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 I know the economy is going up and down right now, but would it be a wise idea to invest in an stock indexfund
I want take 3000 dollars from my IRA account and invest it in the VanGaurd S&P 500. Would that be a wise move at the moment. I am only 21 and have 40 years to let the money grow....


 Can I make a profit from stock after one year. If so how?
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 Forex Tracer?
What is the forex tracer trading system and is it a valid system?!
as I'm looking to buy the automated forex tracer expert advisor. Interested in hearing reviews from experienced traders....


 What are some good stocks to invest in?
im playing a stock market game
Additional Details
thanks everyone!...


 Remember back in early 2000's when your stock portfolio took a dump, how have you recovered from that?
and what lessons did you learn?...


 How to make alot of money off of the stock market?
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 Basic ideas for investment in stock market?
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 Are old wheat pennies worth anything?
the oldest one so far is 1933...


 How would you invest 300,000 dollars?
Not interested in buying anymore real estate. I want to try something new. I have been playing around with sharebuilder to learn about stocks. How can I learn more about the stock market and where to ...


 Would this be a good time to enter the stock market?
As the are at a all time low & normalancy is hoped to be restored soon would this a good time to enter the stock market. Am a first timer not actually looking for long term gains
Additional ...


 How does selling stock help a company?
I don't understand how it works when a company sells shares of itself. How does that help or profit the company?...


 How can I figure out which Mutual Fund to invest in? Preferrably a stable, long-term fund?
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 What is the best online brokage company?
i am becoming more active in my trades and am looking for a new brockage company i have sharebuilder right ...


 Is fxcm a good forex broker ?
could you suggest me some other brokers ...


 What is the difference between a recession and a depression?

Additional Details
My Mom was born during the Great Depression but no one I know is taking this as seriously as they should be. I believe the USA as we know it, will be out of business ...


 Do you think India is More Better for Earning than any other place in the world.?
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 How can i check my account status in syndicate bank?
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 Where can I get free, reliable advice about buying/selling stocks?
... for someone really ignorant in the subject....


 Does it feel like a bottom is near?
Stock market has been holding steady even with tons of bad news throwing at its face this week.

are we witnessing a bottom?...


 How does the stock market work?
i have noo clue about stocks or anything,can someone break it down for me? and maybe reccommed some books/magazines about wall street and ...



I LOVE The Office
Best Investments for newlyweds?
My husband and I just got married in November. We are now at the point where we are saving monthly and want to know the best investments for us? We currently rent and are looking into buying our first home in a couple of years (thinking of starting a family at the time too) when we return to America (living in Tokyo now).
                     
 




witz1960
Rating
Saving is good.

Debt free is imperative to remove one of the greatest stresses on a marriage. Once you are debt-free a lot of financial arguments seem to disappear.

As to real Estate, I don't know about real estate in Toyko, but in most markets renting probably makes more sense for a 2 or 3 year time horizon. An earlier answer suggested buying in U.S. now and renting it out; I have been a long distance landlord here in U.S. It is hard and stressful.

Once you are out of debt save your money in a series of CD's that will mature when it is time to buy your American home. check out www.bankrate.com for some ideas on what and where you can expect to earn interest.

PMI is a hideous insurance that comes with home mortgages where the down payment is less than 20%. Be sure to save up so that you can put 20+% down when it comes time to buy.

Good Luck and Congrats.


trans- formed
Rating
Put 20% down to avoid the added cost of otherwise required loan insurance.


Serge M
Rating
Your best option is to try to save as much money as possible. Put it into a savings account and when you accumulate enough to buy a CD, put it into CDs. Eventually, as you save more, consider putting some money into a good mutual fund.

To buy a house, you should have at least 20 percent of the price available for a down payment, plus a reserve of 3-6 months monthly payments.

A plan of continuous saving is essential. A home mortgage is OK, but avoid consumer debt at all costs. The interest is high and it is not tax deductible. Use credit cards, but never carry a balance from one month to the next, and do not charge more than 30 percent of the available credit.

When you "need" something (that means want but can do without), it is best to save money until you can pay for it. Most people finance a car, but you can get a good used car for $5,000 instead of buying a new one for $25,000.

With that approach, before you know it, you'll be able to pay cash for the $25,000 car and anything else you want.


bud68
Since your savings goal is fairly short term, put your savings into something stable like bank CDs or money-market funds. Pay off any consumer debt you may have.
At the same time, you need to think about starting to save for retirement. Use employer plans if they exist. Otherwise, look into Roth IRAs.


rossi_ssc
Rating
congratulations fr you n hubby on yr wedding...
Its a good financial plan that you already thoughts of saving fr yr future..not many newlyweds thinks of investment n saving fr they think of enjoy while you still young...congrats again to you....shud you think of long term investment,MF is the best way so you might doing DCA(dollar cost averaging)for medium to long term n diversification is the best tools in investment!!


walt17jr
Rating
The first rule for investing should be to conserve your resources. Primarily by avoiding paying high interest rates. Buy a home and pay it off. Keep all debt as low as possible. Debt free is best. Then no matter what happens your living costs will be low and your needs will be much easier to meet.

Concurrently, begin saving so that you have a basic and safe fund to deal with emergencies. Don't pay attention to "one size fits all" numbers that some advisers like to toss around. Evaluate your own circumstances and adjust your savings over time as your situation changes.

The next step would be to set up an IRA. Then if you have the resources put more money into the stock market or rental property. Depending on which you feel knowledgeable in and comfortable with.


-*
Rating
Figure out which one of you is the spender, and which is the saver......The saver needs to run the checkbook and constrain the spender, the spender needs to keep running their mouth to feel better.(saver:"No honey, there is no money in the checkbook to spend").....when you figure this out you'll be just fine.

as you can see, the saver has the toughest job.


Ivanhoe Fats
Rating
buy some property in the usa now and rent it out until you get back there


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