How do you turn $50 into $100 in less than a week? |
| What is good for a small investment with a week turn-around?... |
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Stock market, what would you invest in? |
i am not actually planning on investing in stocks. i do buisiness studies in school and we have to watch a few stocks for 2 weeks Additional Details could you please give me an ... |
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ONLINE STOCK TRADING...how to start? what to do? |
I want to play with my money a bit..in hopes of a profit ofcourse!
I know nothing about stocks .please help? where to begin, how and what to invest in..pretty much the basics.
thanks!!!... |
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Is it a bad time to get into the stock market right now? |
| With consumer confidence so low, the declining dollar, housing market and mortgage crisis. Would it be a bad time to invest 800,000k for my mom to live off of. My father just passed away and now ... |
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Looking for advice on the best way to invest $20,000 as someone in my mid-20's?? |
| I am looking for advice on the best way to invest $20,000.00 I recently turned 25. I am not looking to purchase a home until my late 20's as I may need to travel/relocate within the next ... |
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I want To Earn Profit of INR 30000 per month in Passive income.? |
Condition-dont want to gamble, no share market or 8-7 job,
Maximum investment- INR 5,00,000
Suggest ideas or business & Pro or cons
+Time frame required to start making ... |
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I received a sizable amount of money. What is the best way to invest it with the least amount of taxes taken. |
| Should I use short term, 90 day, or long term CDs, or are there better alternatives. Open for suggestions. I'm a single male so you can imagine the chunk of dough IRS wants.... |
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If you buy a stock for $100 and then its price drops to $50 and you sell it, where does the missing $50 go? |
| I've been wondering this. The buyer of the stock wouldn't necessarily see it, the company that is issuing the stocks wouldn't get it, it almost seems to disappear. But that's not ... |
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How exactly does one buy stock online? |
| Ok, so I´ve done some research and found what I think might be a good investment. Now, I need to know where to find where the company´s stocks are traded and its initials. Then how and where ... |
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Five good stocks to buy in BSE? |
| stocks metal,financial, chemical, power,cement ... |
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ilovemyfamily | Finincial crisis... Am I the only one that sees the real people at fault? |
For some reason society is blaming the banks and corporate America for all of the problems. HELLO... If the home buyers would have only read the fine print before buying their house and realized what would happen to their payment, then our country would be fine. The banks were doing people a favor by offering them the American dream of owning a home.Those people jumped at the chance without thinking. Yes, people are that stupid. The time came for huge mortgage payments and instead of having an emergency fund to save themselves, these people abandoned their home and defaulted on their payments leaving the banks hanging.
It is not the fault of the banks and by no way fault of Bush and wall street had nothing to do with it until those stupid homeowners ran from their problems.
So please see that it is all because of the buyers that thought they could get something for nothing and now the whole country is paying for their stupidity |
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cindy
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I think people should take responsible for their own actions they did do this to themselves by living in the moment and not wanting to question what will happen in the furture when their ARM rate goes up. it is a prospective view some believe that it is bush and bank's fault bush wanted everyone to be able to own a home so they lower the standards to get a loan. banks knew these people would not be able to pay these loans once the ARM went up however they probably didn't antipate the magintude of foreclosures they probably figured if someone fault on their loan they would get to write off as a loss and turn around and sell the house to someone else |
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Steve D
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Sorry, but the banks do not get off scot free on this. The banks created speculative mortgages that they knew might be unsound and approved people they should not have approved based on solid underwriting practices. Yes, people should have known better, but with real estate agents and bankers pushing these loans as affordable, promising that housing prices would continue to increase and that (if the folks even understood the legalese and finance-based language included in the exceedingly small print) the worst case scenario would never come true, people accepted these promises since they were coming from so-called knowledgeable folks.
As for Wall Street and investment banks, no one twisted their arms to make them back these mortgages - had the investment banks not been willing to take on the risk of these sub-prime mortgages in order to squeeze an extra few percentage points out of their investments, then there would have been no market for these types of mortgages and the banks never would have even offered them.
And let's go back even further, had the Republicans in Congress (I didn't say Bush) not pushed through a revocation of the Glass-Steagall Act which put up walls between investment banks and savings-type banks, these types of mortgage-backed securities never would have even been available.
Unfortunately, this crisis is the result of a confluence of negative events (the real estate bubble burst, investors stopped being able to flip housing, prices dropped, mortgage-holders got upside down, banks made bad loans, investors backed bad loans, and so on) and there is no one entity or person to blame. But, everyone will end up paying for it, whether it is in declining stock or real estate prices, loss of jobs, or whatever. |
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muncie birder
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I believe you are only partially correct. No doubt about it. A whole lot of the blame certainly belongs with those who bought houses they could not afford. BUT. A lot of those folks bought those houses speculating that they would be able to flip them for a fat 25% to even 50% increase before the mortgage rates reset. The escallating home prices were the results of several things. 1) CDOs which removed the liability of the loan from the bank making the loan, so they wrote loans to every Tom, Dick, and Silva that was still breathing. Blame Wall Street 80% for that and 20% for the rating agencies that rated these products as AAA. 2) Alan Greenspan who set interest rates so low from 2001-2005 that borrowed people were paying you to borrow money. |
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practicalwizard
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look, in a legal sense, the "side" responsible in any case is the party who had more knowledge on a subject. people, in an effort to advance themselves, wanted to buy houses. it's up to the "experts", the lenders, to weigh the risk of lending to such people. when lenders, in an effort to take advantage of the market to lend to such people who would not normally be approvable, is called predatory lending. not to mention, unemployment... the economy took a nose dive. outsourcing and job loss (certainly in my area) contributed heavily to foreclosure. Not to mention the economy hits peaks and valleys naturally, recessions happen. It's been coming far before Bush. Wall Street follows the trend. They assess risk and trade based on the best guess they can make based on what the market is suspected to do. When something happens, like the bailout plan being rejected, Wall Street freaks out based on the risk of the event on the economy, and drives the economy in one direction or another.
Bottom line, this is NOT the fault of the American People. If "expert" lenders didn't stamp credit ratings an A, that were not an A, in an effort to take advantage of an economic situation, without predicting a future "valley" in the market, that is their fault. |
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DS
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No, it is not people defaulting on their debts that is the problem, it is people defaulting on their debts and the homes they are collateralised against not being valuable enough.
It is up to the banks to make sure that the collateral is sufficient to cover the debt in the event of the debtor defaulting on their payments. |
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src50
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Borrowers bear blame for sure. But they are not to blame for the irresponsible and possibly criminally deceptive packaging of these loans into "investment grade" securities that are now the cause of the credit market freezeup. |
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dumplingmuffin
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there is a saying that goes never a borrower or a lender be |
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Subcommander Grapefruit
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Actually I think it was the fault of the Reptillians / Lizardmen. |
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bobby v
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yes that is true to some extent but this new economy runs off of borrowing credit. Unlike in the past a credit crunch affects us much more now. WHich is why legislation may make more sense now more then ever |
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buttehead1@y_h_0
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I disagree!
Most people can't make their house payments because they have lost their job and YES BUSH is a big part to blame for that!
Others (me!!) don't know whether to put gas in my car to go to work and if I do then I can only make a partial house payment and if I don't put gas in to go to work- I won't have a job. BUSH IS A BIG blame for the gas prices........ GET TO WORK FOR AMERICA like he said he would do and then it's like a domino - things would be better! |
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