 Should I wait to open a Roth IRA and just keep my money in my savings account until the yield goes back up? |
| I've been researching Roth IRAs for a little while now, and I'm noticing that right now, most of them are losing money (have negative yields). I'm getting 3% interest from my savings ... |
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 Can i earn monthly income by investing in share market (I have only Rs. 5000 to invest) ? |
| Is it advisable to invest money in share market to get a monthly income. Is it worthwhile to invest money as low as Rs. 5000 ...(for a monthly income) ?... |
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 Certificate of Deposit question!!!? |
| Ok, I have never had the money or credit to open a cd. Now that I do........It is a high yield cd. 3.10 APY fourth month contract. If I were to put the $5,000 into this cd, how much money would I ... |
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 If someone gave you 100K, how would you make it grow? |
| What exactly would you do to make more money from it? Would you invest it? If so, in what? Would you start a business? If so, what kind of business and why?... |
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 Can I invest $2000 for five months and get a good return? |
What is the best to invest in?
Should I just put it in a savings account?... |
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 Investments? |
I am taking an investment class this semester. I need to make 500K in “phantom investments” into a program called Stock-Trak Simulation.
100K is allocated to a speculative portfolio ... |
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 Finincial crisis... Am I the only one that sees the real people at fault? |
| For some reason society is blaming the banks and corporate America for all of the problems. HELLO... If the home buyers would have only read the fine print before buying their house and realized ... |
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 What are the best options for personal investing of 20k short term high return and long range low return? |
don't know if i should just go for a sure thing, long term investment for retirement or take a chance high risk short term stuff
remember i'm only working with 20... |
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 Is it worth it to contact a broker if you only have $500 saved to get started with? |
Might they just not be able to help you and ask you to come back with more to invest ? Or how might these things usually work?
Additional Details
A brokerage firm such as Schwab or one ... |
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 If a tenant hasnt payed for 5 months and doesnt intend on paying what can the landlord do? |
| one of my dads tenants hasn't payed and owes like $4K and i feel like taking my cousin and beating his *** for it.... |
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noname5917 | Can you put too much in a 401(k)? |
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Pastor Dave
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For sure, if you don't have enough money to pay the bills and you're going into debt, you might be putting too much money in your 401(k). Likewise, if you're not saving enough for your children's education, you might want to limit your contributions and consider an Education IRA or a 529 plan, if you haven't already.
The only other situation that I can think of that might (and I emphasize might) warrant reducing your 401(k) contribution is looking at the inheritance tax situation of your future heirs. If the estate is large enough, they will not only have to pay inheritance taxes on the estate, but also income tax on the 401(k) (at least that's how it was few years ago; I doubt the law has changed). If the only liquid investment in the estate is the 401(k), the heirs might not have enough to pay all the taxes, forcing the sale of real estate, which neither you nor your heirs might want. If this is your case, I'd recommend contacting a tax specialist. |
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melvinschmugmeier
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yes you can. this year (2006) has limits of $15,000 plus an over 50 catchup of $5,000. |
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THINKMAAN
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No, the limit is $15,000 for '06. |
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DramaGuy
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If its more than you can afford or above the specified limits. |
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chartley
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Yes, if you don't have any money to live and you are currently paying rent.
Also, you can only contribute up to the limit which is $ 15,000 for 2006. There is a catch up provision if you are 50 or older of additional $ 5,000. |
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jlee1224
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Federal limit is $15k for 2006.
But your company may put a limit on you too (mine is 50%). No way I would put 50% in, but it still is a limit. |
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gregory_dittman
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If you do max out your 401K, you can still dump $4,000 into a Roth and $2,600 into a Health Savings Account, (HSA) which acts a Roth, but the money can only be spent on health care. |
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Singingellie
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do you mean can you be penalized ? I thinks so, I think the maximum you can put in without FEd and stae income taxes is 15000 after that I think you can still put taxed money into it. |
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swannmichael
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Need more info, do you mean too much by the legal/personal limit definition, or do you mean too much from an asset management or retirement standpoint? |
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angela_brock9
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yes u can it is not all that |
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AnswerFace
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Ask the former Enron employees.... |
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