Do you expect interest rates to go up or down in the near future and why? |
How the heck do I accurately predict this?? What are the indications of falling/rising rates?
Thanks!... |
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Im 17 years old and have about 1500-2000 saved up.? |
| I want to save all of it and put it towards mutual funds. I dont want to open it up for some years. How much do you think it will yield and which account should i put it towards (roth or mutual)?... |
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If you had 65 thousand dollars....? |
| What would you do with it (seriously)?... |
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Why dont people just watch the tv stock trading shows to get $$$? |
| that is, why dont they just watch, say, mad money and do what the guy says to get money? im sure theyll make more than lose, after all, this chaps WHOLE JOB is to tell such advice, and he has tons ... |
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Can i buy and sell stocks the same day?? |
Can i sell security the same day if i bought 1hour before??
Market is volatile and we think may be price going down next day.. can we sell? i herd that you cant sell why??????/... |
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How do i start investing in mutual funds? |
| i am 22 and in college freshman have two children friends tell me that this is the best way to save and gain interest at high level i can afford to put away an average of 400 to 500 every month i ... |
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What approach does a person take to begin investing in stocks? |
| I have been looking to do this sort of thing for a while now, thru those individual investing firms like Ameritrade, E-trade, Fidelity. But, I did not want to get over my head. I have some ... |
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My 401k is tanking! What to do? |
| I'm 28 y/o. I'm told to stay and wait it out. But I get so nervous seeing my 401k tank by more than 25%. I have investments in Fidelity Magellan which invest in AIG. And my investments in ... |
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What would u do if u had alot of money? |
| I am going to becoming across hundreds apon hundreds of thousands of dollars if not pass the million mark, here in the next year or so (offshore lawsuit), and i am tring to figure out what i should ... |
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Homework help? |
Define liquidity?
Why is it important to know if your assets are liquid?... |
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What is an investor? What is a trader? |
| I'd like a formal definition. How do investors decide on what stocks to invest? How does a trader decide when to trade?... |
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suraj s | Does mutual fund investments benefit short term investors? |
geneuine stats ,and specific reasons with guide lines |
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s_shiromani
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Mutual funds are designed for small investors with safety. MFs are not suitable to those who like to make quick money which the short term investors look for. It should be understood that high and/or quick returns are associated with high risks. MFs strive to give maximum return with least risk and to achieve this they need time. |
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Sahara
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Genuine.
I don't have specifics but I used to work with mutual funds. I know quite a bit about them.
Mutual funds in general are not short-term investments because of the types of investments they hold such as stocks, bonds, and other debt instruments (commercial paper, etc.).
Stocks are pretty volatile. They offer the highest return typically (long-term, they do) but it comes at a price, greater volatility (up, down, etc.). Mutual funds have a lot of costs associated with it as well so the price of a mutual fund is not likely to change significantly in the short-term. A mutual fund usually represents a diversified investment. But each mutual fund has a different investment objective.
Your question is really impossible to answer with specifics because it is quite vague. You could write a book or a very long essay in order to get the specifics. I don't have the time or inclination to do that. I don't think you would necessarily want to read it or if it would be of any real benefit to you.
If you knew anything about mutual funds then I feel confident that you would be asking a different and more specific question. I gather you are trying to make money on mutual funds similar to stock traders. There is a chance you can do it but it's not very good odds. You would be much better off at figuring out what your investment objectives are and studying finance to get a better understanding of it. Learn to read an annual report if you don't know how to already.
There are so many mutual funds out there in addition to different mutual fund companies. A mutual fund is a portfolio of investment vehicles. There is so much variety.
If you want to make money trading mutual funds in the short term then look at sector funds like the Fidelity Select funds.
They offer more reward at a higher risk.
You should only risk capital that you can afford to lose. You can lose in the short-term.
There is a way to make money in a market that is heading south. Options trading. But it's not for the beginner investor. You have to know what you are doing. This is when you get into Margin. (debt)
To make money in the short-term, you need to take into account the fees and taxes. You would want to make a return that is above and beyond the fees and taxes.
Short-term is pretty vague in and of itself. Usually, short-term is less than 12 months.
Stocks are recommended to be held more than 5-7 years now. It might even be recommended to hold onto them for 10 years. But again, it really depends on how much you have to invest, how much you can afford to lose, how much risk you are comfortable with, and what your objective is. Be careful of greed. It can get you into trouble.
Finance is a very tough area. I took a graduate finance class. It was the most difficult class I have taken. (even after Organic Chemistry 1 & 11) It was easier than Physics though. :) |
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shreya
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mutual funds investment can bebefit over a long term period,for shart term gain u should invest the stocks which are in the trends but not at high price |
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#girl
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Your question is too open-ended to give a proper answer.
What do you consider short term? Where is the money coming from? Are the investment monies coming from a pre-tax source, a taxable account, or a non-taxable account?
Does the mutual fund have fees? What alternatives to mutual funds are you considering?
What are your investment goals? What is your risk tolerance?
All of these help determine what are the right investments for you. |
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blackbimmer1972
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The stock market averages about 10% growth per year, and that's based on its entire public-trading history. Obviously some years it's up and others it's down, etc.; but we measure its history and project its future performance usually on a long-term basis. In terms of mutual funds that contain common stocks among other things, we tend to track a given fund's performance based on its 5 year, 10 year, and 20 year performance.
With that in mind, if you're wanting to keep your money invested for at least 5 years then mutual funds are a viable investment option for you. Any shorter of a timeline then that, and it's generally considered too risky unless you have a lot of resources and can easily afford a loss and don't mind possibly losing a good deal of your principle investment.
Mutual funds are usually reserved for long-term savings goals like retirement, etc. But they can also be considered for shorter-term goals (saving for your future car to replace your current one, to be purchased within 5-10 years from now, would be a prime example).
They should not be considered a "liquid" asset. |
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wealthencyclopedia.com
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If you truly mean "investments" - then yes, they do.
If you really meant "trading" - then it depends on how good a trader you are.
BTW: most mutual funds discourage short term trading through additional high fees( for example 1% of value for shares held less than 90 days). However, there are 2 fund families that are specifically designed for short term trading - Rydex and ProFunds - they do not charge short term trading fees. |
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Vash the Stampede
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no. you will get hit with fees. |
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saharaaj
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it is an out souce sink for ignorant and diffident investors. But remeber the scandel of Tata finanace and UTI scandals , where fence staratd eating defence |
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