
Hoa N
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you should reallocate twice a year at least. by saying this if you heard the old adage:" Sell in May ,go away" .
Statistically, in the period of Nov-April==>>dow,SP500,naq1000 return about 8% handsomely, since 1950
opposite May-Oct==>negative return, pay attention now, all the crash happen in Oct, Sept bad period for stock.
bookmark this page http://aol.hirschorg.com/
Going further, you should check out the most revered book by individual investor
Trader Almanac by Jeff hirsch.
I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:
fundamental analysis==(economic data,finincial health, management, business model, competetion)>>what to buy
technical analysis==(chart+indicator)>> when to buy
Sentiment/schycho analysis==>>mood of investor, Contrarian point of view.
Market cycle===>> check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live
At the age of 32. my 401k is amassed 71,000.00 and 30000.00 in taxble account. by follow simple rule |

BShakey
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I think annually is enough. To do it more often than that leads to what I call "carrot gardening" -- every time you see a sprout pop up through the soil, you pull it all up to check the root system, and disturb the growth.
that's not good.
You can't do market timing. Anyone who tells you which investement rain drop will reach the bottom of your window pain first is lieing to you.
Get in the market -- stay in the market -- reevaluate annually -- and watch the money grow. |