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pankaj s | Hi! I have Rs.1000 per month to invest. Where to invest in bank or mutual fund? |
I want good returns. I am focusing on short term investment. |
|


StevefromSBV
|
If by short term you mean less than 5 years I would advise you to stay away from stocks and commodities, including gold. Internet banks will have the highest rates on money market accounts and CDs. You can check www.bankrate.com for current rates.
To take a little more risk you could buy a bond mutual fund. www.Morningstar.com will have some good recommendations on bond mutual funds. Off the top of my head Loomis Sayles Bond Return - LSBRX is a great bond fund with decent returns.
Read my blog at www.sbvfinancial.com
Under Client Update |
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vinleo2
|
Start a SIP (SYSTEMATIC INVESTMENT PLAN), INVEST IN MUTUAL FUND (GROWTH FUND)OPT FOR WITHDRAWAL FACILITY, THEN OBSERVE THE FUND PERFORMANCE FOR ATLEAST 3-6 MONTHS, AFTER 6TH MONTH THERE WILL BE CERTAIN AMOUNT THAT U CAN WITHDRAW OR REINVEST, OBSERVE THE MARKET OR THE FUND PERFORMANCE. |
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Ramprasad M
 |
This money should be invested in a SIP(Systematic Invt Plan) of a good fund. You may choose
1. SBI Contra
2. Tata Infrastructure
3. HDFC Equity
Happy investing |
|

MFexpert
 |
you can invest in Mutual Funds.You can chose SIP scheme .
This can inculcate Your saving habit &also give you good returns.
Many funds are there, which constantly giving large returns over last few years.
My advice to you is that you should invest in Mutual Fund.
If you want more information than visit
www.MFexpert.com
OR you can also E-mail us at Mfexpert1@yahoo.com |
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boy z c
|
It's all about risks and returns....Since you need short term investment (it's not actually investment , it's called Speculation), i would suggest you to put them in mutual fund, which has comparatively higher return than banks.....Remember , risk is also higher in mutual fund.....
In any case, diversity your portfolio...Don't put all the eggs in one basket...Hope you get what i mean. |
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Bhau
|
invest in SIP in mutual fund
good one:
reliance powersector
sbi global
hdfc sensex plus |
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saahil
|
Hi, if you are looking for a safe bet then you can go for bank but the returns are too low. Though mutual funds carry an element of risk, they give superior returns in long term say 8-10 years.
http://www.investorcamp.blogspot.com |
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shubhu
|
mutual funds, u'll be in advantage. |
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santhosh j
|
Check out the investment tutorials on stocks and mutual funds @
http://marketlive.in/stocks-tutorial.php |
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Sweet Sheri
|
Pankaj,
At least you should h have investment time focus for next three years. If your term is less than 3 year, I will never recommend a mutual fund path.
If you have 3 year time focus, select one of the fund from below ist, all are 5 start ranked and its performance is excellent. You can check this wordings with anybody as you like to know what is about the funds:
SBI Magnum Contra
DSP Merry Lynch Tiger
Sundaram Select Focus
Kotak Opportunities
ICICI Infrastructure
SBI Magnum Equity
Select one have have invested for next 3 years. Care to select the monthly SIP method to have a disciplined investment approach.
You will certainly get good returns... sure
Best wishes. |
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Guru: Life & Love
|
Deposit in bank untill its 5k-6k then buy gold.
Gold you can sell at good rate at any time any where for immidiate cash at emergency. |
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