 Where would you invest $500,000 today in the stock market? |
age 40
I'm already invested heavily, just like different ideas to study up on. TIA.... |
|
 Which online brokerage firm do you suggest for a Roth IRA? |
| I recently opened a roth ira with e trade, but have been reading a lot about a potential bankruptcy. I know my money would be insured because I am only investing $2,500, but I am weary of a company ... |
|
 Stock Market? |
Hi,
I am form india, i have started trading in stock market. can someone suggest books which can teach me about tecniques for trading stock ... |
|
 How would you invest $150,000, keeping in mind the current market, retirement & keeping portfolio diversified? |
Additional Details
Thanks for everyone's advice. I will not provide my personal specifics online. However, let's say this $150,000 is just sitting in a no-interest checking ... |
|
| What stocks should I invest in? |
| I haven't invested in any stocks yet. I want to begin, when and how should I go about it, and what stocks do you think I should invest in?... |
|
 What is the best way to invest? PRIMERICA? INTERNET? |
| i am a first time investor. i have a few stocks and a 401k. i want to venture out, but i don't know the best way. should i join and investment club? go with Primerica? try the internet for ... |
|
 Will a bank loan you money for day trading? |
| I need over 10k to day trade options and stocks and need extra capital to make more money, will a bank loan me money for this purpose?... |
|
| Anyone has tried FOREX investments? |
| Lately you can see on the net lots of companies offering this kind of investments, I know that is risky however I would like to know if some of you guys has tried it and which company should I choose ... |
|
 How can i earn at the age of 16? |
my parents do not allow me to go out and earn, i cannot do part time. anything i can do at home only.
is dere any way of investing money at this age.......... wat r d possibilities???... |
|
 I have $96000 with countrywide bank in a CD that will mature the first of November. Any experts out there? |
| I'm not sure I understand the full impact on what is going on with the bankruptcy news. Any financial wizs out there to give me advise? My penalty would be 180 days of simple interest to get it ... |
|
 Can u invest one crore..? |
| India grows...our gdp grows....we are the multinational fund manager..we gave last year more than 50% return...dont wory about the tax on returns.....several schemes with me..alternative fixed ... |
|
| Investing while in college? |
I am not that familiar yet with investing, but I am reading along when I have time. What I want to know Is:
Is it required to have an income to buy shares?
And is there a minimum ... |
|
|  |
josh42191 | How should i invest $1,000 a month for the next year ? $1,000 every month? |
Hello,
I will be recieving a check for $1,350 a month until I turn 18, and I'm wanting to invest this money so later on when i need it, it will be aviable for a better cause rather than wasting it on fast food, games, music ect...
I also have a job, but i'm only working part time so my pay check is only 300 or maybe a little larger monthly. I am currently trying to get a job where I can wait tables to make more even if I work less hours. So i'll have money to spend throughout the month, but i'll save 1,000 a month until a year then start adding more and more to the monthly amount thats being invested. but what kind of investments would be accudete for this type of situation?
Josh
(*sorry about the sloppy writing, just finished working out kinda out of it*)
Additional Details
I am 16 and 5 months old, so i will be recieving the check for another year and 7 months |
 |
 
dragonfly_3
|
You should do a Roth IRA (Individual retirement account) for yourself. At your age, even getting in a few thousand dollars now will allow you to retire a millionaire if you don't touch the money in the future. Maybe start a retirement fund and a regular "use later" fund and let both appreciate in value.
If you sock some away for retirement, it has 50 years to draw interest. Go to www.dinkytown.net and play around with some of their financial caluculators to see what kind of money you are really looking at once you factor in the compound interest. Whoo-hoo, lucky kid! |
|
Dogman
 |
Place it in a CD or in I bonds |
|
Terry
|
At 16 you will probably have to get an adult to set up the account for you, but a ROTH IRA is the type of account you need to set up. This is very tax-efficient, particularly when you are young.
The ROTH IRA is just an account into which you can put various types of investments - including stocks, mutual funds, and other instruments.
If you are planning to leave the money in there until you retire (which will make you a very rich man, and easily able to retire in your 50s) then you would do well investing in broad stock market index funds. I would suggest you start out buying the Vanguard Star fund. The minimum for this fund is $1000; and you can then buy aditional shares in the fund over time - the minimum additional investment is $100.
Once you have $3000 invested, you can look at buying into the Vanguard Total Stock Market index fund.
These two funds would form a good basis for your investment over the next few years. Once you build more capital, you can add a diversified International fund, and also look at buying more mid-cap funds to round out your portfolio.
Vanguard is a great company to start with - they have the lowest management fees in the business, and have a wealth of educational material online.
Read as much as you can in the next year or two about investing - you need to become your own best advisor. Only you will be really interested in protecting and maximizing your investments. Do not hire a financial advisor - you don't need to pay someone else your money to manage your money!
And don't worry about the problems in the market at the moment - the media are playing it up, but the movement to date is still less than 10% down from the top. You will be doing exactly the right thing - buying consistently over a long period. This means sometimes you buy at the low, and sometimes at the high, but over time you build up a very reasonably priced investment portfolio.
You must resist the urge to respond to sudden market moves by selling - that's how most amateurs lose money. Remember you haven't really lost anything if you hold on to your investments, and they come back up to the same price over time. People who sell then buy then sell then buy frequently always lose money compared to those that simply buy and hold.
Expect over a 20 year period to return 10% a year on average - that's really going to give you a huge gain in your lifetime.
Good luck. |
|
Adam J
 |
Josh:
Don't worry, your writing is a lot clearer than a number of posts on this page...
Anyway. It really depends on what you plan to do with the money ultimately. You may want to be relatively conservative with it (ie govt bonds, CDs, money markets) if you are going to need the money for college in the near future or some other big expense. On the other hand if you have a long term time horizon you'll probably want to throw the lions share of it into the stock market. The market is volatile--which means it isn't a good idea to stick money you need in the short term into it--but over the long term it outperforms other asset classes.
I've included a quick and easy guide to getting started on the stock market below. Note that since you're under 18 you'll need to get your parents to open a custodial account for you. Even if you want to keep most of your money in something relatively safe, I'd recommend opening an account with Zecco and playing with a little cash just to get used to how the market works.
Cheers!--Adam J
Getting started in the stock market is actually very easy.
1) Open a brokerage account.
Check out a broker called Zecco (www.zecco.com). The company doesn’t charge a fee to buy or sell stock, doesn’t have a minimum balance, and won’t charge you a fee just for having an account open. Tradeking (www.tradeking.com) and Scottrade (www.scottrade.com) are other options.
2) Buy shares in an exchange traded fund.
These are basically mutual funds that trade on the stock market, effectively allowing you to own a little stock in a large number of companies with a single trade. Two prominent examples are the iShares fund (IVV) and the SPDR fund (SPY) both of which hold all 500 stocks in the S&P 500 (a listing of the main US stocks). Both funds have very low costs and should track the performance of the stock market closely.
3) Sit back, relax and do nothing.
The stock market averages a 10-12% return over long periods of time. Over 30 years an investment growing at 12% a year will increase 30 times (ie a $1,000 investment will be worth just under $30,000). Just keep adding more cash to your account whenever you can and don’t panic if the market drops a bit.
You can also look into buying individual stocks, but either of these funds will make a great core holding. |
|
J D
 |
I'm not an investment wiz but I have always heard that CD's are good to invest in. I think they grow by 2.5 % per year. You can take it out in one year so if you leave it in for 1.5 years they may grow even larger? You may want to look into this. I would hate to lose it all on stocks. Mutual funds are for a longer period of time (years) but that may not be a bad idea either. I knew someone who invested $2500 in mutual funds and when I met him it had grown to $1,000,000. Of course, this was over the course of about 50 years. |
|
tim t
|
Invest in Mutual Fund: As the mutual funds are designed by investment companies to buy shares in different stocks and other securities, the mutual fund investor along with their ownership of shares of the mutual fund, have a restricted claim to ownership on few of the securities held by the mutual fund. Besides mutual funds provide the dual advantages of diversification and professional money management services to manage the money invested in the fund.
http://debts-to-wealth.com/category/Guide-to-Mutual-Funds.html |
|
Starte Christ
|
Put it in the bank until you read and understand the following book no matter how you plan to invest:
Security Analysis by Benjamin Graham |
|
oldnikko
|
The way the market is going now, I'd buy a CD every month. See your local bank manager for more info... and shop around for the best interest rates. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 13 minutes(s) ago
| | | |
8 | 17 minutes(s) ago
| | | |
7 | 32 minutes(s) ago
| | | |
7 | 57 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
8 | 2 week(s) ago
| | | |
8 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
