 Investing 101? |
| ok so i have $5000 how do i invest it n what stocks should i consider? invest it all in one? or many? I have NO clue how to invest into the stock market. your help is ... |
|
 I have 500 dollars to invest? |
| what would be the best way to invest to get a maximum return in a short period of time?... |
|
 I am buying house for investment. I am not sure if I should 20 or 30% down pay.? |
| I thought 30% down better to reduce interest pay. But my agent says to put 20% because I could get tax deduction for home interest payment. which one is better to reduce interest pay or to get tax ... |
|
 I lost my entire life savings and inheritance of $400,000 in the stock market mostly in SIRI? |
Why I havent killed myself God only knows.
Now I'm stuck with 32,000 shares of SIRI at $0.45 a share when it was around $10 just 3 years ago.
Will SIRI ever go back up to $1... |
|
 There is a company in Alabama that owes me a commission check. How do I go about getting it? |
| TELEPHONE CONTACT IS IMPOSSIBLE AND THE TWO LETTERS I MAILED TO THEM HAS BE RECEIVED --JUST ON ANSWER!!... |
|
 If I am 30 yrs old & sigle with no kids & no house then about what is my risk tolerance for investing? |
| What is my risk tolerance and why is this important? What funds should I be looking into at this age? What percentage of my investments should go into each category of risk?... |
|
 Can anybody tell how can i get the knowledge about Stock Market or Mutualfunds? |
I Want to invest in stockmarket and mutual fund.
but with safely and step to ... |
|
 Where is all the money in the U.S. going? ? |
| The economy is so bad right now but I don't understand where all the money is going. If someone gives money to another, he then turns around and spends on something else. So why is the economy ... |
|
| What is the best way for a novice to pick stocks? |
| I plan to do a steady investing plan (IE $1000 / mth). I'd like to divide the money into 4 - 8 stocks. I don't want to play the market or day trade. . .Aggressive and steady, that's ... |
|
 I'm confused by stocks! What is selling well today? |
| I'm trying to find different companies that are increasing well in their stocks!! Does anybody know of anything that is doing really good? Or what may start going good? Please include ticker if ... |
|
 Would you buy Bear Stearns stock now? |
| It's up almost 40% today. Is this just an anamoly or is it smart to buy it now since it's so low?... |
|
| I am 18 and what is the best way to learn more about saving money and investing in stocks or anything else? |
| So far I am going to try to work every summer and make 2 grand each summer. I am clueless about investing money, i want to learn how to start a business with friends(not those pyramid scams stuff), i ... |
|
 Has anybody lost money by investing in MUTUAL FUNDS? |
If yes, then how? What are the precautions one must take while investing in Mutual Funds.
Is UNIT TRUST equally safe? What is the difference between Unit Trust and Mutual Funds?... |
|
 What should i invest my 10k in to get the most return? |
| I have 10k and I want to invest that money into something where i would make the most return. I don't know too much about stocks so i don't think going risky would be a great idea, but i ... |
|
 Is it a good time to invest in an index fund? |
when is it a good time?
Additional Details
I have about 3500, so should i invest around 350 dollars every month?... |
|
|  |
crayola girl | How do I know if my financial advisor is giving me good advice? |
I don't know much about investments and stocks, so I trust my advisor to make all of my decisions about my IRA. All of the money is in one mutual fund, is that normal?
Additional Details
I've got about 8K in there now, I've just started. I'm 29 years old. |
 |
 
swenjj
|
rediculous to expect 24%,
8k is not a lot to invest, so depending on the fund you are just fine with one fund, there may be some fees that come with a low account balance that your advisor is saving you from, sometimes an account with over 10k in it has some benefits, hard to say without knowing the fund,
you cant just say that it is a bad advisor because its in one fund, and you absolutely cant say that you cannot have all your money in one fund, you just dont know the situation,it could be a target date fund,where the money should only be in one fund,
how old are you and what fund does he have you in? |
|
Ubiquity
|
The questions are, how broad based is the fund (is it very well diversified) , how much does the fund cost; is your adviser compensated by the fund, do you qualify for breakpoints by putting in a large sum.
Also find out if their is a CDSC if you pull out your money.
How much is in your IRA; if you say under $10k, then nvesting in one fund is not so odd. |
|
91106
 |
My question would be how much money is in your IRA? If it is less than $2,500. then being in one mutual fund is find. If it is more than that then it should be in more than one. What he is doing is keeping all of your eggs in one basket and we know what happened with Enron employees who kept all their IRA money in company stock.
I would question his reason for keeping it in one and discuss the principals of diversification. You really do not want to keep it in one in case something happens that causes that sector to go down. You need to be in more than one sector so that when one goes down it will be offset with one that goes up. This happens all the time.
I would discuss this with your adviser and if he is not willing to make some changes, I would look for another ad visor. |
|
Dang
|
If you are not sure if your FA is giving you a good advice. Consult more FAs and if the advise is the same. It might be a good advice. It is normal if you do not have the time to invest and all in a mutual fund. I do hope that your investment is based on long term not short term. |
|
ontopofoldsmokie
 |
Having everything in one stock is really, really bad. A mutual fund is contains a group of stocks. It can be a few or it can be a whole lot of individual stocks. Nevertheless, investing in only mutual fund is also really, really bad. If anything goes wrong with that fund you are wiped out. Your advisor is giving you bad advice and direction. There are different categories of mutual funds: Aggressive growth, foreign, growth, small cap, large cap, tech,etc..... You want to be diversified within the fund and in the types of funds you have your nest egg in. If your advisor is part of a larger company talk to another advisor in the company. It's time to move either to another advisor, or better to another company. Also, just do a search on Google, or Yahoo on how to invest in mutual funds. They will give you a good basic primer of how to diversify. It really isn't that difficult.
Remember, the worse thing you can do is just give someone your money and hope they do well by you. This guy may be getting kickbacks from the fund he has you in. Or, he may just be an idiot. |
|
Bingo-Boy
 |
You can tell if the information is given by a advisor who is paid by salary by his firm and not commission. That way he has nothing to gain from giving you advice on a particular stock. |
|
sarayu
|
Earliest in 2or 3 months and if longer in a year. By this time, you will know what happened to ;your investment and you can always make a decision to continue or have an alternative source. Financial advisors or cos., for the same purpose can be evaluated even before entering into agreements through their fianancial results and the website with FAQs.
VR |
|
Manny
 |
He is not, he clearly made some money out of your interests and did not provide you with 1300 dollars of progression of harassment, which he did fail to engage as depot. Charge him allimony credit, this will enact your balance some 250 a month, but he should pay you more in redit. Talk to a creditor your father knows, he should count on friendship alone, and give you support, tell your daddy everything you know about it. You will have most of your money sent, invest in horses, much is needed there, I present it as you as well. Bye. |
|
Frank Castle
|
If you are making at least 24% yearly then your Financial Advisor is giving you good advice.
It's not wise to invest all your money in the same Mutual Fund.
If that is not the case then fire him and let me help you for FREE.
Top 5 Answerer. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 17 minutes(s) ago
| | | |
9 | 57 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 9 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
8 | 5 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
8 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
