What are some investments that are reliable and won't suddenly crash on me? |
| I just inherited $1.5 million dollars and after I pay off my bills and but the things I have always wanted, I want to invest so that I can just live on interest from an account, Any good suggestions?... |
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Where do people come up with 7.5% returns on investment?? |
| Whenever you search the web or talk to people about investing or retirement, you'll find they use a 7.5% rate of return in their calculations. I would like to know where in the world can you ... |
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How should a single mom of one invest 100,000 today. |
| Mother is 41 years old, has no debt, no property, excellent credit, and 1 elementary school age child. She'll be moving to Florida. Should she buy a house? or rent? The question really is how ... |
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Good stocks??? |
| I'm interested in purchasing some stock. I've heard good things about Tazer, the company that sells tazer guns to police officers and I've also heard that Crocs has the potential to ... |
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What is a safe investment for a senior citizen in today's stock market ? |
| I already have some t-bills and CDs for cash flow. I am paying too much income tax for the amount of money I can spend each year.... |
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I am a single mother that needs information on stocks.? |
| I don't know anything about stocks. I don't know where I should go to do my research on that subject. I'm trying to give something to my daughter when she grows up!!!!!!!!!!!!!!!!!!!... |
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Am I nuts or are financials way oversold? |
| Call me crazy but as I look at the landscape at the financial market, I really think that there are tons of stocks at huge discounts, particularly in the big banks. Don't get me wrong, it is ... |
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What should i invest 1000$ in to get a 20-25% return in a short 1-2 week time span? ? |
| I have 1000$ in savings and i'm looking to make more of it using this money. I'm looking to invest in sth i can sell on for more, or do sth with the money to get 2-300 dollars more off of ... |
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We are 65 and about to retire. We have lost $200,000 dollars in our mutual funds.? |
| Would it be wise to withdraw enough money from the fund to purchase our retirement home and not have a mortgage to worry about?... |
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Stock Market Crash is taking our money? |
My retirement is going down, down, down. The money is going SOMEWHERE. SOMEBODY is profiting from this. Who is getting my money? Additional Details I'm talking about the market, ... |
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Why Pizzas are so expensive ? |
I live in INDIA. I like Pizzas. Any order you make with the Pizza vendor comes atleast to Rs 200 for a single serving. I find this expensive and want to know justification for such high costs.
<... |
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I sold my shares at $52.00 per share but only received $43.00 a share for them. WHY?? |
| I decided to sell my stock last Sunday (online, through Fidelity) and the current price was around $52.00 a share. The following Monday the stock continued to decline. When I recently looked at my ... |
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Kelly A | HELP! Newly married and don't know anything about investing!? |
Hi everyone! My husband and I got married 6 months ago and have no clue about investing or IRA's or anything. We want to effectively and safely save for retirement. We currently have about $30,000 in savings and I feel it is just wasting away there. We are both 27 and just out of grad school. I will qualify for a 401k through my work in a few months, but we have nothing set up yet for retirement. We were hearing a lot about an IRA, but don't know the difference between a standard IRA and a Roth. Would a CD be best or would an IRA be best for long-term retirement? Mutual funds sound risky, but we really do not know much about them..Right now, we just have the savings account, which yields next to nothing. Any advice would be GREATLY appreciated! Thanks so much! |
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Darth Vader
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I recommend Charles Givens book "More Wealth without Risk" |
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mrstockbond
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You should definitely talk to a financial advisor, and in choosing one make sure it is a good one. Ask family/friends about a good financial advisor, do your research. Then, you should tell the person exactly what your goals and objectives are. |
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r j
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Depending on your income level....a roth would be the preferred investment vehicle for your age. You can pull principle from the account to purchase a home w/o penalty and the account will grow tax free for life. Most of my younger clients go this route.
401k first...then Roth
contact me offline if you need further advice |
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Paul
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I would recommend you to invest in shares. Check the website below where you can learn about shares and stocks trading and also how to select best shares.
Hope it helps
http://money-review-site.com/shares.html
http://www.money-review-site.com |
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nighthawk
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You are young, so you want moderate to higher risk investments to take advange of market swings....The amount of risk you choose is up to your own risk tolerance....Mutual funds are the best source for someone with no knowledge or not wanting to do all the research on companies..... You are paying a fee to a fund manager to do the leg work for you. I personally invest in a combination of Mutual funds and individual stocks. My risk tolerance is high.....(i survived the brutal sell off in the stock markets from 2000-2003) if I can survive that I can take anything now. Dollar cost averaging into the markets is key. If you don't plan on touching this money till you are 59 1/2, an IRA is a great way to defer taxes. And depending on your income, a Roth is the great because you put after tax dollars in and never pay a cent when you cash them in. Start learning the basics. Pick up MONEY MAGAZINE this month. It has a great article on mutual fund investing. |
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matt
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register here.... http://www.swisscash.biz/mykam1564301 |
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skahhh
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You need money to live on....something in the checking to cover expenses and many say you need savings of some value too. If you were to fund a Roth this year, fully fund it, then you could take about $9000 and put it in a Roth which if untouched would be untaxable for life! You could then move this vehicle around into different investment vehicles over time. Taking out a short term CD as a Roth(s) for both of you could net you 5% right now while you research investing in stocks. Mutual Funds are the next secure investment. You need to decide who is best at this by researching track records of the Mutual Fund companies. Taking the top 10 stocks or holdings of these Funds and tracking their growth helps too. Eventually you work your way into stock portfolios of your own if you are a functional family and are willing to do your homework. It is not something you just buy and leave alone....or you get a trusted stock broker. Stocks go up and down and if you dont watch it enough you lose your money. Technology is changing right now at a rapid rate. Companies reorganize, you need to keep up with the hot runners and dump the cold ones if you are in stocks and you need to know how. It can cost you dearly if you don't know how. There are some companies offering less risky Mutual Fund investing and they take some of your money but basically if you stay with them for 10 years of investing you get most of that back and more, but God forbid if the market went kaput...these insurance companies guarantee you a 5-7% return annuitized for the rest of your life on your money. The least return you get on an investment vehicle typically means the least risk. You could buy real estate or anything that you think will earn you more money. Investing in stocks or bank accounts means you have a job already and don't want another one. Good luck. |
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dan
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You are young, as am I (Soon to be a financial advisor). I suggest that you max out contributions on any 401 K accounts you can receive, due to the benefits of compounding interest you will be greatly rewarded for saving as much as you can as early as you can. IRA is a great idea as an addition to your portfolio, I suggest a ROTH IRA because you will pay your taxes up front and get payments out of the way and when you begin receiving your savings after retirement you will not have to be forced to pay any taxes. Also remember to research the funds your company allows you to invest in because the number one thing a young person needs to remember is to STAY DIVERSIFIED. When I say that I mean, don’t have all energy stocks and never put more than 10-15% of your money into one individual stock. Mutual funds are widely popular today and are very efficient, make sure to ask about the "loads" on the mutual funds which are just another term for fee's and ask if they charge and advertising fee as a lot of them do, obviously the lower the fee the better the fund. Also in today’s market foreign investment opportunities are abundant and thriving, I would recommend you putting anywhere from 10 to 25% of your investments in foreign securities. Also, an IRA is an individualized retirement account and is going to earn higher returns than a CD would. CD's are nice for short-term cash that you have laying around but I would not recommend use of a CD for retirement. Keep enough savings in your savings account to be able to survive for 3-6 months without going to work as kind of an emergency fund. Your best step would be to consult with a financial advisor and when you do be VERY aware of fees that they charge for their services. Always ask about fees in any money endeavor you get yourself in because they can make a big difference. Other than that Good luck to you two and don't forget to save early and often!!!! |
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hithere11757
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Sterling-Trust is a great IRA company. You essentially manage everything, so you decide what kind of investments to make and whats best for you.
I offer investors a 7%-8% return and pay interest via a promissory note. Essentially, if you take the amount of your investment and multiply by 7%, you'll get the amount of interest you would earn in one year. I can make payments to you throughout the year (monthly/quarterly/whatever you like) and those interest payments would be issued right to you. Then, when the promissory note becomes due, you would decide if you want to keep investing with my company or if you would rather take back your investment. 7% is more than you'll get in any savings account, and the risk is minimal. If you invest with my company via your IRA, then I would pay your IRA account interest every month, thus funding your retirement! If you didn't invest via an IRA, the interest would be paid right to you, which is great for extra income every month.
Please contact me if you're interested. Good luck...Leo hithere11757@yahoo.com |
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Frank Castle
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Do you already have a house? |
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Biz Guru
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You want low risk investments at your age - go see a good investment advisor who deals with multiple companies. Better still go to three and see what they say - then discuss together and make up your own mind. |
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