 What are the best way/places to invest? |
| I know nothing about investing...but would really like to. Any pointers? The best I know is that savings accounts gain a small amount, and that anyone who didnt invest in microsoft is now kicking ... |
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 Silver or gold ???????????? |
| silver or gold to add to portfolio these turbulent times?... |
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 Can someone explain to me in "layman terms"? |
| What exactly is a mutual fund? How do they work? I have found many sites that explain them, but they always use fancy financial terms that I don't quite understand?! Thanks for your feedback! ... |
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 VISA stock @ $65, should I wait? |
seems kinda high.....................thanks
should i wait a few days?... |
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 I wanted to invest money in a stock. Which one should I choose? |
| I wanted to invest money in a stock and hopefully have it grow instead of having it sit in a bank. I need a stock whose shares are not too expensive. So far I have looked into Sisco, EMC and Navios.... |
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 If a company declares declares profit, does it increase the shares value ? |
I have taken 100 shares of Ashok Leyland.
They have declared around Rs.104 crores profit.
Will it increase their share price ?... |
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 Im interested in buying stock..... any tips? |
| i want to try and get into the stock market and invest in something that is valuable and likkly to go up. i just am not sure what companies are better to go with, the ones that are already establihed?... |
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 Any favourite penny stock site you'd like to share? |
there are just too many of them, just want to know some of the more popular, favourite sites.
Thank you.
Additional Details
Yes, I know penny stock can be risky, but I don'... |
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 In the present market outlook, how much should be ratio between stocks and cash? |
Please, from where can I get advices on the ratio at any time?
Additional Details
When do you think will be an upturn of the stock market?... |
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 Can my friends give me money to invest in my portfolio for them? |
| Basically I am wondering if I already have an account with a etrade/ameritrade/etc... and am trading with my own money, can my friends legally give me money to add to my portfolio and have me trade ... |
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 Looking to Invest in Stocks, but don't know where? |
| I've recently come into a substantial amount of money from a deceased relative. I would like to invest it into stocks that would give me the most bang for my buck. I was looking to buy stock in M... |
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 I'm going to invest 50000 for this job , is it original or fake please help me out,? |
THis is the Email i recieved
We are going to inform you that our company had accept your case for the post of FRONT DESK . So please deposit 50,000/= (Fifity thousand only) in our ... |
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 If my future husband wants to invest in property, and I don't, what should happen? |
| I don't believe we're in a place financially to invest right now. We have a really nice apartment near the city and it's extremely inexpensive for the size. We both work and split ... |
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 What in the world is Forex Trading? |
| Can anyone give me the basics and then some on what it is exactly? If I have just a few thousand to invest, is this something I should consider looking into? Should I just play the market / funds? ... |
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| Is the pound going to keep going down against the dollar? |
| Do u think I should exchange money now for June 2010?... |
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 Where would we go to do simple stock investing? |
| I'm interested in investing a miniscule amount of money (around $1000) in the stock market just to get my feet wet. I'm in no way looking to make some huge profit or anything of the sort...... |
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thamsenman! | How much of your portfolio should you hold in cash? |
I'm a young guy (23), trying to get more into stocks but I'm confused about how much I should keep in cash in my portfolio, leaving aside an emergency fund....
I feel like you always have too much cash when the market goes up and not enough when the market goes down...what is your advice? |
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coolgem2
 |
20% in the cookie jar.
40% in the mattress.
25% buried in the backyard.
15% in CD's.
LOL!!!!!!!!!!!!!!!!!!!!!!! |
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tbone50
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Your emergency fund should be 100% cash. This money is needed for instant access in case your car breaks down or you lose your job so you do not have to liquidate other assets at a loss.
As for stocks if you have a 401k you should load up. If you are maxing out the 401k , open up an ira and max it out also. After you max out the 401k and the ira then you could open up a taxable brokerage account. If you have a very high risk tolerance than go 100% stocks in these accounts. As long as your portfolio is diversified. Do not buy a bunch of stocks that are in the same industry. Also have lots of foreign exposure. I think as much as 40%.
To measure your risk tolerance, pretend that you had a fortune in the market a year ago and it dropped 38.5% (it did). would you freak out? would you be able to sleep at night? If not then lighten up until you are comfortable. |
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Robert M
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6-8 months of your expenses |
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Proud American
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In this market you should hold most in cash. Or liquidible cash. The sotck market is too volitile right now. |
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alcan52
 |
happy2b above is almost 100% correct but I will expand upon that answer.
You should be holding a base or foundation. That base should consist of the following.
Cash = Local currency and coin for everyday transactions
Silver bullion coins
Foreign currency = such as Canadian dollars in a safe to hedge against the falling local currency
Lastly GOLD bullion US or Canadian coins along with US pre 1933 $20 gold pieces should complete your base.
Once you have the above then brach out into stocks. Not before then.
Stay away from bonds. The Silver, Gold, and Foreign currencyshoul replace any bond investments in this economic enviroment.
This is what I currently have today and I have been working on this for about 8 months now. This is my base
Cash in safe = $2500
Canadian Currency = $3450 CAD about $2600 US. This can be exchanged at any local bank in my area if needed.
Silver = 1200 ounces of 1 ounce Canadian Silver Maple Leaf Bullion Coins. 4 ounces of silver collector coins from the Alaska State Mint. And 2 US 1 ounce silver American Eagles.
Gold = 2 ounces of Gold American Eagles. These are one tenth ounce coins. And 4 pre 1933 $20 gold pieces.
This represents about $31,000 USD intotal as a cash or liquid net worth base. Prior to this I was 100% in the stock market. My stocks have been clobbered but Im not worried about it becauce Ive now got my cash base and I dont plan on adding to my stock investments untill I have built that base up more and the markets turn around. This could be years. |
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Benjamin Franklin
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Diversify your portfolio. Do your research and find companies that are financially stable and not in too much debt and are still make a profit. A good example, would be Apple. Don't just invest in one company, but multiple companies. Do not invest all the money you have in Apple, find a few other companies that are not in the same sector. Apple is a electronic manufacturing company, so invest in maybe energy stocks (Exxon, BP, Shell etc) and also try investing in medical like Pzifer. Other than stocks consider gold and silver, but not too much. Make sure you have enough money to survive just in case you lose you job and/or the stock market crashes. In this case, gold or silver as well as other commodities would go up and benefit you. Here is a break down:
Stock Market 35% (diversify you stock investment and look into mutual funds. Find stocks with high dividends (interest)
Commodities 10% (gold, silver, platinum, oil, etc)
Bonds, Foreign Currencies 5%
Cash on hand 50% (During stock market melt down you may have to wait a few years to recover your losses, so its good to have money on hand to keep expenses moving if you were to lose your jobs. Make sure to find a bank with high yield interest rates.
Another good investment in today's economic climate would be property. Properties are very cheap to buy and will go up much in the coming years. Some might consider it a safer investment then stocks.
In the future invest money in opening your own business, not now! Chances of you succeeding are very slim due to the economy. |
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happy2b_white
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Keep 20% in cash, buy gold coins with the other 80%. |
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socrates
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You should have about 9% to 12% in cash. But if you sell something don't think you can't let it sit there for awhile. Wait til you've done your homework and found another good stock to buy. |
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