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 Savings acct vs certificate deposit?
looking into opening a cd that has the current rate of 2.62%. my current savings acct rate is 3.25. On this situation why would someone open up a cd acct? is cd a better choice for the time being. ...


 IS THE STOCK MARKET GOING TO CRASH?
And if it does crash what does that mean.. what will happen?
Additional Details
Like what is the difference between Nasdq and Dow Jones? T...


 Are mutual funds good to invest in? or is it better just to pick a selection of stocks and hold them?
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 How i earn money online?
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 I revceived a bond for my son, from a relative. There are two, worth 50 dollars each. What do I do with it?
...


 What is the best way of investing money to get a maximum return?
...


 Stock Market Help?
I am, doing a project on stock marketing and I have $10,000 I can put into 10 companies. Since we are doing this for fun (not real gain in money or profit.) what are some of the safe companies stocks ...


 Dave Ramsey what should we do with our money. We owe 10,000 on our truck and have 16,000 in our savings?
We have no other bills other than our truck. We are 21 years old with 2 kids and in the USN. We recently came to 16,000 in our savings and want to do something with it. We don't plan on ...


 I'm a beginner to stocks and shares.....?
I want a step by step guidance how safely invest in stock market and also how to more profit....
Suggest me some site or ebook
any referance that will clearly explain about stock in basic ...


 If I have about $40K to invest and I want to make that grow with the least risk within 5-10 yrs?
What is the best way? Mutual Funds? Bonds? I know I need to diversify, but how and with what? I know little about investing, and would like educated advice please......


 Investing in stocks using zecco?
i recently transferred my $ from etrade to zecco, because i heard zecco offers free trades (for stocks). i dont mean to throw accusations, but i believe these guys are stealing from their members. Y...


 What is the different between Share and Mutual Fund?
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 Are we facing a meltdown on wall street??
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 I got $200 to do anything I want with in the stock market. What website would be the best for me?
Buy and hold.com? Sharebuilder? With buy and hold they charge a monthly fee but it seems to be the most beginner friendly. It looks like that's the only fee they charge. With sharebuilder, there ...


 Im saving around $600 a month...?
What should I dont with this? Mutual fund? Roth IRA? Stocks?
Additional Details
Im 20....wanna retire early like everyone else....


 What do I need to know before entering forex trading?
And what trading org should I join? I'm a newbie so please enlighten me. Thank you!...


 How best could an individual market speculator [w/ liquidity] take advantage of the current financial crisis?
.

In other words: What are the best speculative market/investment opportunities available at the moment? Notice, I did NOT say the most prudent and/or risk mitigated opportunities - I ...


 How to invest in MF. Which is good to invest thru bank or brooker?
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 My mom is going to invest 800,000k in mutual funds. Are these fees too high?
My father just passed away and my mother doesn't work so I am trying to find her a stream of income to live off. First off I am going to look around for the best deal and I don't know a lot ...


 What is a good way to come up with 2000 dollars within a month without saving from my wages ie stock market?
i would like an extra income seing as i am a family on a single wage and would like to buy a house if we can ever afford ...



jan b
How do i set up investment portfolio for my retirement?
looking for tax deferred and balance
Additional Details
i have 5 years until retirement and 100k to invest now
                     
 




Leader Desslok
Investor's best friend, at least for me, is the Motley Fool.

www.fool.com


yums
Rating
read tips on investing and more on stocks that will help you on this site


derek
Tax deferred and balance.

Since you already have the 401(k) & IRA working for you...sounds like you might need to look into a tax-deferred annuity. They work well for some folks and not so well for others, so do a little research.

Also, keep in mind that capital gains tax is only due when you sell and realize a gain. This is another way for you to defer taxes (defer selling until you need to).


Marc H. Mayor
Rating
It depends on your goals.

If you want a low-risk strategy, look at cash, money market, short-term bonds etc.

If you're looking for double-digit, find a proven strategy with audited results.

Below is a link to my website; my approach has always allowed investors to double their money with four times less risk than holding an S&P 500 index tracker. Results have been audited by an independent third party.

Let's make money!

Good luck

Marc


Robin A.
Rating
If your employer offers a 401 (k), start there. Your contributions are put in tax free and they grow tax free. You are taxed when you take money out of the fund and are penalized if you take it out prior to being 59 and 1/2.

If your employer doesn't offer a 401 (k), a Roth IRA would be another option. You are taxed on what you put in, however, your investment grows tax free and you withdraw it tax free. You have the age penalty there too.


perdidobums
Rating
The 5 year window makes it hard to feel comfortable with putting that sum into the stock market. I would probably concentrate on CDs with a 5 year time frame in mind.


Franco
Rating
Here is a plan I found works very well:

1) Put $20,000 in a bank short notice savings a/c for income and emergencies.

2) Invest the rest in 5 or 6 equity income mutual funds with a good track record and low charges, investing in US, UK and Asian stock markets. You will have professional management with good safety.

3) Any surplus income reinvest into the same funds to compound their growth, or buy individual shares if you want some thrills.


stock_trade_expert
perhaps you can try forex. which is also excellent way for you to invest.

The FOREX or Foreign Exchange market is the largest financial market in the world, with an volume of more than $1.5 trillion daily, dealing in currencies. Unlike other financial markets, the Forex market has no physical location, no central exchange. It operates through an electronic network of banks, corporations and individuals trading one currency for another.

try forex from here:

http://www.bernanke.cn/easy-forex/

Good Luck && Wish you make a fortune!


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