Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 I am sure that SENSEX will fall bellow 10000 .... What do you think ?
Technically As well as fundamentally our markets are still weak..... Even after this much bigger falls....


 Why is a person who handles money called a broker?
...


 What should I ask my financial planner?
I have a meeting w/ my financial planner on Tuesday.
I am 23, will finish University this time next year, and have 80,000 of savings to invest. What QUESTIONS should I ask him? Which stocks/...


 I'm in college, and want to invest $1000?
I am thinking along the lines of an ETF, any suggestions? Also, which brokerage service do you recommend? Etrade? Schwabb? Thanks....


 I want to start buying stocks...?
I already have a IRA, a Roth IRA, a savings account that pays 4.5% and a checking that pays 4%. Once I am able to participate in my employer's 401(k) I will start that, also I will be able to ...


 If $100,000 dollars fell out of the sky and into my lap?
what would be a good idea to invest it in, and why?
Thanks....


 US Currency Devaluation?
I have been following closely the US currency and as everyone can see, the US currency has fallen against most major currency including the Euro, Yen, Renminbi and even the Canadian dollar.

...


 Stocks, bonds, etc.-- what is the safest way to invest?
I've heard of diversifying and that some investments (like savings accounts and CD's) simply earn interest and are supposedly completely safe, particularly if FDIC insured, but I know ...


 Ã¼Who can invest in Mutual Funds?
...


 I am 13 and i am looking to buy a stock are there any stocks that would be good for a person my age to buy?
for example a store or brand something like that or an ...


 Stock investing question?
I asked a question this morning about investing in stocks. Someone answered buy some good companies like GE, Walmat and Staples etc and then dont touch them or look at them for 20 years. I am new to ...


 How can you get the biggest return from $50,000?
...


 Hello, £7.00 in 1972 (34 years ago), how much roughly would that be worth today?
...


 Without going the stock route, what is the fastest way to turn one hundred thousand $ into a million dollars,?
all honest endeavours, and please no answers about stocks, thank ...


 What are the best stocks in the stock market?
...


 What can i do with 100$?
i got some money i saved, its not much- its just like 100-200$ i can spend.
what can i do with it to gain more?
should i invest it? buy stocks? is it possible to invest 100$ and get more ...


 Trading Forex--is 100% gain in one year possible?
This blog claims it is possible, trading only with $8.
http://100percentforexch
What do you think?...


 Are most people investing their money in stocks?
...


 The Worlds Best Stock Question?
I put $3000 into an online discount brokerage. I currently have all the money in 6 stocks with 10-15 shares in each stock.

1. When I put more money into the account is it better to buy ...


 Options... Do they have to reach the strike price before you sell the option?
If you don't want to exercice the option to buy the stock, do you still have to hit the strike price before the expiration date to make a profit?

For instance, if I buy a YUM (YUM B...



God'sStrength
Does money market funds generate more income than mutual funds?
I'm looking for mutual funds based on growth and income. I'm also looking into Money market funds. Which one makes the most interest and profit?
                     
 




Yardbird
Rating
Money market funds make more money when the stock market goes down. And vice versa.


ciza29
Rating
I tend to use money market funds for money I will need in the next year or two. For a time frame greater than two years but less than 5 years, I use bond funds. For extra cash I won't need for 5 plus years, I have several mutual funds to give me a balanced and diversified portfolio of small and large cap stocks which are both growth and value stocks.

There are costs associated with withdrawing money from mutual funds(taxes), which is why I only use them for longer term investments. Also, money markets are less volatile so you are guaranteed you will have more money in the short run. However, in the long run, you may lose purchasing power if you can't get real returns greater than inflation rates.

My advice to anyone is to never to pay credit card interest. If you don't have credit card debt, then you should start putting money into a money market account(or a checking account like ING or Presidential, which are paying over 4.2%).


alpha10unc
Rating
Instead of money market funds, I suggest you invest in CDs instead. They give just about the same return, and CDs are virtually no-risk investments. The only risk is if you need the money before the alotted time has expired. In that case, the bank charges you with about 3 months of interest penalty. I have a couple of CD accounts with ingdirect.com. You should check them out.

You can also check the rates of other banks and low risk investments at bankrate.com.


NC
Typically, money market funds generate the lowest return. But they are also the least risky. There is very low risk of principal loss with money market funds because they invest in a diversified portfolio of high-quality short-term instruments.


paulctn
Rating
Money Market funds yield around 3 to 4%. Oftentimes they're used like a checking account but you would have to have a certain minimum such as $3000 to open one with one of the mutual companies (Vanguard, Fidelity, T.Rowe Price, etc.) Money Market accounts strive to maintain a $1 per share shareprice - no higher or lower. There is tremendous (though not complete) safety in a money market fund but very little opportunity for growth of your money that you have deposited there. There are Growth and Income funds that contain stocks that are likely to grow (share price increases - excess profits are rolled back into the business) and those that produce income (dividends - excess profits are distributed to shareholders). There are also balanced funds - contains both stocks (usually mixed growth type and income type) and bonds (provides income from interest on a company's debt) If you're looking for a Growth and Income fund, Vanguard, Fidelity and T.Rowe Price sure have them - just be mindful of expenses - how much they are charging you to manage your money - anything over 1% per year is usually too high. Check their websites. Good Luck!


FinancialWonderLust
look into closed end ETFs. this one has a 14% dividend :
http://www.etfconnect.com/select/fundPages/us.asp?MFID=8123


Been There Done That
Rating
It depends - The money market fund is easy to get when you are in a pinch......Which was too easy for me......I touched it too often and I didn't watch my money grow........The mutual fund was not so easy to touch and I love playing with those.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy