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 How long should I stay short on a stock? |
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| I'm 13 years old and i have about $400 dollars that i want to spend, What should I get?... |
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 How can I make atleast $200 dollars or more before this summer? |
I need atleast $200 or more so i can go to funcity this summer with my friend and have tons of money to buy stuff and play games. Thanks for your help
Additional Details
by the way i a, 1... |
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 Common mistakes that can avoid in stock market intra-day Trading? |
I am a new trader in Stock Market, I am making some money in intra-day trading but at the same time i am loosing money due to mistakes I make
like I used to trade in cash segment intraday, ... |
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 How old were you when you first started investing and how old are you now? |
| I'm curious as to what age most people start investing at and how old they currently are now. So how old were you when you first started investing and how old are you now?... |
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 What are the best options for a new investor? |
I am wondering whether stocks and mutual funds, commodities, foreign currency, or real estate is the best option for a new investor.
Additional Details
My goals are not that of the ... |
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 QUestion on the Stock Market? |
| this is just my opinion and im trying to see if its a smart move or not. The way i see it, the stock market is down a whole crap load. this means stocks are at an all time low. Would this be a good ... |
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 Name 5 good companies to invest in? |
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 Being paid 15K a month, how do I manage money for savings and entertainment? |
| I am a s/w engr, fresh out of college. Need expert advice to save money, also keeping in mind per month expense for entertainment, like movies and apparels. I am a kind of spendthrift. Money does not ... |
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East Bay Punk | Best Tips On Building A Savings Nest...? |
Hi,
Would really appreciate if you could help...
I want to be able to save money for my future.
Here are some of the details of my personal income...
Salary - Around $40,000 a year
I make extra money from my band and songwriting...
Cheers!!
Hope you can help... |
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do it movin'
 |
bay area native? get hyphy!
40k is a nice little salary to start off with..
my advice? first make a montly budget.. make a list of your expenses.. then cut out whatever misc. expenses you have that might be keeping you from saving more money
2nd? let's start w/ the basics.. try to save 3 to 6 months worth of emergency savings.. open up a savings acct. with a high yield (such as ing direct 4.25%).. start off saving 100-200 bucks a month, or even more if you can.. before you know it.. you'll have a nice little stash!
3rd? open a ROTH ira (retirement acct).. the earlier the better (i wish i did this years ago).. fidelity is one place you can do this.. you can contribute as much as 4K per year.. there are different type of stocks, bonds, and mutual funds you can invest in.. and unlike other ira's.. you don't get taxed for withdrawing your initial contribution (only on your dividends) before you turn 59 1/2 (age)
last? contribute to your 401k if you don't already have one.. my suggestion is to throw at least as much as your company matches.. that's free money they're giving you! and it grows tax free (until you withdraw it)
if you stay disciplined and stick to this regimen.. you will be successful.. good luck! |
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fcardaci
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Two Steps: One: Save, Save, Save.
Two: Get interested in Real Estate. Find out as much as you can. Research neighborhoods. Fixer-uppers, Rental rates.
Real Estate is the best way to build real wealth. It's not always an easy road but I feel it's the best way to go, rather than bonds or stocks. Invest in yourself and your own projects! |
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Ms Fortune
 |
just make yourself a budget, which shouldn't be too difficult, your making good money, plus you have extra income from your music... make a plan to automatically put a certain percentage away from every paycheck, and stick to it... you can have it deducted from your paycheck or just deposit it yourself ... just make sure you have enough to live on and a bit of spending money, and any percentage above that you can bank, or invest in Cd's 401K's etc... you can always add some of the extra money you make from your music to it as well. since I'm guessing that may not be entirely steady income..its great that you are thinking of your future and security now! best wishes! |
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Tyrus
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Just don't get married;) LOL |
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Piet Strydom
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First get your goals down on paper. What is the nest egg for? Early retirement, and extended tour with the band, or a weekend away?
Then get a plan going to get there. Stick to the plan. Review regularly. Educate yourself about investments. Stick to the plan. |
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guide
 |
Invest in mutual funds |
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minerva
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work out a small amount that you can afford to lose but would like to play with and get into stocks and shares. Put any profits into a high interest account. In the UK we have 90 days accounts that mean you can't access the funds before 90 days but the interest in high, we also have tax free accounts. Maybe you can invest here or with one of our offshore banks on Jersey or the Isle of Man |
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VinTek
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Nasty Neezy actually gives some pretty good advice. However, I'd make the following changes. First, pay off all short term debt. It's no good to be making 10% a year on your savings and investments if you're being pulled backwards by 21% in interest payments. Get out of debt (except for mortgage, if you have one) and stay out of debt.
After that, you can follow Neezy's advice *except* you should do the 401(k) first if your company matches funds. Free money is good and that's an instant return on your investment. Once you get up to the maximum match, go do the Roth IRA. If you max out the Roth IRA, *then* go back to putting money into the 401(k).
As for your IRA account, T Rowe Price, Fidelity, and Vanguard all offer a large family of funds to meet your needs and risk tolerance for investment. Have a look at all of them.
And while you're doing the initial steps of paying off debt and creating an emergency fund, get yourself an education in investing. You're going to have no idea if the advice people give you is any good unless you understand how money works. Personally, I recommend "The Only Investment Guide You'll Ever Need" by Andrew Tobias. It's an easy read and it will give you a firm foundation so that whenever you're presented with a financial choice or recommendation, you'll make an informed decision. No one's ever going to care as much about your money as you are, so you'd better learn how to handle it and make it grow. Good luck. |
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wavebreakin
 |
I would put a certain amount away into an Investment Bond - a lump sum and let the interest build, i would also put a certain amount - monthly- into a savings account. To be honest, i would seek advice from a financial Advisor who knows which bonds etc are the best for you to get good returns on. All the best though. x |
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