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 Investing options?
i am sticking my big toe in to the pond of investing and do not have a clue

what are some safer options compared to stocks or mutual funds?...


 When should I decide if my fund is performing badly,will it be after a consistent bad run of one year or more,
when should I sell it and reshuffle my portfolio or should I kept it even through the bad run of more then 2-3 years....


 New to Stocks?
I am looking for some advice on playing the stock market. I recently re-enlisted in Iraq and am well off financially for my age group. I have money in mulitple savings accounts that I continously ...


 Investing in AIG a good idea?
Do you think that investing in AIG right now is a good idea?...


 Should I purchase a Laptop or Guitar first?
...


 As a young adult, what should i invest in right now?
I am 20 yr old male attending college for accounting. I pay my way through college and have about $5000 in a savings account. However, i want to take some money out of my account and invest it in ...


 Forex Trading?
Can anyone point me in the right direction to start? What's the best broker site? What are the best tracking programs and such?...


 What one stock would be a good one to invest in?
This is strictly hypothetical. Suppose I had $10,000 to invest and I could invest it only in one stock. And I had to get out of that stock in the next two or three months. What one stock should it ...


 In my highschool class we have to fake invest in 10 companies.. its a short term project, but what companies?
We're fake investing in 10 companies. There are about 10 groups of two, and who ever comes up with the most money by the end of the marking period wins. Any suggestions to what companies would ...


 Should I sell my stock if the company might be deslisted from NASDAQ?
Because of stock option fraud? If the company continues to make good profits, can they fight the de-listing and bounce back, or should I sell before it's too late, although I will be losing ...


 What Stocks should I buy?
I will be doing my home work this is just the beginning, I have about $5k I am thinking about getting in the Stock market. What companies should I invest, I am looking for both short term and long ...


 Do you think is good idea to invest in China?
I wanted to find is that a good idea to invest in China now? because of there so many people that become success after invest in China.
If yes on what I should be invested in.
If no why ...


 Why do stock prices change every few minutes?
...


 Looking for some basic investment??
I dont have a lot of money. No taxable income. Disabled on social security. Still young. I want to invest a set amount each month, maybe more if I can. I need some advice on where to go and what to ...


 Stocks, online trading?
I would like to know how can I invest in stocks, or online trading. Are there any teaching tools? I know nothing about either one. I am looking to supplement my income....


 Advice on investing at an early age??
Hi I m 16 years old. I got a part time job for about half a year, and i have about 5 thousand saved up. I decided that I want to invest around 2/3 of my money so that it can grow in the long term. I ...


 I am 55, small fixed income. I have $200K to last 30 years. A financial advisor recommends: $30K in income &?
$170K in an annuity which I can start getting a guaranteed income in 7 years to last 30 years (and able to withdraw after 7 years without a penalty). Is that sound advice? I am very new to this so ...


 Whats a good online investing company to start with?
I am a 20 year old college student looking to get involved with mutual funds and maybe some stocks. I already have a roth ira and am looking for a good online investment company like Charles Schwab, F...


 What is up with the stock market!?!?
...


 Why isn't the market selling off anymore?
We had some pretty bad news for the last couple days and the market doesn't seem want to go down at all..

is this an indicator we have already met the bottom back in march?...



el
Are there any premiums that you need to pay in a mutual fund?
                     
 




Sanjay Kumar Aggarwal
NO
ONLY ENTRY AND EXIT LOADS


balaji s
Rating
If you are investing then NO


udayashanker k
Rating
mr. samratmsil view is correct


sanksi
Rating
No. Mutual Funds are not insurance policies. Mutual funds are investments which are meant to invest in the stock market indirectly through a FUND under supervision of well-experienced promoters or a team of fund advisors. These funds deals in debt and equity funds suitable to every body according to their jobs, earnings, risk taking capacity, requirements in future, etc. But, strictly it is advisable to consult a good advisor and to invest in a good fund because there have grown too much MUSHROOMS IN THIS FIELD which may be unhealthy to your health (i.e. money). Prudential ICICI and Reliance Mutual Funds have been experienced to be paying better returns.


cvrk3
Rating
There may be entry loads and exit loads which can be termed as premiums.


samratmsil
No my friend there are no premiums in mutual fund. You invest as much as you want, depending upon the days NAV, No units are alloted. Units are as good as n.o share, but with respect to the fund. But in case of equity fund you have to pay an entry load, and income fund exit load if redeemed before 6 months of investing. This is cut from the invested amount.
Premium is only applicable for Insurance.


Franco
Yes, you pay an initial charge of about 3% plus other charges of about 2%,making about 5% total. Then annually, the managers will take up to 2% to cover their costs, huge salaries and bonuses and commission to their salesmen (called financial advisers).


?
I guess the people who answered you so far don't know mutual funds. Yes you can pay a premium on a fund. If you buy a closed end mutual fund which is a fund who does not buy back it's shares they are traded on the stock exchange, If the fund is doing well and the value of it's holdings are worth $10 per share They could trade at $11 a share. Also some sell at a discount when the share price is lower then the value of stocks they hold.


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