 I'd like to invest in a couple stocks, but do not know how? |
| Well, I am thinking that I would like to experiment with the stock market a little. I am a college student though, so I don't have a lot of money to spare. I was thinking I would invest in maybe ... |
|
 A friend o mine has just inherited £200 000, what is the safest, most profitable way to invest this amount? |
| He is not a UK citizen, so any advice I give him is not really applicable, please answer with this in mind.... |
|
 Im only a kid, but should i start investing? |
| I may be small, but financially, i am very smart. i have been thinking if i should invest at least $2000 into the stock market and by the time i retire, i will be a millionaire due to the fact that ... |
|
 Spend money wisely?? |
| so i got 60 dollars 4 christmsa.. wat should i do with it??should i save it up, or buy something small???... |
|
 I am suffering with huge losses in Stock Market? |
| I m suffering loss approx 3lacs , What I hav to do .... some of my friend suggesting me to quit immediately , some said only this is the way u can recover ur losses. (There is huge losses , I m not ... |
|
 Should I sell my Home depot stock back to Home depot for the $37 per share they are offering? |
| Home depot has offered to buy back shares from their stockholders BUT they offered more money a few weeks ago and then sent out a letter saying OOPS we will give you beween $37 and $42... |
|
 Making online money? giving surveys is it true or scam? |
| there are so many offers to make money give survey online etc what there is any thing actual.... |
|
 Banking querey? |
| If you have a substanstial amount of money to put into a bank lets say 3-5 million can you negioate a preferential interest rate or must all banks follow the same rate? will banks negiotiate their ... |
|
 I'm interested in Forex trading, but am overwhelmed by the material out there. ? |
| I need some help with reviewing brokers, educational sites and if there are advisors, services or systems that work.... |
|
 Is it just me or is everyone broke? |
| I can't keep money in my pocket. Im Shopaholic.... |
|
 Who is the richest man was ever on the earth? |
Additional Details
one day brothers and sisters and no body gave me the right answer if no body gave the right answe I will give the best answer for mirmir even she is ... |
|
 Which stoks should I buy? |
| I am going to invest a small amount for first time, but I do not know where to find a good investment?... |
|
|  |
Elbek N | Does anyone has any idea about premium bonds,if yes, has anyone won any prize ? |
Finance/Savings |
 |
 
narkypoon
|
What we all know: Premium Bonds form a large pool of investment money on which the National Investment people calculate an interest return. The % return is 'divvied' up into prizes that are doled out to winners of a random draw. This makes it a sort of gamble but one in which you gamble your interest income and growth against a potential high prize. Your original investment remains intact, this is the fundamental difference from normal gambling.
What you may not know: most of the pool of money is lent on national and international money markets and gets a MUCH higher rate of return than the amount handed out as prize money. The rest goes into the Government's pocket as a sort of stealth tax. While your 'investment' remains intact its purchasing power is constantly eroded by inflation. At the moment it is losing 2-3% a year; during periods of high inflation and they occur every 10-20 years, you might lose 10-15% a year! £100 spent on Premium Bonds in 1956 was probably worth £2,500 in todays money; properly invested it would be worth over £10,000 today.
I have a £1 bond bought in 1958 (i.e about 1 days average wage at that time) that has never won; some years ago I ran a group that put a couple of £s a head per month (peanuts) into Premium Bonds. After a couple of years we had won once (£50) on a pool grown to about £400.
Premium Bonds are NOT an investment they are a long-term gamble. If you only have a limited amount of disposable investment income for long-term wealth production, well-researched unit trusts would probably be the better way to go. |
|
crazy child
 |
I have won £50. They don't earn interest but you don't lose anything and you could win up 1 million. |
|
bluecow
|
yeah, i heard a mates uncle's great grandpa's dad's kids girlfriend who went out with the chap who ran the local pub, who knew a man living on the welsh border WON, i think it was £100? |
|
jet-set
|
I've had premium bonds for years, never won a penny. A friend, who holds the max wins almost every month, various amount! |
|
Al Zymer
 |
I have £7,500 invested since 1987/9. In the early years, I was getting 10 or more small wins per year, plus 1 of £500. For the last 10 years or so, they have dried up to 1 or less per year. Either the odds are much worse now, or the system is not as random as is claimed. |
|
jduck1979
|
I won £50 back in 1999. not sure if I'm still invested in them after winning (otherwise I'd be going ahead and investing a little bit more). |
|
'H'
|
Every last person in my family has won on the darned things except me.......I'm hoping ERNIE's holding out to send me the big one! |
|
jardon
 |
i won quite a bit on ernie a few years ago, am i happy ? no im f u c k i n g not mate. didnt bring me happiness. |
|
Maid Angela
 |
I did once. I had £1000 I was holding ready to buy a house (A few years a ago" I put in into bonds for 6 months and won £50 |
|
taz c
|
I haven't won any prizes, but if you want to check your bonds, go to http://www.postoffice.co.uk/savings&investments to check yours. |
|
jeanimus
|
I have had some premium bonds for over 40 years and have never won a prize. When they were bought at a pound each, they were very expensive. they are still worth a pound each. I even wrote to ask them to check if Id won. But i hadnt |
|
phil180861
|
I think they are a win win situation!
Do you play the lottery?
How often do you win?
I put a small amount in premium bonds and was lucky enough to win.
And unlike the lottery I can get my dosh back if I do not win.
Win Win. |
|
trumps
 |
They are simply a gamble. They say you cannot lose any money but in fact your capital is being eroded every year due to inflation. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 21 minutes(s) ago
| | | |
13 | 57 minutes(s) ago
| | | |
13 | 2 hour(s) ago
| | | |
13 | 6 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 4 day(s) ago
| | | |
12 | 1 week(s) ago
| | | |
12 | 2 month(s) ago
| | | |
13 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
