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 Which should I do first, an IRA or stocks?
Or mutual funds?

I go some money and have no investements of any sort. What's the most productive way to start out?
I'm young....


 How would you prepare for a massive stock market crash?
You have 5 years advanced warning of a huge stock market crash. What steps would you take to make sure that you save everything you have invested? Would you buy antiques or gold? Would you avoid ...


 Stock Market vs Poker?
How is the stock market in comparison to playing High Stakes Poker. I used to play high stakes poker and I am used to the ups, and downs of winning big, and losing big. Would the transition to the S...


 I save $1500/month, I want to invest it, what do you think is the best investment ?
...


 Have you ever had a fake banknote? What made you realise it was fake?
(Am writing a dissertation on counterfeit banknotes and researching the field...)...


 Help me invest wisely?
I can invest Rs 4000 every month for the next 8 months,
I plan buying a good laptop(approx Rs 55,000) next year, with this investment.
no doubt I'll have to pump in extra cash when I ...


 I have $150,000. where should I invest it?
Hello,

I just sold one of my homes and now I have $150,000. to invest.. my question is where should I invest it.. what bank has the highest paying CD's ... should I put it in a ...


 HEY OBAMA SUPPORTERS?
At What point would you change your mind about voting for Obama?

There are a lot of facts that prove Obama has many ties to criminals and anti Americans. Also his economic plan would drive ...


 Where can i learn about the stock market?
...


 I just bought 5 stocks, are they good buys?
I bought:
MRK (Merk Co.)-10 Shares @ 38.99 -$390
AUY (Yamana Gold)-20 shares @ 14.88 -$300
ETFC (e-trade Fin corp)-75 shares @ 3.88 -$290
S (Spring & Nextel corp)-40 shares @ ...


 What would you do to earn money if you only had only £50 to invest?
I have £50 and want to make some more money, what is the best and quickest way of making more money with it?...


 When Is the stock market going to go back up and What is Obama going to do about it?
...


 How can i become a millionaire as soon as possible?
...


 What is the great depression?
What happened in the great depression, why couldn't the government help the people out? Will we have a another great depression in the future?...


 If you were rich what would you buy and why?
...


 What type of investment is right...?
I am looking into ways to save money that will earn a lot of interest. I am currently in a situation to save a couple thousand dollars a month for the purchase of a home, but I would like to find an ...


 What should an 11 year do for money?
...


 This is a Finance Question. How can someone my age (23) invest for the future..within 5 to 10 years.?
...


 As a beginnner and never have invested money, how do I start investing and what are my best choices?
I have absolutly no Idea how to invest...........help!...


 Are there any legit work at home opportunities with no or very low cost?
...



John
How should I invest $5,000-$6,000?
I'm only 18, so I don't know much about stocks. If it is worth it though, I am willing to learn them as I'm going into the Business field. To clear the most common question up, I am debt free.

Thanks!
                     
 




Net Advisor
Rating
My suggest:

S&P 500 Index
Dollar Cost Average each month.
In a Roth IRA.
Wait 5-10 years.
Gains are tax free if held for 5 years and can be used for higher education, certain medical and buying a first home.
Principle can be withdrawn at anytime.

http://en.wikipedia.org/wiki/Roth_IRA

http://en.wikipedia.org/wiki/S&P_500

http://en.wikipedia.org/wiki/Dollar_cost_averaging


GRUS
Rating
Hi John,

Diversity is the key.

Put a part of your investment to this:

http://automaticforextrading.blogspot.com

9,000% in 10 months grows automatically without your intervention.

In this crisis year, let's say 4,500% in 10 months.

Thank me later


Wen T
Rating
INvest in ETF: ETFs are cheaper than mutual funds. ETFs have very low annual expenses, nearly 20 basis points or 0.2% less. As against this, actively managed mutual funds show average expenses exceeding 135 basis points (1.35%). This does not include the extra 2% - 5% as loads, 12(b)-1 marketing fees, transactions costs, and soft dollar expenses mutual funds, passed on to you but never informed, except in very fine print that nobody cares to read.
http://debts-to-wealth.com/category/Why-Invest-in-Exchange-Traded-Funds.html


May Derrek
Hello,

I also had a similair problem as you have.
I had a good amount of money, and wanted it to grow.
So I looked around on the internet to find something that is:
1) giving me great returns towards a relatively small risk

2) Professional people who know what they where doing with my money.

I'm glad to say I finally found a moneymanager who is capable of giving me good returns and give me a great support.
On this blog you can follow up all the results that he is making:
http://my-robottrader.blogspot.com/

My money is working for me, in three months time I already have a ROI of 80%.
So you don't hear me complaining!
Annyway if you would like to get in touch with my moneymanager to have some more information feel free to contact me you can send an email to me at derrekmay at gmail.com.
Then I'll give you the email adress of my moneymanager

Hope this has helped you!


payme1397
Rating
I would split it up to diversify the best you can. At your age, if you could start a Roth IRA with $3000 ... that would be ideal for your future.

Then take the other $1000 and keep it in a liquid savings account.

Take the final $2000 and invest in a DRIP like GE and then add to it over time.


d10
Rating
if you are confuse, you should determine your investing objectives first.


thewallstreethunter
Rating
that's not a ton of money, I would start buy selecting two stocks, that are larger companies with a good dividend and promise yourself you will hold them for two years. If you promise to hold for a long time, it tends to make investors more cautious about the stocks they pick. You should check out www.thewallstreethunter.com they have some great articles for beginners trying to learn about how wall street works..

good luck


dukefenton
Rating
At the moment gold and precious metals are hot, but that might not last. Over time, stocks are the most consistently effective investment; but in the short run it can be difficult to pick winners. It might be better to invest in an index fund, which tracks several different stocks. Later on, as you learn more about stocks and start to turn over investments, you can start picking specific ones. Real estate is very touchy at the moment; there exist opportunities to buy out distressed properties which may regain value later, but it's a tough call and $5000 really isn't enough to work with.


gosh137
Rating
Investment is for the long term, 5, 7 or 10+ years (varies depending on who you ask). Gambling is for the short term. Saving (money markets, CD's) safer than gambling in stocks is also for the short term. Remember the last market downturn in 2000, it took until 2007 for the S&P 500 to reach its old high point. How long will it take this time?? No one knows. Therefore the first thing you should do is determine your goals for this money. Will you get married, pay for a wedding, apartment or house in less than 10 years? Buy a car with a big down payment so you won't be too much in debt? Pay for college?? All in 5-10 years or less. Then save, don't invest. If the answer is retirement or something else in 10+ years, then you can invest AFTER you learn how. Don't rely on bankers, or insurance salemen who mainly care about their commissions. Buy some books and money magazines and read. Investing-, Stock Market-, or Mutual Funds- for Dummies Series are good beginner books. Also books by Peter Lynch are good.


docmase
Invest it into a mutual fund. A recent one that just re-opened and has a great track record is Dodge and Cox Stock Fund (DODGX).


Don
Rating
I just inherited $40,000 on Monday. I was faced with the dilemma of putting my money in a CD or investing in the stock market. I am a big advocate of dollar cost averaging and dividend reinvestment, so I chose to buy more of the high quality Blue Chip Stocks within my DRIP Plan.

They are seldom recommended by brokers due to the low rate of commissions received. However, these
reinvestment plans can be very powerful long-term investments. Studies have shown that DRIP's are one of
the best strategies on Wall Street.

They are inexpensive and easy to start. New investors to the stock market should definitely consider a DRIP Plan.

Companies like Toyota, Royal Canadian Bank, Sony, Bank of America, General Electric and many other Blue Chip
Stocks can be purchased through your DRIP Plan, with as little as 1 share in most cases.

These long-term plans are great for beginners as well as veterans. Check them out.

A DRIP Plan is just one option you might consider. There are several other investment vehicles to look at.

Best of Luck


Stubbylegs
Rating
Have you already paid taxes on it? If so I think a good safe place would be a Roth IRA. You can pull out the $ when you are 59.5 yrs old with out paying uncle SAM any $. You can also pull some $ out of it before your 59 talk to your Insurance sales man or banker.


Ja§per
Rating
A new motorbike


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