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 What's your favorite investment right now?
...


 How reliable and true are Forex Autorobot Systems? ?
Is there a body that could provide unbiased report on the efficacy of such systems?...


 Help!! I am 30 years old and am about 2 start contributing in my company's 401K but I am lost?
These are the contributions given 2 me what will be my best chooses and and what percentage should I select?

Stabe Asset Return Fund
Intermediate Bond Fund
Balanced Fund
L...


 What would be a good investment between $5k and $10k to give a persistant monthly income?
I plan to have this much saved by the time I turn 18 next year, and would like to do something useful with it. College is already taken care of, and I own my car outright. With no established ...


 What's a good way to start learning about investing?
I am going to inherit some money in about 6 months. Eventually I want to use it as a down payment for a house. Until then what can I do to earn a little profit with it with out too much risk? I'...


 Suppose you had $100,000 to invest. What stocks would you invest in and how many shares would you buy?
Pls list ticker ...


 Day trading?
What is the best way… and smartest way to get into day trading?
Additional Details
I’m a virgin; I need to learn the basics. I’m not going in “full force”..yet, but it looks ...


 How many mutual funds should i invest in?
incase any of you saw my last question in this category stocks and mutual funds are ...


 Vanguard or american funds?
American funds has shown higher long term returns, but Vanguard has such low fees and does very well. In regaurds to A share mutual funds, which one do you recommend and why? Thanks....


 Where or how do I go to purchase AIG stocks?
Because of the bailout of AIG and others. Would like to buy, but don't know where or how to start. Any suggestions?...


 What is stock market?
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 How to trade options in stock market and what are verious startiges of treding options?
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 Is Morgan Stanley the next one?
Are the rumours true?...


 What is your openion about investment in mutual Funds?
I heard that the investment in mutual fund is very safe and getting good return. I want to know your openion in this regards. as per your experiance which Mutual Fund is Good....


 I am indian and my friends residents of africa want to transfer his fund in african bank to india in my accoun
is it possible for him to transfer the fund from africa to india what is the suitable procedure. to get ...


 Investment of money for maximum returns?
I want to Invest Rs 50000. Where shoud i invest so that i have maximum returns after 3 years?...


 How Can I Get Into Investing??? I Am A Novice And A Complete Beginner.?
What are the first steps??? What type of things must I think about??? Feel free to post useful books and useful websites. Thanks

btw I am based in the UK....


 Where should a 24 year old invest a large sum of money?
I am a 24 year old male in NJ. I have a BS in EE and have been employed for 2 years. I am working on my MBA and am paying for about 20% of this (employer paying rest). Lets assume I make ~$70k.
...


 If I give you a loan of 1 million $ today on condition to return it $3 million after 5 years.?
where would you invest it ?...


 What's the best way to become a day trader?
...



Mz.Espinoza
How to invest for the future...?
Okay I'm a 21yr old mother of two and I'm in the army. i will be getting my enlistment bonus piece by piece over the next 5 years. $10,000 each year for 4yrs and $20,000 the 5th year. i don't want to spend this money on crap but i don't know how to begin investing or where to start. these are some things i would like to do: start a college fund for my 3 and 1yr old, and yes i know it might be early but i want to begin a retirement plan. any others ideas about what i could do and how would i go about it. how much money would help me get started?
                     
 




Joe
Rating
You can easily start with $3,000. Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. If you are like most people you will invest part of your money aggressively in stocks, and part conservatively in money market funds and bond funds. However, some young people will go all stocks, and some very conservative people will go all money markets. The links below have on-line questionnaires which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of investment.

You want to buy a diversified portfolio of stocks as individual stocks are too risky. Highly knowledgeable people can buy a properly balanced portfolio, but most folks have a difficult time balancing things on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Back in 2000, Some people bought all internet stocks; they got burnt when they all crashed together. You have to diversify across industries. Unless you know what you are doing, it is best to buy mutual funds. Buy no-load, low cost funds. Mutual funds should have expense ratios of less than 0.5%.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.



Tuxster
As the cliche goes, here's some food for thought.

If you took just half of the $60,000 you'll be receiving ($30,000) and invested it in a low-cost, broad market S&P 500 stock index fund, growing at the historical return of 10.3%, when you retire at 67 years of age (in 48 years), your $30,000 investment will grow to $3.3 million.

This has to do with compound interest and the future value of money.

Again, the S&P 500 index has returned about 10.3% with only modest volatility (risk).

Keep in mind that figure is an ANNUAL average growth rate. Meaning, in any given year, your investment could be up or down any number of percentage points. However, when smoothed out you'd receive 10.3%, before taxes and other fees.

Not too shabby a return for simply investing your money and letting it grow without touching it.

Also, this approach is great for people who either don't know anything about the stock market, don't care too, or don't want to pay professional money managers their fees (mutual funds). Moreover, the bulk of professionally managed investments UNDER PERFORM the broader market S&P 500 index.

So, there you have.

Good luck with your investing future!



wild-man of Borneo
Decode this lyrics " Take a chance on me"
How about getting a juvenile endowment life insurance policy that mature at a certain time as saving with monthly minimal cost that grow with time.
At maturity one should have aged with time to cash it out for holiday.
Have the protection while the little ones grew up in time in case of emergency in leaving something if one should be no longer around in time.
If one make it through in time the savings will have grown by then.
Luke 9.25,55-56,60
What do you think?


anonymous
that's what investing is all about, baby
figuring out what the future is gonna be like and profit from it


Hamburgergirl
Rating
I'm a mechanical engineer who just graduated and my family has the majority of our funds invested in gold. About half a mill at the moment from our relatives and handed down and we just buy more when we can since it never goes down. Also, bankwest Australia just put up an account where you get 10% interest, were looking into that, something like put $50 a month in at least and you'll get 10% per year. We might be putting in the limit so that we can live off the returns it gives (2 million at 10% - tax is 100k a year if we took it out now). At the moment I'm working so there is no real point in taking it out so yer, that’s no to bad. I don’t know what most other people do with their money but from personal experience every person that I've talked to who invest in stock/commodities, they will sometimes have a good year like 20% returns then the next year they lose everything and then some. From most of the people I know who do it that way lose money 90% of the time no matter what the advisors and 'friends in the know' say. Oh, and watch out there are an uncountable amount of operators, investors etc who seem legit and they invest in stupid things and they lose all your money. My boyfriend’s parents who also happen to own their own engineering firm invested a million and the investors lost the whole lot... so don’t take unnecessary risk with your life savings. Then again what do I know I'm only 25 and living very comfortably. I'd say if you can, just save and put it in a high interest term deposit account because I like to play it safe. And if you can get sent to Australia go for it, healthcare for all, university fee's are paid via hecs so you don’t pay anything only your kids do once they get a job from uni. Its amazing here.


Ernst G
i would save my money in a good saving account, or on line bank like ING. That is giving you about 8% at the moment.
In the mean time learn about investing, read books, Magazine or line and so on.
With knowing more about money and investing you will find the right thing to do.
Just do not trust any one with your money and mostly get quick rich systems, no one will care about your money as much as you do.
I am now 46 still learning about money.
And slow and steady will win the race.
if you put some money a way already now for your kids you have a good compounding interest.



loyalove2006
Rating
go with asset management,like the Robert said..i have invested over 100k in asset management , made 3% to 10% monthly, they have 5 years in market ,The trader have only the Power of Attorney and i can revogate it and i watch the trader job 24 hours daily by platform online. i'm happy to make money with them safely. great and wonderful , take a look what i have shared with you.Recommended ! Good Luck!


mhone
Go into debt. Invest other people's money to make money...don't save or invest your own. Contrary to popular belief, the dollar devalues, taxes and inflation devalue savings. Debt is not taxable and is payable in devalued dollars.



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