 Savings Bonds? |
yea i got tons of them but im not sure how they work.
they face value on all of them are $50 but im not sure if its worth face value until a certain time then goes up or if its worth less ... |
|
 How to double my money? |
| i have 300 dollars to spare, i dont want to lose it but i want to take a higher risk and i want to double it. i have my investment strategies for long term growth covered. this is just mad money if ... |
|
 What does the Fed Rate refer to ?? Is the rate a long term one or of short term one?? |
| What implications it has while determining fixed deposit rates by commercial banks?? And anything more..that is relevant ??... |
|
 Any body can give me good advice how to invest in shares bcoz i am new to the industry give me some tips for p |
| actually i have a dmat a/c i want to participate actively and earn money any one ccan help me and give valueble ... |
|
 How should I invest my money? |
| Okay. So I am an entering sophomore in college. I have been working a lot and will have $5,000-$10,000 to invest by the end of the summer. I am saving up for things that I will need once I graduate (... |
|
 Please explain the ins and outs of online investing to me!! (19 year old with limited $)? |
| I am a 19 year old student. With my small-time job, I am able to invest roughly $300 a month. I want to use an online investment firm to invest my money. Wanted Vanguard but I dont meet the $3000 ... |
|
 Which investments give the greatest returns over 10-20 years at 15-20%? |
Additional Details
is it probable to make these sorts of gains over the longer term?... |
|
 What is the best web site for trading stocks online? |
| I am a beginner and don't want to risk a lot of money. Also, don't want to pay high commission fees. Is there something that I can use as a start up and learning tool, but at the same ... |
|
 Has anyone ever heard of Automated Forex trading? |
What are the pros and cons.
Additional Details
I had in mind the automated trading where an Expert Advisor (EA) program is created to trade forex.
Check the website below:
http:... |
|
 In laymen's terms what is the best thing to put $5,000.00 into? Short term CD or Mutual Fund, Money Market? |
| I am thinking about using State Farm Bank or Wells Fargo Bank. Anyone with knowledge about investing money could you please look at the StateFarmBank.com website and the WellsFargoBank.com web site ... |
|
 What stocks do you like for long-term? |
| i'm thinking stocks that i would want for ... |
|
 Which stock to invest in?? |
| Which stock would you recommend investing in now? Are oil stocks good. Can you please give me the symbols of some of the stocks you recomending?... |
|
 Is it a common mistake to hold a stock for too long? |
When should you sell a stock if you want high returns and are willing to take risks? Is it when a company is to big to grow much more?
I read comments sometimes like, "I've held X... |
|
 I has lost much money in thepast in the stock.? |
I have many shares with no trading. What should I do? Following are scrips:::
LunarDiamonds / Arora fiblrs / BTW Ltd / Laxmi Cements / Midweast iron / mehta rubbers / Lan Eseda / Dhruv M... |
|
 Safe place to buy gold? |
where's a safe place to buy gold so i don't have to worry about it being counterfeit or anything like that?
Additional Details
i meant like a bar or ... |
|
|  |
Ron C | Buy a smaller or bigger house? |
Option#1--Buy a smaller house and invest some money in the stock market
Or
Option#2--Buy a bigger house and invest no money in the stock market
Please explain your decision |
 |
 
loanman
 |
I would buy a smaller house and invest the difference in the stock market.
reason(s) why...
today's housing market is a buyers market which means that there is alot of homes for sale and few takers. home prices are becoming stagnant and prices are dropping. partly caused by the subprime implosion we have all been hearing about. With interest rates starting around 6+% for a fixed rate 30 year mortgage it wouldnt make sense to tie up all your money on a big house and no investment dollars. big houses with big prices are harder to sell and finance these days and that means that investors are turning to the stock market and the bond market. any first year econ 101 student can tell you that if you invest in a blue chip stock, that over time the value of that stock will rise and you will make money.
its also easier to liquidate stock assets in the event you need to raise capital for some other opportunity or emergency. if all you money is tied up in your house then the only way to access it is thru an equity loan which in itself is a financial liability as is the mortgage you are carrying.
with the deteriorating state of our social security system and with increasing property taxes, i think your better served by buying smaller and building worth via a well orchestrated investment and retirement strategy.
just my opinion...
ona side note, home values at this time are moderate but we wont see the buying frenzy and value increases in the residential real estate market like we did between 2001 and 2005 for a while. the true impact of the impending foreclosure crisis is still building, 2008 is gonna see some historical records being made and they wont be records to be proud of. dont get me wrong, your still gonna see some appreciation, in various parts of the country but not like it was. |
|
V.Ster
 |
small house unless u have a big family and need more room |
|
--sh@wTy--
|
Buy a small house, big houses are annoying. The only problem is the cleaning, it will take forever with a big house.
Yes, I've experienced that. It was hell |
|
man_marathon
|
smaller,everything in the economy is going down |
|
whoopswhatever
 |
Hi Ron C
What you're really asking is what percentages should you invest in each choice, right?
Lot's of reasons to favor Option#2...
Buy a house and you get a tax deduction on the intrest paid. You won't get that on any other type of investment. Good reason to use leverage in real estate.
Make a Capital gain on a real estate investment and you won't pay tax on $250K if you're single, $500K if you're married.
Buy a home and you can actually live in your investment. Can't do that with stocks.
Real estate values go up and down. Right now they're down. Did I hear someone say "timing"? Good time to pick up some deals. (yes, the cycle will bring the values back.)
Real estate financing is easier to get and maintain, provided you don't over buy/finance, then buying equities on margin. No covered calls to worry about.
And by the way, Intrest rates have continued to stay low.
Okay...option#2 IS good, if you really know how to invest in stocks and you can put in the time and energy, and have the discipline and courage to play the market, and to risk getting hammered as well as make a profit.
Now I'll come clean and tell you that I am a Realtor and of course I am biased, in favor of real estate as an investment.
But here's the thing, when the market goes through cycles as it does, and then rebounds, as it will, I hear the same thing over and over again both from those who got in and those who didn't.
"man I should have bought 2, (or 3),(or 4), of those houses back when the prices were low" - "I could have made a killing!"
yeah, too bad, but maybe you can get in on the next cycle.
Anyway, that's how I see it.
Good Luck.
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^...
pls pick mine 4 best answr
thin~Q
u r sweet if u do.
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^... |
|
jimdoris2k
|
Buy smaller house and put large down payment on the house. Do not buy stock market.. You will get about 6% tax free in intrest that you will not be paying to the bank on the house loan.. That will be equall to almost 10% a year in value to you. You can then sell the house (if it is your primary residence)..again tax free in your old age and retire in style. |
|
the_real_eaglesfan03
|
ack both are iffy right now the housing market resale is bad, BUT if you dont plan on reselling no time soon then go big for a better resale in the future, if you invest edward jones is decent, but a few months ago i lost 7 grand in growth funds. So its hard to say |
|
it is me
|
rent a cheap house and put the money in a bank |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 23 minutes(s) ago
| | | |
7 | 34 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
8 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
