If I set up a savings account for 6%, is that 6% over and above the rate of inflation? (i.e. 4% saved really)? |
| PS - If you have time what's the best (and most consistent) return on investment for a) low to medium risk investment and b) no need to access the money invested for 5 years?... |
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Investing money in the stock market? |
| My grandparents just gave me $20,000 under the condition that I invest the money into the stock market. What information should I receive to help identify companies that will have high future rates ... |
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What are some wise investments younger people? |
| I have bad credit so a house is out of the question......... |
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Mutual funds and individual stocks.? |
| In your opinion, what would be the best way for a beginner...mutual funds or carefully pick out stocks I want. and YES, I have been researching and know that buying stocks are more risky. I'm ... |
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What do you think about Stock Market? |
Does it right time to invest in stock market ? Does it good to invest in stock market? OR In the Mutual Fund ? ... |
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What is DMAT account? |
| is it necessary requirement for all the kinds of investments?... |
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What are some good stocks to invest in? |
| i always wanted to invest in stocks but i dont really know what are some good options and why they are good options, can some one please let me know what are some good things to look for in ... |
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Serious answers!! What would you do with 8,000,000 dollars? |
Might be kinda hard to answer cuz theres so many things you could do with it!!
where is the best place to invest for a good profit? Additional Details water purification is one of ... |
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Is the DOW going to to over-correct? |
Causing the market to crash? Many technicals show that it will in 2007. What do you guys think? Additional Details What do you guys and gals think? Sorry.... |
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Am I missing something here? |
I got into trading late October and since then I have made over $800 gains on just buying low and selling high. My initial investment was only $1200 then I added $700 more.
Many people ... |
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Why did US markets/indices go down so much today? |
I am about to buy S&P 500, but today's down looks very scary. Is this an opportunity??
Is overall market down or just today?
How's world's?
T... |
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A way to invest my money - genuine? |
hi, iv came into just over £85,000 inheratince and i need some way to invest some of it
iv not really got any qualifications or business experiance but i am willing to try my *** off
... |
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Planning to invest in gold and/or silver.? |
I'm new to this. What is the best advice to someone who is new in investing in gold and silver?
Is it advisable to buy gold and silver coins?... |
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Suze Orman says that you shouldn't put in your 401K/403K after match? |
| She said that once the company match is matched (say you put in 5% and they put in 5%), then you shouldn't put any more money in to these tax-free plans, but rather into an after tax Roth IRA. I... |
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Making a bit of money doing something at home? |
Hi, I have tried looking this up online but i never know whether it is fake or not!
Basically does anyone know of any jobs, that i can do in the evening, on my day off etc to bring in some ... |
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How Do I Get Started In Some Stocks? |
| There are a few companies I would like to invest in but I have no idea how to get started. And would stocks even be the best way to go?... |
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What would be the smartest way to invest 1 million dollars? |
| I was talking to my roommate about the question above; he claims that, if you had that much money, you could simply put it in a savings account and live off the interest. Would this actually be ... |
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vampire | Does the current education system educate you to handle money? |
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muncie birder
 |
judging by the sad state of personal finance in the U S, I would have to say the answer is an emphatic NO. |
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DereKiwi
|
No, and for a reason.
The system works by having the majority enslaved by personal debt. It is not in the interests of the powers that be to have people able to achieve financial freedom. |
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Adam J
 |
I wound up taking AP Economics in High School which was essentially Macroeconomics 101 and didn't really touch on stocks at all. Oddly enough I think the non honors course did include at least a little basic information about investing (the kids did the whole pretend you have a 100k stock portfolio for six weeks contest) but in general no, we didn't get much basic financial literacy education. |
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fcas80
 |
Not usually.
We need a basic life course in checking accounts, credit cards, certificates of deposit, budgeting for expenses, saving, insurance, etc. How much can I afford with my salary, what can I do to minimize taxes, etc. |
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taylor
 |
yes, briefly in grade school and optional courses in high school in most states. |
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Steve
|
No, not through high school, I think it would be a good idea to add something like that.
In college you need to chose that path and be a finance or accounting major...but even then this is not dealing with you everyday finances. |
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Harry P
 |
Unfortunately not.
The people who know how to handle money effectively most often end up in higher paying jobs than teaching. As such teachers themselves tend to be poor managers of their own money. So how can they teach our children?
Handling money has been relegated to a parental education process. We tend to learn those skills from our parents. |
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tony
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College yes. Only because I have an excellent mathematics professor.
High School. Yes, however, when teaching you formulas that can be used to calculate auto insurance payments most instructors do not take the time to explain that the specific formula can be used that way. Or what the formula is used for period.
In any case, I went to a private high school. I have no idea if the public school system educated on the same things. I can only assume so. |
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