 Penny stocks: Buying at $0.0001 and selling at $0.0002? |
| I recently started trading penny stocks with the advice of a friend. He told me to buy a certain stock at $.0001 and told me to hold on to it until it doubled. I bought $150 worth of that stock. I ... |
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 Need help to sue my stock broker? |
Friends,
Last month i gave a dd to my stock broker asking her to subscribe for reliance power! She has lost it and dint even send it to reliance power which has now been confirmed. She has ... |
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 Is trust a bad thing? |
| like putting trust in hierarchy. or trusting in god that seems to have created a fuss now and then. like i hear the americans say in god we trust, and then some american might say why did my kid die ... |
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 Will Stock go up or down tomorrow? |
| Predict a % drop or up, closest one earn 10 pts! predict for dow jones and Nasdaq.... |
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 Who do I talk to about making investments? |
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 How best do i invest 2000 dollars? |
| i have 2000 dollars i am an alien in this country and would like to know how to invest well i have invested previously in a dot com business bt all to no avail i am thinking of trying again but dont ... |
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 Thoughts on putting money into a CD for a year or so instead of the stock market? |
Minimum deposit of $1000.
Earning 2.5%, 3.10%, 3.50%, 3.70%, 4.20% for 3 months, 6 months, 9 months, 1 year, 2 years respectively.
Thanks.... |
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 I want to buy or trade stocks. I know that oil, walmart are good companies. What is the best stocks to buy? |
| my bank is giving me $4000.00 credit line. I want to invest this money back, and I want to make profit as to pay it off. my bank is bofa.& ... |
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 Investing Question? |
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| And what should I do with the 1600$ a month I earn from work when my expenses are about 850 a month and will soon be getting a degree in nursing in about 1 year. Any advice?... |
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 What would be the best company to invest 100 dollars short term in? |
| i want to put just 100 dollars in some stock company for a short period of time and see what i can get back....what would be the best?... |
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| I'm 21 yrs old. I did college part time while I worked part time. I've been working since I was a sophomore in High School. I decided that college wasn't for me.. well at least not now.... |
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 If Warren Buffet never sells stocks, how does he buy food? |
| I'm new to investing and I see stocks as a retirement vehicle that I will cash out when I retire. But until then, I cannot use that money to buy a cheeseburger. So how does Warren Buffet only ... |
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 Hi i want start investing,can u give the names of websites for investing for bigginers with all definations? |
| hi i want to invest my earnings.........iam a biggener so want to know all the possible information regarding various investment options along with definations of words like equity, bonds, mutual ... |
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Valerie Rose | How much should I contribute to my 401(k) if I will be leaving the company in a year? |
I just recently became 20% vested in my company, and they opened up a profit sharing account for me with a 401(k) option. I will be leaving in the summer of 2008 because I will be going to Graduate school, but by then I will be 40% vested. I am wondering how much I should contribute, if any, to this plan even though I am leaving. I am also wondering if I should invest aggressively, moderately, or conservatively. I know that the yonger you are the more aggressive you should invest, but I am unsure now since I am leaving in a year. |
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REnate
 |
Keep contributing because you can leave it in the company pot until you want to roll it over or take it to your next company. A 401K is totally moving with you anywhere you go. |
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Jen
 |
The vesting portion is only the company match that you would be getting. You keep 100% of your own investment.
Put away what you can afford not to have access to for the next 40 some years. If you put in $1000 and your company matches .25cent on the dollar, they are putting in $250 of that $250 you would get to keep 40% or $100. The extra $150 is forfeited back to the company. So think about what you need to live on, what you want to save in personal savings and then put some in your 401k. The company will maintain your account after you leave if it has a balance over I beleive $3000 without requiring you to move it for 1 year.
The more aggressive you are, the more you will make LONG TERM |
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Brian G
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Being vested only refers to the portion of money they put in, not what you put in. What you put in will always be 100% yours.
To decide how much to invest, consider how much money you will need to have accessible while you are in grad school. If you will have low expenses and/or a fairly large regular savings account, you could still invest aggressively now. If you need to save up for bills while you aren't working, lower your 401K investment for now. The 401K money will always be available if you need to cash it in, but taxes and penalties will take a pretty good bite out of it. |
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Disciple
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You should look into your company's plan for matching contributions. The company I work for matches up to 15%. Whatever the company will match is what you should invest if it won't hurt your paycheck. The fact that you're going back to school shouldn't matter too much. |
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Dean *
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Invest as agressively as you can afford to. When you leave the company you have the choice of either rolling it over into another 401k account at a different company or you can roll it over directly into a private IRA where you can even invest in individual stocks or a few ETF's, bonds or mutual funds of your own choice rather than the limited choices that a company often gives. |
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tlbs101
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You'll still have 100% of the money you put in, plus interest on that money (plus whatever the company vesting is). After you leave the company, you will have the option of rolling that money over into an IRA, or leaving it in place (although they may tell you otherwise, and discourage that).
I'd save all I can, because of the tax deferral. If you are 25 and somehow manage to save $20,000 now -- with 'normal' returns for stock /mutual fund investments in the IRA, you'll be a millionare by the time you retire (or close to it).
Remember this, though. If you roll over the money into an IRA later, DO NOT have the 401K people issue you a check otherwise there will be huge penalties from the IRS, even if you take that check directly to deposit it into the IRA account. Have the money transferred DIRECTLY to the IRA account. I made that mistake years ago -- never again.
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NickofTyme
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Does the company match any percentage of your contribution? Mine matched up to 6 percent so that's what I invested. That's free money. |
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