How do i save money without going crazy! I need help i am a shopaholic!?

its possible you are, but i dont know you. anyways i do by always looking for sales and clearance. and if i dont really need something but i want it and i know i shouldnt, i just think about the kids in south africa who r lucky to have one good shoe, and one half torn one, and are also lucky to get half a cracker every two days.

Saving Tips
-Costco membership to buy eye glasses, gas and tires; make sure everything else you buy really is a good deal before you get it
-Programmable thermostat on the heat/ac or shut it off when you leave the house
-Read The Tightwad Gazette by Amy Dichzyn. Get it from the library
- Carport sales are a great place to look for home furnishings. YouвЂ™d be amazed at the bargains you can find on high quality stuff that other people get tired of.
-Buy purchases with cash and negotiate the price
-Convenience food costs more, cook from scratch
-Check out this e-book about grocery shopping: http://www.grocerybook.com/
-Plant a garden.
-Live a simple life (and hang around others who do too so they don't tempt you to overspend)
-Look for cheap entertainment: walk in the park, library, rent a movie, camping, $1 movie theater
-It's amazing how easily additional services creep up on you. You sign up for one, and then another, and eventually you've got many. Here's just a partial list of stuff that adds up- Cable TV, DSL Internet, Netflix, Yahoo Music Subscription, cell phone, magazine subscriptions
-Considering halting the Blockbuster DVD service, or trimming it back from 3 DVDs at one time to 1 DVD at a time.
-Shave your home telephone bill by going to a 3rd party long distance carrier. They have great rates by the way, with no monthly fee or minimum usage requirements.
-Ditch one of your cell phone plans in favor of Prepaid. YouвЂ™ll save $20-$30 per month depending on how many minutes you use.
- Every year you should review your auto insurance coverage, and then shop around to a few different companies or sites to see if they can give you something better. One time, I reduced my rate by $500 per year this way. Make sure you check the rates your warehouse club offers if you are a member. Or if you aren't a member, check anyway. A $500 annual savings is worth a $35 annual membership.
-Save a little by using credit cards with a 1% payback, and use your card for everything. The catch is to make sure the balance is paid in full every cycle, or the plan is defeated.
-DonвЂ™t buy expensive cleaners; see http://www.practicalkitchen.com/hint_and_tips/homemade_cleaners.shtml for some good ideas.

Automate the process of saving and pay yourself first. Having a nice net worth is every bit as good as having nice things.

To automate the process, use retirement accounts like a 401(k), if available, or an IRA. If you can open a 401(k), your employer will automatically deduct your contribution from your pay, so you'll never see it and can't spend it. The employer might also match part of your contribution, so you'd get a boost to your savings.

If you can't open a 401(k), open an IRA and have part of your paycheck automatically transferred to your IRA account each month. That way, you will again get the money out of your hands so you can't spend it.

If you can't open a retirement account, then open a savings account separate from your checking account and have some money automatically transferred into the savings account each month. The key is to get the money into a place where it's not so easy to spend. See the webpages listed below for more information. Good luck.

Plan your budget. Don't shop whenevr you feel like. Divide your incom into, for instance I do:
1 pay bills
2 Grocery
3 shop 1-2 times a month (mall)
4 leave $200-300 for the rest of the days untill you get paid
5 have a saving account ($10-20 per paycheck)
Good luck.

I agree with Uncle Leo. In your case, you need to have money come out of your paycheck before you ever see it. Use your company 401(k) plan, you'll never see it come out and you won't miss it.

Well, a good first step is to use some sort of automatic savings program. A company-sponsored retirement account will take money out of your paycheck before you get a chance to spend it.

Go to the library or book store or iTunes and get the book, The Millionaire Next Door. It is a very inspiring and educational piece on Millionaires in this country. You will see the value of frugality and the futility of being on that "earn to spend treadmill".

Also, a little bit of fear can be a good motivational tool. Here is an exerpt from my book at http://www.invest-for-retirement.com :

1) Future stock returns are likely to be subdued.
2) Studies show that personal savings rates are declining.
3) Personal debt is rising.
4) Social Security's surplus will inevitably disappear with current conditions.
5) Company pensions are dropping off.
6) Mutual fund costs remain unnecessarily high.
7) Life expectancies are increasing. More of the population will be retired.
8) Health care costs are rising faster than the general rate of inflation.

If all of these factors remain unchanged, we have a formula for a serious financial situation beginning around the year 2035. One or more of these factors must change, or this country will wind up with a large number of impoverished elderly.

Let me break this down into a very simple explanation. People are living longer but not necessarily working longer. Since working remains fixed but life expectancies increase, we need to spread a fixed amount of working income over a longer period of time. Therefore, people must spend less money per year than they have in the past. Period. They are required to put aside some of their income for future use. There is no other solution, unless people want to work into their 70's. And taking on more debt is absolutely out of the question. How can people pay more interest on debt, spend more, and live longer, but generate the same total lifetime income? It is mathematically impossible. Something has to give. Either you learn to avoid high-interest debt and save for retirement, or you eat Spam in your golden years. Eventually, you will spend less than you earn. You can either choose to do it today, or you will be forced to later on. I recommend the former.

Unless you plan to work till the day you die or plan to commit suicide on your 65th birthday, you must - out of necessity - spend less than you earn.

Divert your money via a standing order with your bank into a special bank account where that money will begin making you money.

This money will be used to learn how to invest and make money with your money. Use it for special courses you will do and money you will invest.

U can all details about ALL THE SHARES of share market with these online brokers ideas
http://www.investyourmoney.110mb.com

save money or invest for a profit

Buy a few Television Shows on DVD and try to watch less FREE Television.

Too much exposure to a very large number of commercials can affect your brain.

Buy a few channels without commercials like HBO.

Do not hear too much FREE radio stations.

Get Sirius or XM Satellite.

If you don't change your habits you will die pennyless.

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