My wife and i are saving for a house, but the money is currently in a regular bank savings account and all we get is about $32 in three months. This is ridiculous. We want to save the money in the ...
Additional Details Its true that demand and supply affects the currency rate but am wondering what in more detail actually affects the demand and supply of currency. I.e. what change ...
I honestly cant think of anything that is worth less than a nickle. I've bought gum for a nickle before, but I've never found anything that is worth 4 cents or less. so is there really a ...
Ok so im thinking £100 to start
honestly i dont have a clue about them
i'm hoping for an answer that will be informative
advice on the best shares to buy at this moment
and ...
I just got the paperwork to enroll in the company's 401k plan. They provide two options: self-investing or via their investment firm in Philadelphia (for a fee). This is all new to me, so which way should I go, and how much should I expect to pay in fees???
I am certain that at your company there will be some persons who can better advice you than we can. People enrolled in the 401k. Ask them for what they are invested in and the fees they have paid. Most people if their 401k has done well will talk your ear off. If they turn their head and look the other way, that is an indication that their investments in the 401k have not done too well.
Actually, the only 401k I have experience with is the one that my company provides. They provide a selection of mutual funds run by Vanguard. There are no fees at all other than the expenses of the mutual funds which run about 1.2% annually. Typical of mutual funds. For a beginning investor mutual funds are an excellent option, better than self-investing if you do not have any experience.
Without knowing the precise options, I can not offer any further suggestions.
DQ
ask your bank
BigDozer66
It is according to who their investment firm is?
Our company uses ML and we do our own investing.
There are no fees for us to do this.
HomesByDamon.com
Vanguard's expense ratios DO NOT average 1.2%!
Try sub 0.5%, and even lower on most of their index funds....eg, the 500 Index Fund has a 0.18% expense ratio!
zionputo
Make sure you know what the plan is and what it has to offer, find out if it is DC-define contribution or DB- define benefit. also educate your self in investing, because when u retire it might be a little difficult to invest then if you don't know anything about investing. also if you don't know anything it might be a good idea to let someone who does also have experience and trust.
stock.expert
Hi, i suggest a great site with plenty of Issues related to your Investing and everything around it. it also provide clear and accurate answer to many common questions.
http://investing.sitesled.com/
I am sure that you can get your answers in this website.
Good Luck and Best Wishes!
hirebookkeeper
Unless you know a lot about investments go with the investment firm. Usually the fees are small. They may only kick in once you sell the investment. Call the investment company rep and ask them all your questions, that's what they are there for.
vegas_iwish
fees generally are NOT small & definitely unnecessary. Do they list what options you have for the self-directed 401k? Usually not many to choose form. No fixed or guranteed income - period. Equities can beat inlfation others can not. If send me a list of options would be glad to help.
vegas_iwish@yahoo.com
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