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 How many stocks should I carry in my portfolio?
I am looking to invest long-term (20+ years) and this is my first time buying stocks. I have a medium to high risk tolerance. I will be initially investing $2500. The goal is growth for retirement ...


 Who, if anyone, will buy Yahoo! by the end of 2008?
Microsoft is gone for now and the market is less than hot,
Will Icahn ever step upto the plate or just stir the pot?...


 Am i kicking butt or what?
my picks since trying my new strategy ended in these results
gains of,
89.66%.....last thursday
12.5%.......last friday
5.56%,17.83%....yesterday
20.00%,3.65%....today!...


 Isnt gasoline cheap at $3 per gallon?
figure it out -- if one barrel of crude oil @ $72 yields 20 gallons of gasoline? thats only $60 a barrel! that means the oil cos would be losing money. gas should be well over $5...


 Is $500 enough to get me into the stock market?
What type of shares could I get and is $500 enough to buy the minimum shares required?
Additional Details
I live in Australia. Does this change anything?...


 What are some potentially successful stocks that are just starting out?
...


 Is there any good investment i can do with 1000 euros?
...


 Steps for a young adult planning on investing?
Hey guys, I'm 19 years old and am planning on investing $1,000 into the stock market. The hardest part about this is: Where do I begin? Are there any sites where I can open a portfolio free of ...


 What is the best way to invest your money?
retirement plans,stocks,bonds etc......


 Maximum amount of money for certificates of deposits?
I have recently came into a lot of money and wanted to invest it well for the future. I know banks have a minimum of how much you need to invest in a certificate of deposit but do they have a maximum?...


 Why don't stock markets allow trading 24/7?
In other words, why does the stock market close at certain times during the day/night? Why doesn't it just run 24/7? I have some theories but lets hear what Yahoo Answers can provide....


 401k Question?
I'm 27 years old. Several of my friends are just a few years older and have almost $100,000 in their 401k's by now... I have a little over a quarter of that in mine (around 25K)... I take 10...


 Best stock to invest in right now?
...


 Is 14 years of age too young to start investing?
Or should I wait a little longer? Also, what should I invest in. Now that I'm just starting, I only want to distribute $100. Please I need advice, i dont know if i should go with mutual funds or ...


 I want to do a business? with minimum investment? may be one lak rupees what to do?
I am a fresher i plan to run a new business, i plan to invest Rs one lakhs rupees? what kind of business i can do ? any one help me or guide me?...


 WHat is the difference between 24K 12k and w.e karot golds? what is better? could someone explain that to me?
...


 Well i'm only in high school but i want to start investing in some stock. Where do i start?
...


 What is the best stock to invest in write now?
...


 Can someone tell me how to invest in shares and mutal funds?
I am retired lady with 48 thousand rupees I have a college going daughter I need to invest this money for her studies and marriage can someone tell me how to invest and shares and mutual funds so ...


 I see web adverts asking to invest on Forex trade online, is this really possible?
...



Happy S
How can you save money by remortgaging? Everyone is always talking abt it. How does it work in practice?
Any thoughts, advice help welcome!
                     
 




MICHAEL P
Some years ago I was a financial advisor and on every remortgage I saw, people were essentially replacing one debt for another, often over a longer period to reduce immediate costs yet increase the total amount paid back over a longer period of time. Seldom was it in their interests although on paper it may well have seemed that way. The only way you will save money is to refinance with a more competitive lender ( when you will be leaving an uncompetitive lender behind ). But you must look at other things like arrangement fees, redemption fees, what happens in the future to the rate etc. Refinancing over a longer period is fine if you wish to cut present day costs but remember you will pay a lot more back overall. It's all down to a question of current need but be careful. And in every event, please try and go to leading high street lenders where in theory they should be clearer deals.


Knowledge is good.
Refinancing at a lower interest rate should save you money, but sometimes they charge points and other fees that can offset the savings. Usually they put those amounts on the end of the loan, so you should do the math and make sure they're not cheating you in the long run.


Mathew C
You can borrow on your LTV or Least Terminal Value. That is if you have certain percentage of the mortgage already paid up then that is the LTV. If you have a $100000 mortgage on your home and you have already paid up 30000, you can borrow for 30000 and use it to invest in a new home and rent it out. If it has good real estate value your rental income will cover for the mortgage and there will be extra available to pay off your loan. This way you can pay off on your new investment without needing to spent any money to invest and ultimately you will wind up with a new asset without having spent any money to purchase it in the first place. I have heard of people owning more than one home using this technique. Of course the spread between the mortgage payment and rental income generated should be favorable.


stock.expert
Hi, i suggest a great site with plenty of Issues related to your Investing and everything around it. it also provide clear and accurate answer to many common questions.

http://investing.sitesled.com/

I am sure that you can get your answers in this website.

Good Luck and Best Wishes!


jcleann13
READ this book it helped me with this and more the book is by Dave Ramsey called the "TOTAL MONEY MAKEOVER" this book helped me with questions like yours. goodluck checkout his website also


Judy1
Rating
If you have an adjustable rate mortgate (ARM) then you might be able to refinance to a fixed rate - this would protect you from having your interest rate, and therefore your payment, suddenly go up a lot.


h. m k
Rating
you can look around to remorgage and remember to check the interest rates if it is lower than the one you already have, then your repayments will be lower, but please remember also when you do remorgage then the lender will have to survey your property and will charge a fee for that also charge for setting up the loan. after all that it may still be worth the swap in the long term, but check everything before commiting...i know ive done it!!!


smiling_freds_biz_info
Rating
Generally one would remortgage if they can get it at a lower interest rate.....&/or to get a higher mortgage based on a higher valuation of the Property.
Check with Lender of existing mortgage if you will be charged any penalties or fees. They might negate any gain made.

If you can remortgage (no fees etc...) be sure to get quotes from different Lenders. There can be sizeable differences.

Then do your list: Pro/Con and decide.

Simple? Yes!
Good luck.


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