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handsome | Can I make a good interest if lend money privately? instead of puting it in CD? |
has anyone tried doing this in a legal way? I mean like sighing the right papers |
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Rabbit
|
You darned-sure better. You are taking on the extra risk without the resources of the banks to recover in case of default. It doesn't take a lot of shopping around to find a good CD rate these days--don't get greedy, or some other greedy guy is going to take your money, and as one person I knew told me before disappearing, "I'm closing the business and investing in a motel chain," leaving me holding the bag. |
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Dolev
|
Yes you can
But !!!!!!
The higher the risk - the higher the return ( You will need )
Don't expect to collect all of it back !
Do as the bank do - Get collateral or co-signor !
But most important - Do NOT lend what you can't lose !!!
And - 1 last tip :
If you want to lose a friend - Loan him money !
Good luck |
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riverofmydreams
|
times are hard.. i wouldn't put my faith or my money into anyones hands.. you leave yourself wide open 2 be used..i always said 2 my kids about credit cards,, if you can't live on your own money, you surely can't live on someone else's.. so easy 2 barrow.. soo hard 2 pay back.. |
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THE DAWG.
 |
Don't Lose Ur Money Lending To The Wrong PPL,And Regardless Make certain The Collateral Will Cover Any Investment....Doley Is Right About The Friend Business,An Old Man Had A Business Card I Never Forgot On The Back It said,I Had A Friend I Lent Him 10,Never Seen My Friend Again,I Had A Friend I Lent Him 5, I Wonder If My Friend Is Still Alive ? LMAO.. |
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girlwhoknowsitstrue
 |
If you have enough money to lend, then it might make sense to find a venture capital company and put your money there - it will go through the legal channels, and you will probably do better than CD's, but there is risk involved.
You can google venture capital, but understand that you probably have to have $50k - $100k minimum to buy a share into venture capital. |
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Patrick L
 |
You can earn more, but I would consider it too risky. Never lend to friends unless you don't want to be friends for much longer. You can also invest in other things than CD. I would recommend to take a look at www.quarantz.com They can make you a plan for free with good returns and safe. Their site is revised right now, but I heard that they'll be back in full in a couple of days. |
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Big Bully
 |
Good luck, if you have that type of money to throw away. |
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tabithat
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You would make better interest lending money privately than putting it into a CD because of the low interest rates. When interest rates are down for borrowing, they are also down on savings. Are you looking for an investor? I would say you would want to draw up some kind of legal document and at least have it signed by a notary. |
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