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 How should i spend $26?
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 I want to start an investment fund that follows the S&P 500 index...how can I start that?
I would really love to start an investment fund that follows the the S&P 500 index. What or where is the best place to start an investment account that will do nothing but allow me to make ...


 Good fund to invest in for long term no hassle?
What is a good fund to invest in that has a good asset allocation which will be held for 10+ years? I am in my early 20's and don't mind an aggressive portfolio.

I want to dollar ...


 Buying an out-of-favor poorly rated stock?
Is it a good idea to buy an out-of-favor, poorly rated stock that is at13 cents per share with prospects that it might just turn around?

It seems like the loss would not be great, since ...


 Is now a good time to buy gold?
the price has come down a lot since it hit $700. Is anybody buying gold right now?...


 What's a good up and coming company to invest in?
A new company or a company that you hasn't been doing well here lately that you see coming back....


 I have a stock question?
my grandma left in her will 400 shares of stocks she owned from LAMR could someone tell me what they are worth now if I cashed them ...


 Gordon Ghekko and the economic theory, he states that moeny itself isn't lost or made but transferred?
It seems true in investing and most everything money isn't made just redistributed MY QUESTION is what economic theory is this called?...


 I wanna buy stocks but how? ?
I wanna buy some stocks but I don't know how to get started? Can you help and give me details ...


 How can one trade Forex successfully?
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 I would like to invest in shares.I am a beginner. what are the key points that i should before investing?
Abt the type of shares like banking sector or comm sector and the companies highly reliable and doing well....


 What would you do with a million dollars?
I would give some to charities, go on a long and well deserved vacation with my kids and give some to a family that doesn't have much....


 Can someone explain the basics of the stock market?
I really just don't understand exactly what it is, and I feel like I should since a large portion of my money is invested....


 In todays date if i were to invest Rs.1,00,000 INR what would be best to go for mutual funds/ULIP plans/SIP?
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 Wal-Mart----What will happen to it 40 years down the road predictions?
Look at K-Mart is used to be the big dog and it's practically dead, So what will happen to Wal-M...


 Is it Francswiss.biz Recognized by The Philippine Goverment?
Francswiss.biz is a private mutual fund now operating here in the Philippines since April of 2007. Making a Higher Return investment of 4.5% per day or 270% for 60 days.... HYIP!
and conducting ...


 My husband is getting a large settlement check, where should we invest it?
My hubby is getting a large settlement check from compensation. Where should we invest it? Should we stick it all in one type of account or divide it up into several? We are talking over 100 ...


 I want to invest in shares but i m new to the stock market so how can i start?
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 What is my lucky numbers i was born 25,08.1984?
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 I intend to invest 300k in mid term I am about to retire at 57.?
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jane j
Do I have enough to invest?
I have $10,000 in my savings account and I want to invest it. Is this a substantial amount to invest? Or should I keep it for a rainy day? Any advice?
Additional Details
yeah, I was also going to ask how wise it is to invest now. I figured probablly not very. It actually already is in CDs. my bad. the $10,000 is in a CD. so for now its better to keep it in a CD? With inflation? It seems like I'd still be losing. And if I do invest inthe stock market now, because it is SO bad now, won't I get REALLY good returns in a few years?
                     
 




David M
Rating
Before you start investing you should have an emergency fund. Aside from that $10,000 is definitely enough to start investing. I'd suggest finding a good mutual fund family (T. Rowe Price is my favorite), open up a money market, pick 3 or 4 mutual funds you want to invest in and then SLOWLY over time transfer money into those funds from your money market fund. That way, if the market does continue to tank you won't have all your money invested at the higher prices. Good luck.


rakshaagro
you should invest the following ways


20% stock market
29% equity mutual fund
20% debt equity fund
20% fixed deposit
20$ saving account


maniax342002
Rating
Hey Jane, can we date? You are a rare breed in the female specie that actually care about finance and are responsible.

Hope you are successful at whatever you do; you are heading in the right direction.


Sec Educashun
Rating
I wouldn't put it in the stock market right now. Maybe consider a CD or an online savings account like HSBC or EmigrantDirect. HSBC is paying 3.5% right now which isn't much, but at least it's a gain. You have to have balls of steel to invest in the stock market right now.


Jx2
Rating
If this is your 'rainy day' fund for emergencies like car repairs or paying bills if you loose your job, you should not invest it. Rainy day funds must not be exposed to risk that could loose principle and must be keep liquid so you can get at the money quickly.

You could put the $10k in an online savings account with ING or HSBC and get an ~ 3% interest rate.

If you really want to start investing, you could open an account with Vanguard or Fidelity and purchase a noload index fund of the S&P 500 or Wilshire 5000. Generally if you sign-up for monthly reoccurring investments of $50 or $100, the minimum investment amount is waived.

All this being said, if you have high interest debt, you may want to take a look at paying it down before or in conjunction with investing.


spitfiredd
Rating
Another option that you may want to consider are Treasury Inflation-Protected Securities (TIPS). With a TIP the pricinpal is adjusted along with inflation, in addition when you recieve interest payments you get that on the adjusted principal.

So if your main concern is inflation and you are not an agressive investor this is a good alternative.


njmotorcop
Rating
You don't say what your situation is. Are you close to retirement, just starting out, have kids, live alone?

You have enough to invest but you should also have something set aside for that "rainy day". The general rule is at least 3 months living expenses. Whatever is left I'd put into a Roth IRA. Your money will grow tax free until you retire. You can contribute up to $5,000 this year (the amount is raised every few years). This should be your priority, as they say, "Pay yourself first!". Open the IRA account at a brokerage (Ameritrade, Scottrade, Etrade, etc.) and you'll be able to invest your money in stocks, bonds, mutual funds, and just about anything else. Get a few books on investing at the library and learn how the market works and how different investments compare. Investing as much as you can, as early as you can, will maximize the benefit you get from compounding.


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