Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 Looking to Invest in Stocks, but don't know where?
I've recently come into a substantial amount of money from a deceased relative. I would like to invest it into stocks that would give me the most bang for my buck. I was looking to buy stock in M...


 I'm going to invest 50000 for this job , is it original or fake please help me out,?
THis is the Email i recieved

We are going to inform you that our company had accept your case for the post of FRONT DESK . So please deposit 50,000/= (Fifity thousand only) in our ...


 How can i get RICH using 245$...??
...


 If my future husband wants to invest in property, and I don't, what should happen?
I don't believe we're in a place financially to invest right now. We have a really nice apartment near the city and it's extremely inexpensive for the size. We both work and split ...


 What in the world is Forex Trading?
Can anyone give me the basics and then some on what it is exactly? If I have just a few thousand to invest, is this something I should consider looking into? Should I just play the market / funds? ...


 Is the pound going to keep going down against the dollar?
Do u think I should exchange money now for June 2010?...


 Where would we go to do simple stock investing?
I'm interested in investing a miniscule amount of money (around $1000) in the stock market just to get my feet wet. I'm in no way looking to make some huge profit or anything of the sort......


 How many canadian pennies are in an american dollar?
...


 What is the best way of making extra money?
...


 My Mom has her pension and investments in AIG. ?
What are the chances she will lose all of the money she has worked hard to earn throughout her working life?...


 Who is going to invest into the stock market now that it's crashed?
Just wondering who is thinking of buying low and selling high?...


 If I have $10,000 to invest in a CD or Savings bond, is it better to invest using one $10,000 or 10 $1000?
Are there advantages to separating your investments like that or is it better to keep them all lumped together?...


 Is 3000 dollars enough to start investing?
at least enough to make a measurable return?

also what would be the best market? should i go al DOW NASDAQ or should i mess with forex/ commodities as well? maybe a mutal fund?

...


 How should i invest my $37,000,000 inheritance?
I'm going to be receiving this money soon due to a long lost relative passing away who I am next of kin to. I will be sending my money transfer tomorrow to Nigeria, so I plan on receiving the ...


 How easy was it to make money in the stock market?
how many , what percentage of people made a lot of money??
how do you know?

how did they know how to invest in what/

was it really that hard?

why so?

T...


 Looking to invest in the stock market. Where can I find good penny stocks?
Yes well I have an etrade account, and I would like to invest about 200-400 bucks in penny stocks, or stocks that are quickly on the rise. Anyone know some great websites or a stock I should/can get ...


 First time investing?
this is my first time investing in anything and im not sure how all of it works. please suggest good companies or show me a good site that shows rating of how good they are doing i need help!!!...


 I want to invest in gold.?
i have $30,000 to invest in gold. I have never invested in gold or anything else, how do i do it?
Additional Details
The U.S. economy is not too convincing right now. Gold has more than ...


 Should I invest in the stockmarket?
i was thinking this would be a good time to invest a small amount of money in a stock while the prices are down , any sugestions what would be a good deal ?...


 Do you think it's a good idea to invest in cheap stocks now?
Which ones would you go for? Why?...



Jane Doe
Can someone explain to me in "layman terms"?
What exactly is a mutual fund? How do they work? I have found many sites that explain them, but they always use fancy financial terms that I don't quite understand?! Thanks for your feedback! :)
                     
 




A nobody
I'll try to use very basic "layman terms"

A mutual fund is a registered company. (Registered with the Securities & Exchange Commission - SEC)

The purpose of the company is to make security investments using the monies received from people who invest in the fund.

The more people that buy the Fund shares, the more the fund has to invest in securities.

When the investment the fund makes, pay dividends, those dividends are distributed to all the fund share holders,

When the fund sells investments and makes money, these monies are paid to the fund share holders.

When you buy a Fund, you become a share holder, The percentage of the fund you own is your dollar amount you invested versus shareholders

Each day the fund looks at the market value of their investments and divides by the shares of those invested in the fund so that they can provide the asset value of the fund.

To all you know it all investment guru's I've tried to make this response as simple as possible without getting into some confusing details


Eric Knows Best
Rating
Instead of going to the butcher to get your meat, the baker to get your bread, the farmer to get your veggies and milk,

the grocery store puts them all together for your convience.

That is a mutual fund in "layman terms".


hobbit
Basically a mutual fund might be considered as a pool of money invested by people with relatively little to invest.
The pool employs analysts who invest those funds in a variety of stocks bonds and other investments. The experts attempt to get a better return than the market average. The small investor theoretically wins because of their expertise and because the lower commissions based on volume than he or she would be otherwise able to attain. This is supposed to offset the fees and expenses the mutual fund charges the small investor. It does not always work out


MarianariaBibliotecaria
Try your local public library for books written for teens on investing. One title is Street Wise, a Guide to Teen Investors.

You can try www.kidsmoney.org, although I didn't find any quick answer there.

Basically a mutual fund is a fund owned by a company that invests in a variety of stocks, bonds, and other investments. Instead of buying shares (stock) in various companies and buying bonds, you pay into the mutual fund. You own a portion of the entire fund. You get a share of the dividends and interest earned by the fund (after the costs of the fund.) The value of your share in the fund can go up and down just as the stock and bond markets can go up and down.

Some funds specialize in certain types of stocks/bonds.


skahhh
Tthe goal is for a particular fund to invest in an agreed upon manner, defined in a prospectus, mutual for many people to invest to see where a "NAV" or net asset value per share will go. There are fees for that money management that are subtracted from your gains or losses. You pick the fund and the goals. Generally, Mutual Funds have many stocks in them and are weighted according to the prospectus and or the fund manager/staff.


Ted
A bunch of people pool their money and hire a manager. They split the profits and expenses in proportion to their investment. In this way, they can get diversification and professional management that they could not get on their own, as well as volume discounts on brokerage commissions.


Eric F
Rating
you invest your money into a fund that is made of several different stocks and bonds. Based on the performance of all of those individual stocks and bonds you will make (or lose) money.

Mutual funds are a lot safer than regular stocks and whoever you choose to invest your money with will have a number of different funds already set up to suit your needs. I personally invest with Vanguard. They dont really charge you what everyone else does to set these things up.

https://personal.vanguard.com/us/HomepageOverview


AL I
in sted of buying single shares of stock by yourself a fund has 15-20 stocks in a fund. i own both mutual for long term and single stocks for money.or short.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy