 I have $3,500 to invest but I'd like to get some ideas..? |
I have $3,500 to invest but I'd like to get some ideas on what I can venture into.
What would you suggest short term (low and high risk)?
What would you suggest long term(low ... |
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 Which are some good no load Mutual Funds to invest for retirement? |
Additional Details
A financial advisor probably would recommend a Load fund... I need to rely on the yahoo answers crowd.
I wish I knew how to quit Yahoo Answers.... |
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| What's a solid stock to buy at $10-$20/share (no tech or oil stocks)? |
| I'm planning on investing $200 upfront and an additional $50 each month. I like McDonalds but $40 a share is a bit much for me...... |
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 Rate me 1-10 new ideas? |
im not looking for compliments. Look at my picture and tell me what i should change like my hair cut and color specifically. and u can rate me if u want but u dont have to.
http://s254.... |
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 How do you spot a good stock? |
| I am new to the stock market. And there are vitually thousands of different company and market to choose from. Where to I begin to look? And what is a good place to start investing to get my feet wet?... |
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 What is Currency (forex) trading ? |
| how can start this? while I am far away from metroes. Can U help ... |
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 What is a better bet? |
| I have a 401k, in it I have some small cap growth fund and some mid cap growth fund I am not sure if I should dump one for the other or not. At the moment I have much more of the mid and its been a ... |
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 Why should a change in their stock price affect a company ? |
If I understand it correctly, a company issues stock and
sells it to raise capitol. Once they have sold the stock to
the public, and been paid for it, why should any changes
to the ... |
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 What whould you invest in $500.000.00? (half of million)? |
| please do not answer paid my loan or my debt in gerenal, I'm talking about how to make this money more money...Thank ... |
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 Someone said: You bought 100shares of a $300 stock. If you paid $10 to buy and $10 to sell.? |
You need to make 6.6% before you are even...
this is what some one said...and it doesnt make sense to me..
so you are investing 30,000...even 5% of that is 1500$ which is way more that 20$ ... |
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 Investing £50.000? |
| i was thinking about borrowing a bit more and buying a property in florida and let it out for a few years to pay off the extra. anyone have any ideas of how to invest the 50k.... |
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| I have a metlife high yield savings account, why does the interest rate keep going down? |
| I opened the account 4 months ago and they were advertising a 4.5% rate and every month it has gone down and is now 4.4%. Anyone know why the rate is going down.... |
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Robert E | Hi whats safer to put money in a cd or stocks and what will take more taxes? |
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Chris
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Stocks are a risk, they are like putting money in a slot machine, there is NO garauntee you will get your money back. CDs are a 100% garauntee because you are loaning the bank your money, and they pay you intereset on it.
You do not pay taxes on gains from stocks until the year that you sell them. Even if you own them for 20 years, you don't pay tax until they are sold. And you don't pay taxes when you buy them. The year that you sell them you pay, what is called, a capital gains tax. If you sell them for less than you originally bought them for you don't pay taxes per se, but you get a deduction for the loss.
Certificates of Deposits(CDs) you either pay the tax when the CD matures. Or it is possible that you just pay what ever interst is earned, each year that you earn some interest. Most likely you will pay taxes on all of the interest that was earned for that CD, at the end of its term.
So, cd's safe
stocks - Not safe
But if you want to buy stocks I recommend a mutual fund, you can even set it up where you pay your gains taxes each year. Like a AAA Mutual fund, here is one I like: www.Americanfunds.com look at the growth funds.
Also, any bank usually sells CD's try a couple of banks, to see who offers the best rates. Like a newer bank in town, is best because they are looking for ways to draw people into thier business, or go with the bank you already have an account with, for convenience.
Good Luck |
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sanjose.ellis
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First you have to define what kind of risk.
Modern Portfolio Theory developed by Economics Nobel Prize winner Harry M. Markowitz.
There is short term loss of capital risk
And also long term loss of purchasing power risk.
Stock investing is a very risky sort term investment but a very good long term strategy for protecting purchasing power against inflation.
CDs are very good at protecting short term loss of capital but terrible at protecting long term erosion of purchasing power.
Also as a note keep in mind that I am referring to a well diversified stock portfolio not just one individual stock.
Taxes are dependent on how often you receive actual dividends & capital gains with stocks.
Cd's you will be taxed on the interest received. |
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bigjoejoe2007
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go to ppl pre-paid legal services trust me we we will be going global in September 29, 2007 so go for that I'm in it and I'm only 18 age and Ive made over 15,000 last month just by investing only 45 dollars if u don't believe me look on yahoo business and type in pre-paid legal. so look in to that. my home number is 260-625-5195 call me 4 more info!!! |
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Chuck Gallagher
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Safety is found in a CD (less than $100,000) backed by the FDIC. Taxes are irrelevant. |
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Gerald
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Stock is safer than CD---the 4% is really not income.. A stock purchase can net 2-300% in todays market. You choose on what you want to pay tax on... |
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datasprite
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of course a CD is safer than Stocks
Both take in taxes, since both give you an income and you invested in them to take a tax break. |
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rlloydevans
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CD is much safer. What is best on taxes will depend on how you would trade and invest in the stocks. The taxes for the CD will be a constant, because it will be based on the interest earned. However, taxes for stocks will be based on if they are sold for a profit or a loss. If you lose money in stocks there will be no taxes. If you make more profit in stocks there will be more taxes. |
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vani s
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check this link its good
http://buyingandsellingshares.blogspot.com/
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