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 My Vanguard mutual fund fell from $65K to $57K in just the last 3 months? What should I do?

Additional Details
It is a IRA which I dont contribute to. It was just sitting there. GE is one of the stocks in the fund. I am thinking I can transfer to another Vangaurd fund with a ...


 I have 20000 rupees iwant 2 start a business say me wht business i should do?
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 No risk investment?
So there is always a lot of talk about a catastrophe hurting the economy. I want to know where I can invest, and not worry about losing it if <let's say> the bird flu strikes?...


 I want to invest but having no knowledge of market , which one gives better return in short period.?
I am 23 year old earning salary of 8,000 p.m after incurring exp. left with 4,000-5,000 p.m which i deposit in my bank but interest as all know is very low . as now currently my liabilities are ...


 What should i invest my $500-1000 in?
i am a college student that has some money to play around with. im very interested in investing my money to make money over a few years, where would you recommend i put my money??...


 Which Investment?
Hi, I have about £2k of my student loan to spare and Im looking to invest it into something with a high return. A savings account with 6% doesn't particularly interest me. I have money in the ...


 How do I invest some money to get a rate of return more than 16%?
If it is hard to get the amount mentioned,what is your advise on any business/investment that can make the the profit/return that is close to 16%...


 Should I buy indymac sotck now that there open again at .07 cents?
Since indymac bank is now open again would it be wise to buy the stock so cheap and will it carry over once the feds sell it?...


 If the fed increases interest rates, which way does oil go?
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 What are shares, how do I use them?
I need to learn a bit of reading the stock ...


 Where can I buy gold bars in Ireland?
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 I just came into alot of money?
It's over 20 million. Where should I invest it? T...


 How do you determine if you're already ready to invest?
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 I believe we are in a Bear market don't you?
last year we were making small gains and big drops now this past week we are taking small losses and big gains. I think this is it for a while until spring or summer next year when it could swing ...


 What does "invest in people" mean?
what does it really mean in businesses. i always see this with it's logo in e.g forms e.t.c?...


 How I can buy Wal-mart stock?

Additional Details
Any web page to for it?...


 What is share market?
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 Would you send me 50 cents through pay pal?
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 Whats the min/max period we r allowed to hold a stock?
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 What's the point in investing in stocks the way the economy is now days?
You have banks failing, the economy sucks ***, the jobs are crap, so on.

You hear of wallstreet going bad, so why would people invest in stocks? What if a company just all of a sudden just ...



Neil T
Are premium bonds worth it? I want to invest 1000 pounds in them. what experiences do you have with them?
                     
 




scullion
Rating
Premium bonds are safe - you will always get your money back but it will have lost value in the meantime.
Premium bonds *do* pay out 'prizes' each month but they are only equivalent to about 3% interest per year and there is no guarantee you will get any at all. There are better investments but some people enjoy having a flutter in the hope of winning a big prize.


tom lit
no interest from them put your money in a isa!


roger.williams20@btinternet.com
Rating
Depends upon how much you invest - I know at least 5 investors who obtain a return of almost 5%(no tax) on £30K Premium Savings Bonds. Quite good when savings rates are so low.


Jo W
Really good article (including the odds of winning) at:

http://www.moneysavingexpert.com/savings/premium-bonds


Al Zymer
I invested £3,750 in the 1980's. The earlier years, I had around 7- 8 £50/100 prizes every year. The last 10/15years, only 1 - 3 per year. So, I reckon the odds of winning have worsened.


Jim
Rating
No guarantee that you will win anything.


Franco
Rating
On the average they pay about 4% which is tax free. But whether you win more or less depends on whether the good Lord likes you or not.


Unbiased.co.uk Find an IFA
If you have average luck Premium Bonds currently pay a return of around 3.5% tax free and of course your capital is guaranteed. This rate of return is ok, better if you are a higher rate tax payer, not so ghood if you are a non tax payer. Of course if you have better than average luck they are great but you might have worse than average luck.

I would see Premium Bonds as more of a “fun” investment as there is no guaranteed of any prizes.


Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find and IFA please call 0800 085 3250 or go to http://www.unbiased.co.uk.


STEVEN W
Rating
they are not an investment ,just a gamble on wining some money with them if your bond numbers get picked, when you reclaim them you just get your 1000 back be it 5 years or 15 years.


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