How do I get ridof my credit card debts without running my credit?

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bruce

How do I get ridof my credit card debts without running my credit?

andy3191

pay them off

Jaden

Go through a "credit consolidator". that works the best. they will pay off your debt for you, and you will have 1 loan (payment) with a much smaller interest rate than all of what you had before. i know so many people that have done this, and it works so well. you save a ton of money, and you pay off your debt quicker. i think the name of the one my fiance used was Lighthouse.

karpenca

I hope this link below will be helpfull to solve your credit needs:

butchtroll

Cut them all in half, get debit cards to replace them, get a second job and do nothing but work on paying off your debt OR live with it for the rest of your life!

perfectnpink_17

PAY MORE THEN THE MIN BALANCE

keke03

you can talk to the credit card companies you owe about a payment plan as long as your willing pay their willing to work something out

Ashiebeth

Keep the one that has the lowest APR and pay it off at the end of every month your score will sky rocket!

dweklandes

1.Look to see if you can tranfer to one lower interest card to cover all outstanding amounts with no transfer fees. or
2. Get the cards/holders to reduce the % rate on the cards. then
3. Chart out the best plan for you; pay off the highest rate or go to pay off the smallest,minimum payment +10%, do not used that card until all others are payed down to zero by rolling over to the next in line.
4. Then get those card holders to offer their best deal, used the "one winner"in case of a medical emergency!
5. You can do it yourself, why pay some one else to do the work,show the creditors you are in charge!

j_brown313

If you own a house you can refinance it and pay off the credit cards with the equity.
If you don't own a house, a Chapter 13 bankruptcy can actually help your credit in the long run.
If you live in Maine I can help you.

vondaearlybird

Go to your United Fund Agency. They have credit counseling and can help you.

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