
Rating
I would say it would be a safe investment to put it in a CD with the way the stock market is now.


STL Biker
Rating
CD's are a great idea in your case.


brad
Rating
Yes they are. i have several cd's at my bank.


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