What is a risk-free stock, so I can just get my 'feet wet'? |
| I'm 14, but I'm going to talk to my grandma about opening an account on Etrade...that will be mine to control and manage...but I need to know one good stock to invest in at first...I don... |
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Does anyone know alot about $100 dollar bills? |
What does it mean?--"will pay to the bearer on demand"
series no.1950-is it worth anything?
should I keep it or spend it?... |
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What should i buy stock in right now? |
| doesnt matter if its long or short term money maker just need some advice from you knowledgeable people :)... |
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What's the Difference between a CD and a Money Market account? |
| I have been trying to figure this out for a while and I don't know. Any interpretation any one can give me would be great. Thanks.... |
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Well, is the financial crisis over? |
They've screwed up the dollar by dropping the interest rate to rock bottom. You dont need mer to tell you how screwed up things are and the worst is this horrible bail out.
SO...does ... |
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I want to invest!!? |
| Okay, I really want to start investing my money into stocks or bonds, but I am pretty clueless about that stuff. Does anyone know of a really really good website that can help guide me into ... |
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Wanting to start investing but not sure how? |
| I just graduated from college with a degree in finance so i know more than the average person, but i don't feel my schooling prepared me adequately for truly being successful in the investment ... |
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What can i do with 100? |
| i have 107.57 and i have no idea what to do with it anyideas?... |
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It is safe to buy high yield bonds? |
| it is safe to buy high yield bonds from the U.S. goverment? i thought high yield bonds are only offer when the issuer don't have much credibility so he/she raise the interest rate to attract ... |
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Is there any Forex Funnel Software available which is cheap and realiable? |
I'm a newbie in this forex field and i would hope to learn more on this. But i'm lazy to explore from the net so i'm asking a favour from you guys for the software. Additional D... |
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Do you still think there is no chance that we are headed for another Great Depression? |
| Ok, so I asked this question about 6 months ago, and was lambasted by all those geniuses out there who said there was NO WAY this country could ever fall that far financially again - that many things ... |
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Traders: Is the price of gold being manipulated by the Feds? |
I believe it is.
But now that we have a new Chairman of the Federal Reseerve Board, the practice of using (illegal) Gold Swaps with foreign countries is going to stop and gold prices will fall ... |
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Is there any item that I can buy and resell for the same value? Must be paypal or credit-card ok.? |
| I'm looking for an item of any sort which can easily be bought and resold without significant loss of value. Does anyone know of any stock broker companies that allow you to buy stocks with ... |
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mel | Certificates of Deposit - worth paying tax on the interest? |
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rrf00
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there are other ways to get a yield close to CDs without paying taxes, check into muni bonds and funds
Oppenheimer funds has a muni fund paying about 5% tax free |
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Byron W
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CD's are paying a ton these days. Cash may in fact be king. You're getting taxed on most investments, especially relatively liquid ones. It's worth it. |
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Quarter Midget Mom
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As opposed to what other type of investment? CD interest is so low these days, you might not even earn enough interest to have to pay tax on it. |
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Lianne
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They're only good for saving money that you're going to need in the forseeable future. In that case there are not too many other safe, guaranteed short term options so if it's for that purpose, yes it's worth paying the tax on the interest. If it's to make money, then no because correct me if I'm wrong but you don't get the benefit of the lower capital gains tax rate for investments bought and hold do you?
For the person above:
How could you not earn enough interest to pay the tax on it, the tax is a percentage of the earnings which is the interest! |
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Joe the Expert
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If it is interest you don't need, why would you pay Taxes on it?
If this is money you do NOT need to access until age 59 1/2 or more than Fixed Annuities or Fixed Index Annuities would be the best choice.
All of the Interest would Accumulate Tax Deferred. However, the IRS in exchange for this Tax Deferred treatment will impose a 10% tax penalty for any withdrawals prior to age 59 1/2.
If you are over age 59 1/2 you don't have this IRS penalty issue.
Remember, you are NOT restricted in the amount of money you can put into fixed annuities. You can put in Millions of Dollars if you want and it all grows Income Tax Deferred and avoids Probate in most States.
Again if you are under age 59 1/2 and this is Long-term money and you will be letting the interest accumulate, then Fixed annuities are the best choice. It is very Stupid to Pay Taxes on Interest in accounts you are accumulating.
To Review Rates on Annuities and obtain additional information go to:
The best place to go would be an independent professional or a service that provides access to the majority of annuities available on the market and allows you to compare some of these Annuities online 24/7 before you make contact with them. One of those professionals/services is http://www.jdsannuities.com/annuity_rates . Go and see the difference! |
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tiger
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I would say yes if you have a high return on them. Plus its ready money when you invest on CDs. |
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muncie birder
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not when you can buy t-bills paying 5.1% that are free from state and local taxes and can be sold at any time should an emergency arise. |
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