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 If I have 401k plan through the office, Is it possible to contribute to ROTH IRA too ?
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 Paulson says the financial system is sound. Really?
What is Paulson's definition of sound? Is he taking a page out of Clinton's book? So far two investment banks have KOed MER got saved by a long count. AIG is on the ropes. WaMu is down ...


 How to earn money in internet. without investing money.?
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 Do stockbrokers ever lend money?
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 How do i start investing in a stock market with $100?
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 I have a thousand dollars...what can I do with it?
I just got about $1200 and was trying to find ways to perhaps do something with it to perhaps make more money...I guess invest in something but I don't have a single clue about the stock market ...


 I need to borrow money from a loan shark, can anyone help me?
i can't borrow from the bank or any other high street lender..........someone please ...


 Where do I start?
I am a single parent without very much income, and want to start investing, any suggestions for someone new to investing/...


 Can you open up more then one Certificate of deposit per bank account?
I want to put 10k into 5 different certificates of deposits, but are you allowed to have more then one cd per bank account?...


 Who are top 100 milionares in the us?
where would i find this ...


 Why are people committing suicide in wall street and allover the world?

Additional Details
it s not the ...


 When is it time to sell a stock?
I know folks have different criteria for doing this. In layman's terms, please....


 What's the best way to invest $100,000?
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 Savings accounts?
to invest £10/000 ...


 What is better than a savings account?
i currently have a large sum of money in a savings account that earns 4.75% interest. what are some other options, im wise with my money, but know little about mutual funds or the stock market....


 If you have a gold ring sized smaller, does it lose value?
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 Best way to invest?
I'm really thinking hard about the best way to invest my money.. I think want to invest around $2000 or so.. And I'm open to invest for 1 year to 4 years. What will get me the best return?<...


 Which is the best website where we can watch stock exchange trading in India, live?
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 Can any one tell me where i can see online rise and fall of stock market??
i wanted to know wether some one can tell me where i can see online rise and fall of shares as a graph or any thing else??...


 Can anyone tell me if the Forex market is a good investment?
Can anyone tell me if the Forex market is a good investment?...



helen_faye_2006
How to invest my money?
I am 19 years old and I have 1,000 dollars that I want to invest. I read somewhere that if I put it in a certain account that by the time it was time to retire I would have a whole lot of money. Can anyone tell me what this is or do you have any other advice.
                     
 




dennisgonzalezdgm
I was introduced to the investment of the iraqi dinar. This speculates that you buy with $1,000 at least 1,000,000 dinars. After iraq has a stable economy and goverment it should reval close to almost 1 USD : 1 dinar. For more info go to http://www.investorsiraq.com Good luck.


myacumen.com
Rating
There are a lot of great opportunities for you, you should go to a local library and read up a lot of books on investing so you can find out what kind of investing is comfortable and interesting for you.

Some people tend toward high risk investments and other people lean towards low risk.

Learn as much as you can, take it one step at a time and don't get greedy. You'll do very well. Good luck to you!


Advisory Service
IRA and Mutual Funds are the best option over CD.

The differences is the interest rate on earning, year, how the marketing is going depending on the portfolio of a company (small, mid, and large cap size), and finally the income tax that you will be tax when withdrawing the money. You will be automatically tax about 10% extra if you are younger than at a federally set age.


girishdshmkh
Rating
read economic times daily
read book rich dad poor dad


Franco
Telephone Vanguard and ask them to put it in one of their mutual fund tracking the emerging markets index. And in order to avoid tax, ask them to put the investment in an IRA account.

These markets will probably grow faster than the US. Assuming a net growth of 12% annually, after 40 years it will become $93,050 which is not a terrible lot and it would be best to add some more from time to time, as you afford it.

Note that investments on the stock market are never certain and growth can be less or more.


jasonsegon
Rating
Try http://www.goldenbullstocks.com you will be impressed! Test drive their stocks.


manto
Rating
Invest in ETF: ETFs are cheaper than mutual funds. ETFs have very low annual expenses, nearly 20 basis points or 0.2% less. As against this, actively managed mutual funds show average expenses exceeding 135 basis points (1.35%). This does not include the extra 2% - 5% as loads, 12(b)-1 marketing fees, transactions costs, and soft dollar expenses mutual funds, passed on to you but never informed, except in very fine print that nobody cares to read.
http://debts-to-wealth.com/category/Why-Invest-in-Exchange-Traded-Funds.html


v b
Rating
You are asking about IRA accounts.

There are 2 types. "Traditional IRAs" and the "Roth IRA."

To money into either type, you must have earned income during the year. So, if your W-2 shows $1000, you can put $1000 into an IRA. (The maximum is $4000.)

If you don't owe any income tax, the Roth IRA is a better choice. Keep in mind, that your goal is to try and leave the money in there for 40 years, so you may want to put in, say, $500, not all $1000. (Put the rest in passbook savings, a CD or savings bonds.) If you owe income taxes, the traditional IRA gives you a tax deduction...but in 40 years when you pull the money back out, it's taxed then.

I *would* recommend that you get into a lifelong habit of 10-15% to a tax deferred account (when you start a full time job, 401(k)s, TSP accounts and such come into play) and another 10-15% to a savings account. You won't really miss the 30% if you get in the habit and it's nice to have money to spend if you are either out of work or finally retired.


minuteheat
Rating
It's called compound interest and if you start saving now there's a good chance you'll have a lot of money by retirement. The best way to start compounding your money is to invest in stocks. Compared to other forms of investments like bonds, CD, and mutual funds, stocks have historically produced the best returns. You should invest in companies that you understand and are familiar with. Apple, Google, and Amazon.com are companies that you've probably heard of and they have been fantastic investments over the past couple of years.

If you want to learn more you should read this blog,
http://financiallyhip.blogspot.com


Jay
Rating
There are many options. But let me describe what I suspect you're thinking of.

A "Certificate of Deposit" (a "CD") is a safe investment where you are (except under extreme situations) you cannot lose your initial investment. Over time, the "interest rate" will go up and down, so it's impossible to predict what you'll have in the end.

However, lets say that you're able to average 3%. You are now 19 and you'll retire at 65. That's 46 years.

$1000 invested for 46 years at 3%/year would be about $3,800. That's more than 3 times.

Yes, but that's not "a whole lot" of money, now is it?

Know why? Because it's safe and it's more-or-less guaranteed.

They say that stock market averages 10%. That's risky, but let's assume that you DID have a 10% guaranteed investment over those 46 years. Your $1000 would be $80,000.

That's better, although not nearly enough to retire.

Point is: there's nowhere that you can put $1000 and have a guarantee that you'll end up with "a whole lot of money."

That said, you're young and can afford some risks. But be aware that anything that gives good returns is going to run the risk of you losing it all.


src50
There's a great starter book on investing called "Investing For Dummies." It gives you the basics on what investing is all about. Highly readable and recommended.


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